Debt Collectors and Consumer Rights
Your rights as a consumer protect you from aggressive debt collectors and unfair or deceptive practices.
All consumers have certain rights, even if they're in debt. Under the Fair Debt Collection Practices Act, the Fair Credit Reporting Act, and other laws, you can fight unfair or misleading practices by creditors, debt collectors and others.
This page is your hub for learning about your consumer rights.
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How to Stop Debt Collection Companies?
Do you want to stop debt collection companies? You may need to do more than to request that they stop contacting you.
Read More →How the Fair Debt Collection Practices Act Protects You
The Fair Debt Collection Practices Act (FDCPA) is a federal law that protects consumers from abusive, misleading, or harassing tactics by debt collectors. This article will explore the basic protections you’re given by the FDCPA and provide you with some helpful tips on how to deal with debt collectors who don’t follow the rules.
Read More →How to Stop Collection Calls (Guide)
If you have debt you’re struggling to manage, you don’t need the added stress of irritating collection calls. Keep reading to learn how you can stop debt collection calls from interrupting your life.
Read More →Credit Report Fraud
Millions of people are victims of identity theft and other forms of credit report fraud each year. By carefully monitoring your credit and diligently rooting out credit report fraud, you can better ensure that, even if you’ve become a victim of fraud, your financial future will be protected.
Read More →How to Remove Collection Accounts From Your Credit Report
You have a legal right to dispute debt reported by collection agencies and debt collectors. You can ask for validation or that it be removed from your credit report.
Read More →I Am Being Sued for a Credit Card Debt. Now What?
A credit card company is suing you for unpaid debts. What do you do? This article explains how to handle a credit card lawsuit, different defenses you can use, and what to do if a judgment is entered against you.
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