Bankruptcy, Made Simple

In debt and need help? Our legal aid nonprofit is here to help. Our free service will guide you to a new financial future, step by step.

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Answer Easy Questions Online

Our nonprofit’s mission is to help you through the bankruptcy process, step by step. First, you’ll tell us about your financial situation in our mobile-friendly online questionnaire. This includes questions about what you earn, spend, own, and owe. Then, you’ll upload documents the court requires. This consists of your last 60 days of pay stubs, and your last two years of tax returns, if you have them. Finally, you’ll complete an online financial lesson and receive a certificate that the court requires you to file. We use the information from your online questionnaire, the documents you upload, and your credit report, to populate the bankruptcy forms you’ll file with the court.

Review Case and File Forms

Second, you will finalize your bankruptcy forms with the help of Upsolve or one of our partners. You'll answer a few follow up questions to make sure your forms are ready to be filed with the bankruptcy court. If need be, you'll make revisions to your forms. Once the review is over, you’ll sign the forms and file them on your own at the clerk’s office of your local court. You’ll also mail documents like your pay stubs and tax returns to the official who oversees your case, called a trustee.

Attend a Short Meeting

Third, you’ll come back to our website to complete a second online financial lesson and obtain a second certificate that the court requires for your debt to be discharged. You’ll also watch a video we created to prepare you for your 341 meeting, which is your meeting with the trustee that takes place one month after you file for bankruptcy. Finally, you’ll attend your meeting with your trustee at your local court and wait for your debt to be erased, if your filing is successful.

Join millions who have gotten a second chance.

Upsolve is a 501(c)(3) legal aid nonprofit that started in 2016. Our mission is to help low-income Americans in financial distress get a fresh start through Chapter 7 bankruptcy at no cost. We do this by combining the power of technology with pro bono attorneys. Spun out of Harvard Law School, our team includes lawyers, engineers, and judges. We have mission-driven funders that include the U.S. government, former Google CEO Eric Schmidt, and private charities.

To learn more, read our reviews from past clients, or read our press coverage.