If you're in debt, bankruptcy is a lifeline.

Our nonprofit helps you file for bankruptcy for free, guiding you every step of the way.

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Generate your bankruptcy forms and get them reviewed by a lawyer for free.

Our free online tool asks you questions and generates your Chapter 7 bankruptcy forms. One of our lawyers reviews your forms before you get them.

  • Totally free because we’re a nonprofit. No paywalls. No hidden terms. Make a donation only if you want.
  • Mobile-friendly experience.
  • Designed and built alongside experienced bankruptcy attorneys.

Want free help? Go to our bankruptcy screener to see if you're a fit for Upsolve!

Prefer a private paid attorney? Call our referral service or get recommendations

What does life look like with a fresh start?
Here are what our inspiring users have shared with us:
Now I Can Focus On What I Love Doing

I used to be homeless. I was in so much debt I attempted suicide 3 months before I found out about Upsolve. I feel like I have a new life. I’m even learning to code.

— Filed March, 2018
Credit Score 543 to 720

Upsolve was sincerely life changing for me. I fell into debt when I got divorced. My child has autism and we didn’t have health insurance to care for him. I went through three years of constant stress before deciding to file for bankruptcy. Within one month of my discharge, my credit score went from 550 to 770.

— Filed September, 2018
Do Not Worry About Barriers

I have two jobs now. One of them is as a nonprofit drug counselor. My dream job is to open up safe houses for children aging out of foster care. They are the ones that are going to make changes in the world.

— Filed August, 2018

Read how bankruptcy has changed our users lives.

In 2018 we provided more fresh starts than any legal non-profit in the United States. Read our 5-Star reviews!
Another piece in the access to justice puzzle.
A fresh start is in reach!

Start with Upsolve

Upsolve is a free tool that hundreds of people have used to declare chapter 7 bankruptcy on their own. So far, our users have clear over $16 million in debt.

See if you qualify for our tool by taking our 10 question screener. You can use the tool right away if you qualify and at your own pace.

Is Upsolve right for me?

Prefer to work with a lawyer one-on-one?

If you aren't interested in our free service, sign up below and we'll:

  1. Get you a free consultation with a paid attorney in your area through our partnership with LegalZoom
  2. Send you a special list of free legal aid options in your state
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If you want to connect with a private attorney immediately, call 917-336-6509.

Questions about bankruptcy?

Research and understand your options with our articles and guides.

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Upsolve is a 501(c)(3) legal aid nonprofit that started in 2016. Our mission is to help low-income Americans in financial distress get a fresh start through Chapter 7 bankruptcy at no cost. We do this by combining the power of technology with pro bono attorneys. Spun out of Harvard Law School, our team includes lawyers, engineers, and judges. We have mission-driven funders that include the U.S. government, former Google CEO Eric Schmidt, and private charities.

To learn more, read our reviews from past clients, or read our press coverage.

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Hundreds have used Upsolve's free service to clear medical, credit card, and other debt. Want to use our free service or find legal assistance in your area?

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