Written by Upsolve Team.
Updated April 29, 2021
A good bankruptcy lawyer is a great resource whenever considering filing for Chapter 7. Unfortunately, many low-income Amherst residents who need a fresh start cannot afford the $1,500 that it often costs to hire an attorney. Our nonprofit Upsolve was founded in Harvard Law’s Access to Justice Lab to help low-income Americans who need a fresh start.
If you need a fresh start in Amherst and cannot afford a lawyer, this article is for you.
We will first explain the pros and cons of filing. If Chapter 7 is a good fit, we will give you a 10 step checklist to follow for filing in Northern District of Ohio.
The contact information for the legal aid organizations closest to you is:
Community Legal Aid Services, Inc.
50 South Main Street, Akron, OH 44308
Legal Aid of Western Ohio, Inc.
525 Jefferson Avenue, Suite 400, Toledo OH 43604-1371
The Legal Aid Society of Cleveland
1223 West Sixth Street, Cleveland, OH 44113-1354
Legal Aid Society of Greater Cincinnati
215 East Ninth Street, Suite 200, Cincinnati, OH 45202
How to File Bankruptcy in Amherst, Ohio for Free
1. Collect Your Documents
In addition to your credit report, you will need the following documents:
- Tax returns for the past 2 years
- Pay stubs or other proof of your income for the last 6 months
- Recent bank account statements
- Recent retirement account or brokerage account statements
- Valuations or appraisals of any real estate you own
- Copies of vehicle registration
- Any Other Documents relating to Your Assets, Debts, or Income.
Having these documents next to you will help you get an accurate picture of your finances.
2. Take Credit Counseling
3. Complete the Bankruptcy Forms
4. Get Your Filing Fee
5. Print Your Bankruptcy Forms and Bring them To Court
You will also need to sign the forms once they are printed.
6. Go to Court to File Your Forms
It’s now time to bring the bankruptcy forms and your Course 1 certificate to the court to file them.
170 North High Street Columbus, OH 43215
Old Post Office Building
120 West Third Street Dayton, OH 45402
221 East Fourth Street Cincinnati, OH 45202
Howard M. Metzenbaum United States Courthouse
201 Superior Avenue Cleveland, OH 44114
John F. Seiberling Federal Building and United States Courthouse
Two South Main Street Akron, OH 44308
Ralph Regula Federal Building and United States Courthouse
401 McKinley Ave SW Canton, OH 44702
Nathaniel R. Jones Federal Building and United States Courthouse
10 East Commerce Street Youngstown, OH 44503
James M. Ashley and Thomas W.L. Ashley United States Courthouse
1716 Spielbusch Avenue Toledo, OH 43604
- Your bankruptcy case number
- The name of your bankruptcy trustee
But you’re not home yet - there are other steps you need to complete to get a fresh start!
7. Mail Documents to Your Trustee
8. Take Bankruptcy Course 2
9. Attend Your 341 Meeting
10. Optional - Dealing with Your Car
Filing for bankruptcy in Amherst takes some careful preparation. Hiring a good bankruptcy attorney is the most convenient way to file. But if you cannot afford one and you need a fresh start, see if you qualify for Upsolve’s free nonprofit bankruptcy service here.
You’ll be glad you did!
I filed with Upsolve. Read my story →
Median income levels for Amherst, Ohio
Ohio Median Income Standards for Means Test for Cases Filed On or After May 1, 2021
|Household Size||Monthly Income||Annual Income|
Poverty levels for Amherst, Ohio
Ohio Fee Waiver Eligibility for Cases Filed On or After May 1, 2021
Eligible for fee waiver when under 150% the poverty level.
|Household Size||State Poverty Level||Fee Waiver Limit (150% PL)|
Bankruptcy Forms for Amherst, Ohio
For a comprehensive overview of the voluntary petition, A/B, C, D, E/F, G, H, I, J, or other forms read the Ohio guide for bankruptcy forms. Below are details for state and local unique forms.
If you feeel overwhelmed or want assistance, check out Upsolve's free bankruptcy assistance and see if you’re a good fit for our service. We have a free service that makes the bankruptcy process super simple for residents of Ohio.
Amherst, OH is within the Northern District of Ohio
Your district has no special forms!
- Expect to keep copies of your documents.
- You will need one copy of your forms.
- Expect to file your paystubs.
- Expect to mail your petition to the trustee.
Northern District of Ohio Forms
- Declaration Under Penalty of Perjury; Employee Income Records
Amherst, Ohio Exemptions
For expanded descriptions, go to the Ohio exemption page. You will find information about specific statutes and answers to common questions there.
Amherst, Ohio Bankruptcy Attorney Cost
We estimate that attorneys in Amherst, Ohio cost $690 – $1,200. We started Upsolve realizing this was too expensive for Americans, and wanted to give another option with Upsolve's free service. If you are interested, take our screener to see if you qualify for this free service.