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Upsolve Data Reports (2021)

In a Nutshell

Individuals and families considering filing Chapter 7 bankruptcy using the free Upsolve App to prepare their bankruptcy forms answer questions about their financial situation as part of the process. Here's some of what we've learned from their data.



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Upsolve is a 501(c)(3) nonprofit that started in 2016. Our mission is to help low-income families resolve their debt and fix their credit using free software tools. Our team includes debt experts and engineers who care deeply about making the financial system accessible to everyone. We have world-class funders that include the U.S. government, former Google CEO Eric Schmidt, and leading foundations.

To learn more, read why we started Upsolve in 2016, our reviews from past users, and our press coverage from places like the New York Times and Wall Street Journal.