Top 10 Reasons We’re Building Upsolve
By Rohan Pavuluri In the fall of 2016, I decided to take time off from Harvard to keep building Upsolve. To mark the occasion, I wrote a…
Read More →How to File for Bankruptcy in New York City
Chapter 7 bankruptcy is always best filed with a qualified bankruptcy lawyer. But many low-income New Yorkers who need a fresh start cannot…
Read More →What Happens After You File for Bankruptcy?
The hardest part about filing for bankruptcy is getting all the forms completed and filed. Once you’ve done that, you’re almost there…
Read More →What if I'm afraid to file for bankruptcy?
Many people in the United States are afraid to file for bankruptcy because they do not understand that most people who file are financially…
Read More →I'm filing for bankrutpcy. Will I have to go to court?
Most people who file for bankruptcy on their own only need to show up to court twice. The first time is when they file their forms with the…
Read More →Will Chapter 7 bankruptcy lower my credit score?
One of the biggest reasons people in the United States are afraid of filing for personal bankruptcy is that they’re afraid it will lower…
Read More →What is a bankruptcy trustee?
Every person who files for Chapter 7 bankruptcy is assigned a trustee. The trustee is the court official who is responsible for overseeing…
Read More →Should I pay my bills during my Chapter 7 bankruptcy?
People often ask our team whether they should keep paying back their debts during bankruptcy. For debts that are not discharged in Chapter…
Read More →What is some research on the benefits of bankruptcy?
If you’re interested in the research around how bankruptcy helps low-income Americans, here are seven articles you should reach. The…
Read More →Will I get to keep my property during my bankruptcy?
When you file for Chapter 7 bankruptcy, the court lets you keep your property up until a certain amount. One of the biggest misconceptions…
Read More →I'm married. Will filing for Chapter 7 bankruptcy affect my spouse?
If you’re filing for Chapter 7 bankruptcy and your spouse is not, you may be wondering whether they are going to be affected. The short…
Read More →Getting Free Legal Aid Help for your Bankruptcy
If you’re filing for Chapter 7 bankruptcy, there is a good chance that you cannot afford an attorney to help you through the process…
Read More →What should I do if I don't remember who I owe in my bankruptcy?
On your bankruptcy forms, you’re asked by the court to list the names and addresses of all the creditors to whom you owe money. You’re also…
Read More →What should I do if I don't remember who I owe in my bankruptcy?
To state the obvious, Chapter 7 transforms lives. For the “honest but unfortunate debtor,” Chapter 7 erases medical and credit card debt…
Read More →How to Get Free Bankruptcy Help in New York City
Every year, hundreds of thousands of Americans file for Chapter 7 bankruptcy. And each year, legal aid nonprofits across the U.S. help low…
Read More →Five Essential Tips to File for Bankruptcy on Your Own
If you can afford an attorney, hiring one is often a great investment. If you cannot afford an attorney, you may consider going to a legal…
Read More →Pro Bono FAQ
Has Upsolve talked to the bankruptcy courts?? Does the pro bono attorney have to sign their name on the bankruptcy forms? Is the pro bono…
Read More →What are the alternatives to Chapter 7 bankruptcy?
If you decide that Chapter 7 bankruptcy isn’t right for you, you have several alternatives. Pay back the people you owe . If you think you…
Read More →A Guide for Pro Bono Attorneys
This guide explains everything that you, a pro bono attorney, needs to know to help Upsolve debtors get a fresh start. We’ve designed every…
Read More →Financial and Legal Consequences of Bankruptcy
Copied from “Voluntary Petition for Individuals Filing for Bankruptcy” (Official Form 101) The law allows you, as an individual, to…
Read More →Model Engagement Agreement
Scope of Representation Agreement for Chapter 7 Petition Preparation This agreement is between __ (both of you, if this is a married…
Read More →Schedule J — Overlooked Expenses
Does the debtor’s monthly income listed on Schedule I exceed their monthly expenses listed on Schedule J? If so, ask them they’ve…
Read More →FAQ for Legal Service Providers
Which debtors should we not send to Upsolve? When can a debtor take the pre-filing credit counseling? Where does the debtor take the pre…
Read More →Pros and Cons of Upsolve for LSPs
We started Upsolve to help Legal Aid Providers increase the number of low-income Americans they’re able to serve with a fresh start from…
Read More →What should I do if I don't remember who I owe in my bankruptcy?
Our work at Upsolve is inspired by the Financial Distress Research Project (FRDP) , a landmark project designed and led by our three…
Read More →On-Boarding Guide for Legal Aid Staff
This guide explains everything you need to know to use Upsolve with your bankruptcy clients. It was written for both legal aid organizations…
Read More →Can I erase debt from judgements?
If you have a judgment against you for the following reasons, you will not be able to erase your debt: Judgments you got for driving while…
Read More →Do I need to hire a lawyer to file for bankruptcy?
You don’t have to hire a lawyer to file for bankruptcy. But if you can pay a lawyer to file your bankruptcy case (usually between $1,000-$…
Read More →How can I get debt collectors to stop calling me?
If you file for Chapter 7 bankruptcy, you can tell bill collectors that your filed, and they must stop calling you under the law. If you don…
Read More →How much does Chapter 7 bankruptcy cost?
In addition to the cost of hiring a bankruptcy lawyer, most people need to pay three fees when they file for bankruptcy. $335 for the court…
Read More →What is bankruptcy? What is Chapter 7 and Chapter 13?
Bankruptcy provides relief to individuals who are unable to repay their debts. The most common types of bankruptcy for Americans are Chapter…
Read More →Do I have to pay the $355 filing fee?
We made this tool to help you figure out if you qualify for a fee waiver, so that you don’t have to pay the $335 filing fee that the court…
Read More →How do I file for Chapter 7 bankruptcy?
Bankruptcy is very hard to file on your own without any help. If you can afford a lawyer, you should get one. Lawyers usually cost $1000 to…
Read More →How do I rebuild my credit after bankruptcy?
We recommend you do one of these two things to rebuild your credit after you file for bankruptcy. Get a secured credit builder loan. A…
Read More →Should I file for Chapter 7 bankruptcy?
There are three types of people. There are people who should file for Chapter 7 bankruptcy right now. There are people who should wait a…
Read More →What are the pros and cons of Chapter 7 bankruptcy?
Pros You’ll Get Immediate Relief. As soon as you file bankruptcy, all debt collectors must stop calling you by law. This can be a huge…
Read More →What type of debt can I erase in Chapter 7 bankruptcy? What debt can I not erase?
Most debts can be erased in Chapter 7 bankruptcy, including: Credit card debt Medical debt Most judgments from collection lawsuits Personal…
Read More →Which type of bankruptcy is for me?
There are a couple questions to ask yourself to help you decide between Chapter 7 and Chapter 13 bankruptcy. Do I earn more than my state’s…
Read More →Will bankruptcy hurt my credit score?
It is a big misconception that bankruptcy will lower everyone’s credit scores. Most people who have credit scores less than 600 see their…
Read More →Self-Affirmation Exercise
From Harvard Law School’s Access to Justice Lab Upsolve was spun out of Harvard Law School’s Access to Justice Lab in 2016. Much of our…
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