Bankruptcy Learning Center

Whether you're deciding to file for bankruptcy, have questions along the way, or want to learn how to make the most of your fresh start, this is your home.


Ready for more? Explore by topic:

Bankruptcy Basics ➜
Want to learn the basics of how bankruptcy works? We will walk you through everything you need to know.
Chapter 7 Bankruptcy
Learn why this is the most common type of bankruptcy and what you should know about getting a fresh start through Chapter 7 bankruptcy.
Wage Garnishment
Learn how bankruptcy can give you immediate protection from wage garnishment and stop creditors from seizing your hard-earned money ever again.
Property & Exemptions
Learn how to protect your property using exemptions and what you should know about buying property after filing.
Cars
Many people filing for bankruptcy want to keep their car and you’re in luck, as you can often keep your car in bankruptcy. Find out how.
Debts
Learn about the different kinds of debt and how they’re handled in a bankruptcy case. (Hint: Most of them are wiped out by the bankruptcy discharge.)
Questions about Upsolve
Learn about Upsolve, America’s #1 free bankruptcy tool.
Debt Collectors and Consumer Rights
Your rights as a consumer protect you from aggressive debt collectors and unfair or deceptive practices.
Taxes and Bankruptcy
Learn how bankruptcy can help relieve your tax debt and how your tax refund is treated in bankruptcy.
Chapter 13 Bankruptcy
Chapter 13 bankruptcy is a type of bankruptcy that provides debt relief for folks who make too much money to qualify for Chapter 7 or want to protect certain property they might lose in a Chapter 7. Learn how it works to find out if it’s right for you.
Going to Court
What to expect when going to bankruptcy court, whether you’re headed to your creditors’ meeting or have a hearing before a bankruptcy judge.
Divorce and Bankruptcy
Learn about the relationship between bankruptcy and divorce and how one can impact your options in the other.
COVID-19
Learn about how the COVID-19 coronavirus may affect your bankruptcy filing.
Chapter 11 Bankruptcy
Learn how even the wealthy and big businesses can - and often do - get bankruptcy protection and debt relief by filing Chapter 11 bankruptcy.

Upsolve is a 501(c)(3) nonprofit that started in 2016. Our mission is to help low-income families who cannot afford lawyers file bankruptcy for free, using an online web app. Spun out of Harvard Law School, our team includes lawyers, engineers, and judges. We have world-class funders that include the U.S. government, former Google CEO Eric Schmidt, and leading foundations. It's one of the greatest civil rights injustices of our time that low-income families can’t access their basic rights when they can’t afford to pay for help. Combining direct services and advocacy, we’re fighting this injustice.

To learn more, read why we started Upsolve in 2016, our reviews from past users, and our press coverage from places like the New York Times and Wall Street Journal.

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