Chapter 13

Want to learn more about Chapter 7 vs. Chapter 13 bankruptcy? Wondering what filing for Chapter 13 bankruptcy means? We’re here to help.

Is Chapter 13 Bankruptcy Worth It?

Chapter 13 bankruptcy is worth it when you do not qualify to file a Chapter 7 and have assets you want to protect.

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How Long Does Chap 13 Bankruptcy Take?

You are likely to spend about 3 to 5 years completing your Chapter 13 case.

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I’m unemployed. Can I file for bankruptcy?

You don’t have to be employed to file for bankruptcy. That said, unemployment can require you to file a Chapter 7 case and add things to consider when you do.

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Do you do Chapter 13?

No, Upsolve does not do Chapter 13 bankruptcies. 

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What is a Chapter 13 Bankruptcy?

Chapter 13 bankruptcy consists of a debt repayment plan. Individuals and businesses can both file for Chapter 13.

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What Happens When a Chapter 13 Case is Dismissed?

If you have a dismissed Chapter 13 case, you may have several options. You might be able to file a Chapter 7 bankruptcy case, even if you cannot afford to pay another attorney to help you. Upsolve provides no cost bankruptcy services to low-income Americans.

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Why Chapter 13 Is Probably A Bad Idea

Chapter 13 can often leave you in worse financial shape. It costs more than Chapter 7 and your case is is less likely to be successful.

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Chapter 7 vs. Chapter 13 Bankruptcy

Many low-income debtors have to decide between filing for Chapter 7 bankruptcy and filing for Chapter 13 bankruptcy. This Upsolve guide will help you figure out which type of bankruptcy is best for you.

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Upsolve is a 501(c)(3) legal aid nonprofit that started in 2016. Our mission is to help low-income Americans in financial distress get a fresh start through Chapter 7 bankruptcy at no cost. We do this by combining the power of technology with attorneys. Spun out of Harvard Law School, our team includes lawyers, engineers, and judges. We have mission-driven funders that include the U.S. government, former Google CEO Eric Schmidt, and private charities.

To learn more, read our reviews from past clients, or read our press coverage.

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