Eliminate Your Debt
With Bankruptcy
Our nonprofit prepares your forms, for free.
Join 24,000 Americans
who eliminated $1.1 billion of debt
"The TurboTax for Bankruptcy" — The New York Times
You could be debt-free in as soon as 4 months.
You could be debt-free in as soon as 4 months.
1.
Take our screener to see if Upsolve is right for you: 2 minutes
2.
Fill out our questionnaire about your financial situation: a few hours
3.
We double-check your forms for completeness and accuracy: 1-2 weeks
4.
File your forms at your local court: 1 afternoon
5.
Work with the court and get your discharge: 2-3 months
Total debt relieved since 2018
$1,117,882,712
Why Trust Upsolve?
You're in control: We explain exactly what info you need for your forms, and why. You're in full control of your information at every step of the way.
Privacy: We keep your data safe and secure. It only leaves our servers when you print out your forms.
Affordability: Upsolve is a nonprofit, and our tools are 100% free.
Upsolve made filing my chapter 7 bankruptcy easy. They were super supportive and friendly. This was my first time filing and they made the process a walk in the park. 10 out of 10. I look forward to a fresh start financially. T... Read More
I couldn't have been any easier!!!
Very helpful. Thank you.
Upsolve was a walk in the park and I would HIGHLY RECOMEND them!
Upsolve helped me successfully complete a Chapter 7 bankruptcy filling on my own. I was skeptical at first, but the platform made everything much easier to understand and navigate. The step-by-step guidance, educational resourc... Read More
Excellent program
I used Upsolve to help me prepare my paperwork for filing Bankruptcy Chapter 7 and this was the best experience, and I came to file over prepared and made the whole process very quick.
Upsolve made the bankruptcy process way less stressful for me. I was nervous and overwhelmed trying to figure everything out on my own, but the website walked me through each step clearly and helped me prepare all of my Chapter... Read More
I am at the part where I have printed and signed my documents and I filed them today. Upsolve, you have made the process thus far, so easy. I Thank You!
Helped every step of the way. Made it super easy. And it was free. Can not beat it!
Is Upsolve Right for You?
Chapter 7 bankruptcy is a legal process that everyday people use to clear certain debts and get a financial fresh start.
Like everything, filing Chapter 7 bankruptcy has its pros and cons. The main pros are that collection calls and other actions (including wage garnishment) must stop and, if your case is successful, you will get a financial fresh start by wiping out (most of) your debt for good. The biggest cons are that you cannot get rid of some debts in Chapter 7 and your credit score can take a temporary hit.
To file Chapter 7 bankruptcy yourself, without hiring an expensive lawyer, follow our 10-step guide or start our screener to see if you qualify for help.
To be eligible for Chapter 7, you will need to pass the means test. This looks at your income and expenses to determine whether you have the means or ability to repay your debt. If you make too little to repay your debt, you pass the means test and are eligible to file Chapter 7.
There are four main types of costs associated with filing bankruptcy:
Court filing fees, which are $338 for Chapter 7 (you can apply for a waiver of these fees).
Credit counseling course fees, which can range from $0-$50 (you can apply to waive these fees).
Miscellaneous costs such as printing, traveling to the court, etc.
Attorney fees, which can range from $1,000-$1,500 or more, depending on the complexity of your case and where you live.
The good news is that you do not have to hire a lawyer to file successfully. Upsolve may be able to help you file Chapter 7 bankruptcy for free.
How does Upsolve work?
