Written by Upsolve Team.
Updated September 17, 2021
A good bankruptcy lawyer is a great resource whenever considering filing for Chapter 7. Unfortunately, many low-income Bunker Hill residents who need a fresh start cannot afford the $1,500 that it often costs to hire an attorney. Our nonprofit Upsolve was founded in Harvard Law’s Access to Justice Lab to help low-income Americans who need a fresh start.
If you need a fresh start in Bunker Hill and cannot afford a lawyer, this article is for you.
We will first explain the pros and cons of filing. If Chapter 7 is a good fit, we will give you a 10 step checklist to follow for filing in Northern District of West Virginia.
The contact information for the legal aid organizations closest to you is:
Legal Aid of West Virginia, Inc.
922 Quarrier Street, 4th Floor, Charleston, WV 25301
How to File Bankruptcy in Bunker Hill, West Virginia for Free
1. Collect Your Documents
In addition to your credit report, you will need the following documents:
- Tax returns for the past 2 years
- Pay stubs or other proof of your income for the last 6 months
- Recent bank account statements
- Recent retirement account or brokerage account statements
- Valuations or appraisals of any real estate you own
- Copies of vehicle registration
- Any Other Documents relating to Your Assets, Debts, or Income.
Having these documents next to you will help you get an accurate picture of your finances.
2. Take Credit Counseling
3. Complete the Bankruptcy Forms
4. Get Your Filing Fee
5. Print Your Bankruptcy Forms and Bring them To Court
You will also need to sign the forms once they are printed.
6. Go to Court to File Your Forms
It’s now time to bring the bankruptcy forms and your Course 1 certificate to the court to file them.
Robert C. Byrd United States Courthouse
300 Virginia Street East Charleston, WV 25301
Sidney L. Christie Federal Building
845 Fifth Avenue Huntington, WV 25701
Robert C. Byrd United States Courthouse and IRS Complex
110 North Heber Street Beckley, WV 25801
- Your bankruptcy case number
- The name of your bankruptcy trustee
But you’re not home yet - there are other steps you need to complete to get a fresh start!
7. Mail Documents to Your Trustee
8. Take Bankruptcy Course 2
9. Attend Your 341 Meeting
10. Optional - Dealing with Your Car
Filing for bankruptcy in Bunker Hill takes some careful preparation. Hiring a good bankruptcy attorney is the most convenient way to file. But if you cannot afford one and you need a fresh start, see if you qualify for Upsolve’s free nonprofit bankruptcy service here.
You’ll be glad you did!
I filed with Upsolve. Read my story →
Median income levels for Bunker Hill, West Virginia
West Virginia Median Income Standards for Means Test for Cases Filed On or After May 1, 2021
|Household Size||Monthly Income||Annual Income|
Poverty levels for Bunker Hill, West Virginia
West Virginia Fee Waiver Eligibility for Cases Filed On or After May 1, 2021
Eligible for fee waiver when under 150% the poverty level.
|Household Size||State Poverty Level||Fee Waiver Limit (150% PL)|
Bankruptcy Forms for Bunker Hill, West Virginia
For a comprehensive overview of the voluntary petition, A/B, C, D, E/F, G, H, I, J, or other forms read the West Virginia guide for bankruptcy forms. Below are details for state and local unique forms.
If you feeel overwhelmed or want assistance, check out Upsolve's free bankruptcy assistance and see if you’re a good fit for our service. We have a free service that makes the bankruptcy process super simple for residents of West Virginia.
Bunker hill, WV is within the Northern District of West Virginia
Your district has no special forms!
- Expect to keep copies of your documents.
- You will need one copy of your forms.
- Expect to file your paystubs.
- Ridethrough expectations: Allowed except Ford & some smaller lenders.
Bunker Hill, West Virginia Exemptions
For expanded descriptions, go to the West Virginia exemption page. You will find information about specific statutes and answers to common questions there.
Bunker Hill, West Virginia Bankruptcy Attorney Cost
We estimate that attorneys in Bunker Hill, West Virginia cost $1,100 – $1,200. We started Upsolve realizing this was too expensive for Americans, and wanted to give another option with Upsolve's free service. If you are interested, take our screener to see if you qualify for this free service.