"How To File For Bankruptcy For Free" Discussion

Upsolve Community Member
I'm sorry to hear you're not physically well. :( I hope bankruptcy will provide you with some relief, at least for your financial woes.  Upsolve can certainly help make the bankruptcy process a little easier! You might find the article https://upsolve.org/learn/how-to-file-bankruptcy/ will help you get a clearer view of the bankruptcy process so it doesn't look so daunting.  It helps to break the process down into steps and take one step at a time. The Upsolve team is here to answer questions each step of the way! I hope people who have been through the process will share their experiences here! 

Upsolve Community Member
I have had no issues whatsoever!! It walks you through every single step of the process!

Upsolve Community Member
Thanks so much for sharing your experience, Toby. Super helpful! 

Upsolve Community Member
Sonja, thank you for making it here! 

Upsolve Community Member
Hi Sonja, I am approaching 70 and am here to say: "You got this!". Of course, you need to take care of your health first and financial woes can be stressful. Imagine 6 months from now coming out of the dark tunnel of financial anxiety into the daylight of a Fresh Start! I am a testimony that this CAN happen! The late Johnny Nash wrote: "I can see clearly now the rain is gone. I can see obstacles in my way. Gone are the dark clouds that had me blind. It's gonna be a bright, bright, sunshiny day!"  You'll get there! Stay close! This Community is here for you! Good luck! :-)                                                   

Upsolve Community Member
Everybody needs some help at some time. If you need any help along the way we're here to help you some more! The Upsolve App is designed for both independence and "a little help from your friends." The https://upsolve.org/learn/how-to-file-bankruptcy/ is a useful place to start. Bankruptcy is a great way to help yourself get a fresh start in life! Congratulations for taking action!

Upsolve Community Member
Sometimes I think about Upsolve as a tool to empower you to help yourself! 

Upsolve Community Member
proud of you for making it here

Upsolve Community Member
Hey Chris, what a cool post! Acknowledging her strengths and your weaknesses in this regard is #1 on tackling "this thing" head-on! Good luck! :-)

Upsolve Community Member
Upsolve's software is completely free to use! You can learn more about Upsolve and the resources available here in this article: https://upsolve.org/how-we-work/

Upsolve Community Member
You might also find this list of legal aid resources helpful, if you'd prefer to go that route https://upsolve.org/legalaidlocator/ 

Upsolve Community Member
Hi Jill, Here's a 10-Step Guide on how to prepare for bankruptcy and get a fresh start: https://upsolve.org/learn/how-to-file-bankruptcy/ Please continue to ask any questions. We are here to help.

Upsolve Community Member
Jill, TWO years ago at this time, I was asking the same question to the universe. I had never heard of Upsolve. I went to my local Legal Aid Society armed with all of my financials and my Nolo Press book stressed beyond mental boundaries. I was on a mission...

Upsolve Community Member
...and guess what? The Legal Aid Society in Long Beach doesn't handle bankruptcies! I was crushed. THIS was supposed to be the way I was going to get pro bono assistance and now it was back to square one and Google. This is the day I discovered Upsolve. 

Upsolve Community Member
...and I found that Upsolve's Learning Center was as good or BETTER than my Nolo Press book because when I GOT STARTED with the online Interview at Upsolve and had questions, I found that by entering darn near any question I had in the Learning Center's search box, my questions were answered. 

Upsolve Community Member
Jill, if I can do this, YOU can do this and, if you need an attorney to tackle an issue or two, OK. ---- the combo of pro se (representing yourself) OR Upsolve together with an hour or two of an attorney's time at their prevailing rate (or free if you can find it!) is a great option! That is what I do with my taxes: I use TurboTax to file myself but have a CPA "on-call" if I have any tough stuff!

Upsolve Community Member
Good luck and thanks for reading my long post. Happy New Year! :-)

Upsolve Community Member
Thank you Mark H. I appreciate all that you said! Happy New Year to

Upsolve Community Member
 you also! 

Upsolve Community Member
Hi Roberto! Here is how to get started with Upsolve: https://upsolve.org/how-we-work/ Follow the directions and you will learn whether you qualify to use the Upsolve tools to file Chapter 7 bankruptcy! Good luck! :-)

Upsolve Community Member
Here is how you can get a fresh start: https://upsolve.org/learn/how-to-file-bankruptcy/. Upsolve is here to help should you move forward. Ask any questions along the way.

Upsolve Community Member
Roberto, you might also be interested in reading https://upsolve.org/learn/chapter-7-bankruptcy-timeline/ to learn about the steps and time involved. 

Upsolve Community Member
Hi Akua, Upsolve is here to help you. Here is a helpful Upsolve article to learn how to get a fresh start: https://upsolve.org/learn/should-i-file-for-chapter-7-bankruptcy/  Please reach out with any questions as you decide if filing bankruptcy is right for your financial situation.

Upsolve Community Member
This article will also give you some guidance: https://upsolve.org/learn/how-to-file-bankruptcy/

Upsolve Community Member
The Upsolve article https://upsolve.org/learn/type-debt-erase-chapter-7-bankruptcy/ details just how fresh your fresh start can be :) and lists the types of debt that can be erased.