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Attorney Alexander Hernandez

Attorney Alexander Hernandez

Florida Bankruptcy Attorney

Since graduating from Nova Southeastern School of Law in 1999, Alexander Hernandez has focused a majority of his law practice on bankruptcy law. He was a founding partner of the South Florida Bankruptcy Center which focused exclusively on Chapter 7 and Chapter 13 bankruptcies. Alexander is also admitted to the Southern and Middle District of Florida where he has handled thousands of consumer bankruptcies, mortgage modifications, debt negotiations, and foreclosure defense cases. He is a legal contributor for Upsolve since October 2019 and an adjunct professor of law for Concord Law School. You can find more information at attorneyalexhernandez.com.


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Articles written by Attorney Alexander Hernandez

Can I Sell My Car During Bankruptcy?

Written by Attorney Alexander HernandezLegally reviewed by Jonathan Petts
Updated October 21, 2025

You can sell your car during bankruptcy, but the process depends on whether you filed Chapter 7 or Chapter 13. Key factors include how much equity you have in the car and whether that equity is protected by bankruptcy exemptions. In Chapter 7, the trustee may sell the car if it has nonexempt value, while in Chapter 13, the sale could impact your repayment plan. In either case, it’s important to get the trustee’s permission before moving forward with the sale.

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Receiving Credit and Other Offers After Filing Chapter 7 Bankruptcy

Written by Attorney Alexander HernandezLegally reviewed by Jonathan Petts
Updated September 1, 2025

Court cases and documents filed in court are part of the public record. The same holds true for bankruptcy cases. As a result, companies searching the court records will know that you filed for bankruptcy and will start sending you advertisements in the mail offering you their services, including offers to apply for credit. However, before you accept that offer for a new credit card or car loan, continue reading to learn what you need to consider and what your best options are.

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Upsolve is a 501(c)(3) nonprofit that started in 2016. Our mission is to help low-income families resolve their debt and fix their credit using free software tools. Our team includes debt experts and engineers who care deeply about making the financial system accessible to everyone. We have world-class funders that include the U.S. government, former Google CEO Eric Schmidt, and leading foundations.

To learn more, read why we started Upsolve in 2016, our reviews from past users, and our press coverage from places like the New York Times and Wall Street Journal.