15 Sacramento Bankruptcy Attorneys & How to File for Free

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In a Nutshell

If you’re thinking about filing for Sacramento bankruptcy, you’re taking a brave step in confronting your overwhelming debt head-on. It can be difficult to muster the courage to deal with your debt when it’s often so much easier to ignore it. However, your courage is hopefully going to help you obtain a fresh start. Working with a Sacramento bankruptcy attorney to obtain debt relief can help to make this dream a reality. Whether you’re thinking about filing for Chapter 7 bankruptcy, Chapter 13 bankruptcy, or Chapter 11 bankruptcy, you need to find a bankruptcy lawyer whose approach to this process fits your unique needs. Consider beginning your search by reviewing the profiles listed below. Each will tell you about a law firm in Sacramento that works with consumer bankruptcy clients. You can then follow up with any firms that interest you for more information about the fees they charge, the services they offer, and their approach to representation.

Written by the Upsolve Team.  
Updated November 7, 2019


If you’re thinking about filing for Sacramento bankruptcy, you’re taking a brave step in confronting your overwhelming debt head-on. It can be difficult to muster the courage to deal with your debt when it’s often so much easier to ignore it. However, your courage is hopefully going to help you obtain a fresh start. Working with a Sacramento bankruptcy attorney to obtain debt relief can help to make this dream a reality. Whether you’re thinking about filing for Chapter 7 bankruptcy, Chapter 13 bankruptcy, or Chapter 11 bankruptcy, you need to find a bankruptcy lawyer whose approach to this process fits your unique needs. Consider beginning your search by reviewing the profiles listed below. Each will tell you about a law firm in Sacramento that works with consumer bankruptcy clients. You can then follow up with any firms that interest you for more information about the fees they charge, the services they offer, and their approach to representation.

15 Bankruptcy Attorneys in Sacramento

Amberg Harvey Law Office

Sacramento, CA Bankruptcy Attorney

Amberg Harvey Law Office is managed by two partners, but one is retired from active practice. Practicing attorney Tom Amberg, Jr. earned his legal degree from Saint Louis University School of Law and is a member of the National Association of Consumer Bankruptcy Attorneys. This law firm assists consumers with filing fo...

Phone: (6-2) 7-8-407

331 J Street, Suite 200SacramentoCA95814

Eric J. Schwab PC

Sacramento, CA Bankruptcy Attorney

Eric J. Schwab PC is a sole practitioner firm based in Sacramento. Attorney Schwab has been providing legal services related to debt relief and business law for more than 25 years. This firm offers free consultations, which can either be scheduled over the phone or through the contact form on the firm’s website.

Phone: (6-5) 4-9-588

555 University Avenue, Suite 130SacramentoCA95825

Fraley and Fraley, PC

Sacramento, CA Bankruptcy Attorney

Fraley and Fraley, PC is a law firm managed by a husband and wife team of attorneys who are both Board certified in bankruptcy law. They are also members of the National Association of Consumer Bankruptcy Attorneys. This firm serves both personal and business clients interested in filing for bankruptcy relief.

Phone: (6-4) 5-5-444

1401 El Camino Ave #370SacramentoCA95815

GAJP P.C.

Sacramento, CA Bankruptcy Attorney

The law firm of Gale, Angelo, Johnson & Pruett P.C. has five law office locations in California: Sacramento, Roseville, Concord, San Francisco, and Folsom. In addition to consumer bankruptcy and business bankruptcy management, this firm offers legal services in the areas of family law, creditor harassment, and consumer...

Phone: (6-2) 0-7-778

333 University Ave, Suite 200SacramentoCA95825

Jason Borg & Associates, Inc.

Sacramento, CA Bankruptcy Attorney

Jason Borg & Associates, Inc. offers free consultations for its bankruptcy clients, although not for its other legal services. These additional services include family law, estate planning, and probate. The firm’s bankruptcy practice focuses on cases filed under Chapter 7 and Chapter 13 of the Bankruptcy Code on behalf...

Phone: (6-2) 6-4-752

9401 E. Stockton Blvd., Suite 225SacramentoCA95624

Lanphier and Associates Law Office

Sacramento, CA Bankruptcy Attorney

The bankruptcy lawyers of Lanphier and Associates Law Office answer the phones six days a week, offer flat fees, and confirm manageable payment plans all for the convenience of their clients. This firm offers free consultations and serves both English-speaking and Spanish-speaking clients without the need for an outsid...

Phone: (6-4) 7-0-222

1860 Howe Ave Ste 330SacramentoCA95825

Law Office of James Keenan

Sacramento, CA Bankruptcy Attorney

The Law Office of James Keenan is a sole practitioner firm managed by a bankruptcy lawyer dedicated to both helping his clients gain a financial fresh start and ending creditor harassment. This firm offers both free consultations and personalized service as Attorney Keenan, who has been practicing law for more than 20 ...

Phone: (6-4) 8-6-923

2600 H StSacramentoCA95816

Law Offices of Diana J. Cavanaugh

Sacramento, CA Bankruptcy Attorney

Solo practitioner Diana J. Cavanaugh advocates on behalf of debtors at her Sacramento Bankruptcy Center. She only assists consumers struggling with overwhelming debt, she does not practice creditors’ rights law. In addition to helping her clients file Chapter 7 and Chapter 13 bankruptcy cases, she addresses garnishment...

Phone: (6-6) 7-6-60

1555 River Park Dr #206ESacramentoCA95815

Liviakis Law Firm

Sacramento, CA Bankruptcy Attorney

Liviakis Law Firm is a solo practitioner firm managed by bankruptcy lawyer Mik Liviakis. This law office practices consumer bankruptcy and business bankruptcy exclusively. In addition to bankruptcy-based debt relief solutions, this firm works with clients seeking alternatives to bankruptcy, like debt settlement. Free c...

