Everyone Deserves a Second Chance
Click a photo to learn about life before and after using Upsolve.
Joanna M.
Finished April, 15 2019
How did you fall into debt?
In 2015, after a few years of joblessness and underemployment, I could no longer pay credit card bills. At the time my credit score was 730. A combination of lay-offs and age discrimination lowered my earning power. The credit cards were being used for dental bills, IRS bills as well as necessary clothing, etc. during the 3-4 years of difficulty.
What advice do you have for people considering bankruptcy?
I decided to file when I was served papers by a creditor earlier this year, and knew I had no defense. In a panic I googled "low cost bankruptcy attorneys, and bingo! Upsolve appeared!
What did you like most about using Upsolve?
The first thing I noticed was the professionalism combined with a low-key approach, in other words, no hype. It felt like the utter grace of God, because paying up to $1500 was not possible for me.
How has bankruptcy changed your life?
I don't have to think about creditors or have the black cloud of debt hanging over me. I've learned how to live without credit cards, with the bonus of keeping my car via family/personal loan at 2.2%.
