"Tax Foreclosure" Discussion
Upsolve is a nonprofit tool that helps you file bankruptcy for free. Think TurboTax for bankruptcy. Get free education, customer support, and community. Featured in Forbes 4x and funded by institutions like Harvard University so we'll never ask you for a credit card. Explore our free tool
Compiled by Upsolve Team.
Live Community Q&A
763 Members Online · 5,543+ PostsProfessional Q&As for "Tax Foreclosure"
Upsolve Community Member
2022-01-12
yes i want to file a chapter 7 and i know i am exempt from having to take the means test but how do i know if i will qualify to have my home included in that and stop the property tax default foreclosure on it and it is family owned and i have lived in it for 8 years but not in my name
Upsolve Community Member
2021-10-06
Hello Upsolvers! I’m one of the User Advocates here at Upsolve. I wanted to pass along a resource which you might find helpful :) There’s a new https://www.getctc.org/en (from The White House and Code for America) that helps families claim their Child Tax Credit benefits. This is a great place to check if you and your family may qualify and file the forms needed to receive payment!
Community Replies:
Upsolve Community Member
This is awesome, Claire! Thank you so much for sharing.
Upsolve Community Member
2021-12-03
How will bankruptcy affect my tax return for 2021?
Community Replies:
Upsolve Community Member
I had the same question in 2020 and this is the article I learned from at that time. It has since been updated Nov 2021: https://upsolve.org/learn/tax-refund-in-bankruptcy/ Good luck! :-)
Upsolve Community Member
Great question- did that article help?
Upsolve Community Member
Keep asking if any other questions come up!
Upsolve Community Member
2022-01-02
I am married but I do not live with my husband, why do they ask for his income? Also we have one joint credit card I do not want to include it in the bankruptcy, is that possible?
Community Replies:
Upsolve Community Member
Hello Ismaray, If you are filing a Chapter 7 bankruptcy, and both you and your spouse file your taxes together, then you will need to include your spouse’s income and expenses on your bankruptcy forms. Here is an Upsolve article to give you some guidance on this topic: https://upsolve.org/learn/including-spouses-income-and-expenses/
Upsolve Community Member
Ismaray, Even though you may want to leave certain debts out of your bankruptcy filing, you're not permitted to actually do so. Here is an Upsolve article on this topic: https://upsolve.org/learn/can-i-leave-debts-out-of-my-bankruptcy/ Do not hesitate to ask additional questions. We are here to help you.
Upsolve Community Member
Ismaray, since tax season is around the corner, you might also be interested in reading https://upsolve.org/learn/married-file-taxes-separate/.
Upsolve Community Member
Are you also an owner to the credit card, or are you an authorized user? Depending on the answer, the debt may or may not be required in your bankruptcy filing. You might find this article helpful! https://help.upsolve.org/hc/en-us/articles/360042292874-Do-I-include-that-I-am-listed-on-someone-else-s-credit-card-
Upsolve Community Member
2021-12-02
I am previewing the Voluntary Petition draft. Why on the second page does it mention business names I've had in the last 8 years, when Upsolve's form only asked for the last 4 years? (I do have a business I've had in the last 8 years, but not the last 4)
Community Replies:
Upsolve Community Member
Michelle, thanks so much for asking! I took a look but it does look like the software asks for the past 8 years. If you need to update your answers, feel free to re-do the "About You" section.
Upsolve Community Member
If you'd like assistance, I'm also happy to enter the information- just reply here with the names you need added and I can update your account.
Upsolve Community Member
Thanks so much! Please let us know if you have any other questions!
Upsolve Community Member
Thank you! I looked back at my tax information and I won't need to include that business (it was in my name and my own social security as TIN anyway). However I'm not sure if what's currently on the draft (A Place for Rover) needs to be there. I did a lot of work as Independent Contractor / Gig and the draft doesn't list any of those even though I listed them in the business section. A Place for Rover is Independent Contractor work (somebody else's business that I am not an employee of, but do work through as a self business). Do you have maybe an idea about that?
Upsolve Community Member
And thanks Claire you are really super helpful, throughout this process
Upsolve Community Member
Yes I think after checking everything over that A Place for Rover should not be listed as a Business Name, as it is a Sole Proprietorship. I would need help taking that off (as I don't know how it got on!)
Community Replies:
Upsolve Community Member
Chapter 7 may not help you stop a foreclosure. The fact that the house is not in your name is also hugely significant. Your best bet for saving your family home from a https://upsolve.org/learn/tax-foreclosure/ is likely talking to a lawyer that knows property tax lien issues in your state.