Phone: (6-4) 9-2-364

1215 K StSacramentoCA95814

River City Law

Sacramento, CA Bankruptcy Attorney

Managing bankruptcy lawyer of River City Law Susan Turner earned her law degree from Lincoln Law School of Sacramento. At present, she represents both debtors and creditors in Chapter 7, 11, 12 and 13 bankruptcy cases. Attorney Turner offers free consultations for prospective clients at her law office, which is located...

Phone: (6-9) 2-9-297

331 J Street #200SacramentoCA95814

Sacramento Law Group

Sacramento, CA Bankruptcy Attorney

Sacramento Law Group is a sole practitioner operation managed by attorney Adam Garcia. Attorney Garcia earned his legal degree from University of Arizona College of Law and has focused his practice on consumer bankruptcy issues. This firm offers a flat rate for Chapter 7 bankruptcy cases and is open from 8am – 6pm Mond...

Phone: (6-5) 6-1-018

4050 Truxel RdSacramentoCA95834

The Law Office of Barry H. Spitzer

Sacramento, CA Bankruptcy Attorney

The Law Office of Barry H. Spitzer practices both consumer bankruptcy and alternatives to consumer bankruptcy. Attorney Spitzer notes on the firm’s website that he always considers whether a client could benefit from a bankruptcy alternative before recommending bankruptcy. Potential clients who are interested in explor...

Phone: (6-4) 2-9-002

980 9th Street, Suite 380SacramentoCA95814

The Law Office of Lisa K. McKee

Sacramento, CA Bankruptcy Attorney

The Law Office of Lisa K. McKee makes clear on the firm’s site that it is not a “bankruptcy mill.” This firm aims to provide personalized attention to debtors struggling with overwhelming debt and/or consumer rights challenges such as creditor harassment. Attorney McKee offers flexible payment plans and free consultati...

Phone: (6-6) 1-1-000

1325 Howe AveSacramentoCA95825

The Law Office of Mo Mokarram

Sacramento, CA Bankruptcy Attorney

The Law Office of Mo Mokarram has two office locations: one in Sacramento and one in Marysville. This is a solo practitioner law firm managed by attorney Mo Mokarram. Attorney Mokarram is a member of the National Association of Consumer Bankruptcy Attorneys and focuses his practice exclusively on meeting the needs of d...

Phone: (8-5) 8-0-040

1101 Fulton AvenueSacramentoCA95825

The Law Office of Seth L. Hanson

Sacramento, CA Bankruptcy Attorney

The bankruptcy attorneys of The Law Office of Seth L. Hanson assist clients with filing Chapter 7 and Chapter 13 bankruptcy cases, putting an end to creditor harassment, preventing real estate foreclosure, ending garnishments, and stopping repossessions. This law firm offers free case evaluations, which can be schedule...

Phone: (6-7) 0-7-005

980 9th Street, 16th FloorSacramentoCA95814

How Much Do Bankruptcy Lawyers in Sacramento Charge?

If you’re struggling with overwhelming debt, please don’t let concerns about the cost of Sacramento bankruptcy attorneys’ fees keep you from filing for bankruptcy under whichever Chapter of the Bankruptcy Code best fits your financial situation. Even though paying for bankruptcy legal services can be a frustrating process, doing so is often a solid investment in a fresh start and a solid long-term financial situation. Also, most Sacramento bankruptcy lawyers offer flexible payment plans and other billing options designed to make paying for attorneys’ fees work for you; after all, they understand that their clients are navigating financial crisis and don’t have access to much disposable income. If you’re filing for Chapter 7 bankruptcy in Sacramento, you can expect to pay attorneys’ fees in the range of $1,200 - $1,850. Assistance with Chapter 13 and Chapter 11 bankruptcy cases will cost more, because these processes are more complex.

Free Bankruptcy Filing with Upsolve

Many, if not most, people are surprised to learn that it’s possible to successfully file for Chapter 7 bankruptcy in California without a lawyer’s assistance. This will hopefully serve as welcome news if the $1,200 - $1,850 price tag of a Sacramento bankruptcy attorney’s services is making your eyes bug out and your stomach drop. Only low-income households qualify for debt relief under Chapter 7 of the Bankruptcy Code. The Court is aware that many families filing for Chapter 7 bankruptcy are struggling to keep gas in their cars and shoes on their children’s feet, so they don’t have money to spend on an attorney’s assistance. As a result, the Court keeps the process of filing for bankruptcy under Chapter 7 as straightforward as possible. It provides clear directions so that Chapter 7 filers can feel confident preparing their case and submitting it to the Court without having to hire a lawyer for help. Certainly, some California Chapter 7 filers prefer to benefit from a bankruptcy attorney’s guidance, can’t manage the paperwork requirements on their own due to disability or circumstance, or just don’t feel comfortable filing on their own. In these cases, working with a bankruptcy law firm is often a great option. But if you’re “game” to try filing on your own, know that between the Court’s instructions and many free resources available at any time, you’ll be able to benefit from plenty of guidance as you move forward. For example, the non-profit organization Upsolve publishes free and always-accessible guides on all aspects of the bankruptcy process. Many of these guides are state-specific and city-specific, which makes filing that much easier. This organization also offers more personalized filing assistance to eligible individuals.



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The Upsolve Team

Upsolve is lucky to have an incredible team of finance and consumer rights professionals as contributing writers to help us keep our content up to date, informative, and helpful for everyone.

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