"How Many Times Can You File Bankruptcy" Discussion

Upsolve Community Member
This sounds stressful, Athena. https://help.upsolve.org/hc/en-us/articles/360019367693-How-does-bankruptcy-work-if-I-m-retired- Does this help? 

Upsolve Community Member
You might want to consider your different options for dealing with the debt- some options include debt consolidation, negotiating with the creditors, and filing for bankruptcy. You can learn more here if you want :) https://upsolve.org/learn/debt-consolidation-vs-bankruptcy/

Upsolve Community Member
After you file they can't call you anymore. I decided to file bankruptcy because they were calling so many times every day and I still couldn't pay them

Upsolve Community Member
I filed 12 years ago. I’m worried. 

Upsolve Community Member
Hello Laura, This is a good question. You can file more than one bankruptcy in a lifetime. How many times depends on how long it's been since your last bankruptcy case and what type of bankruptcy you filed. Here is an Upsolve article on this topic. https://upsolve.org/learn/how-often-can-you-file-bankruptcy/

Upsolve Community Member
Generally, no! It's possible to file more than once- Erin shared a great article about how often you can file

Upsolve Community Member
Hi Jennifer, This is a good question. You can file more than one bankruptcy in a lifetime. How many times depends on how long it's been since your last bankruptcy case and what type of bankruptcy you filed. Here is an Upsolve article on this topic. https://upsolve.org/learn/how-often-can-you-file-bankruptcy/

Upsolve Community Member
Jennifer, after you read the article Erin suggested, you might be interested in reading https://upsolve.org/learn/file-bankruptcy-twice/. It discusses a few different options and scenarios.

Upsolve Community Member
Please let us know if you have any other questions! 

Upsolve Community Member
This is a good question. You can file more than one bankruptcy in a lifetime. How many times depends on how long it's been since your last bankruptcy case and what type of bankruptcy you filed. Here is an Upsolve article on this topic. https://upsolve.org/learn/how-often-can-you-file-bankruptcy/

Upsolve Community Member
Generally speaking, if you previously filed Chapter 7 and want to file Chapter 7 again- it's 8 years from the day you originally filed 

Upsolve Community Member
Erin shared an article that has all of the different combinations- hope it helps! 

Upsolve Community Member
I'm drowning in medical and credit card debt 

Upsolve Community Member
You can file again after 8 years https://upsolve.org/learn/how-often-can-you-file-bankruptcy/

Upsolve Community Member
Hi Catherine, I'm sorry to hear about the stress from debt that you are experiencing. You can file more than one bankruptcy in a lifetime. How many times depends on how long it's been since your last bankruptcy case and what type of bankruptcy you filed. Here is an Upsolve article on this topic. https://upsolve.org/learn/how-often-can-you-file-bankruptcy/