Everyone Deserves a Second Chance
Click a photo to learn about life before and after using Upsolve.
Hezekiah L.
Finished April, 14 2019
How did you fall into debt?
I was forced into Bankruptcy after a lay-off that left me homeless. I was bouncing around from couch to couch for over a year, looking for work and doing my best just to survive. It's extremely difficult to find a job and get back on your feet when you don't even know where you're going to be sleeping next week. Once I found a stable residence and a source of income, I had to decide what to do about my personal, credit card and vehicle repossession debts. I knew it would take me years and years to pay off which would prevent me from saving for emergencies or getting ahead in any way.
What advice do you have for people considering bankruptcy?
It's very important to find a lawyer who you feel comfortable with and confident in, but since I was living paycheck to paycheck, I was not able to access that legal assistance. I was afraid that soon my wages or bank account may be garnished as I already had a judgment against me from a credit card company, but I didn't have a single dollar to spare in my budget to survive. Unable to hire a lawyer, and not knowing what to do, I had no idea how I was going to ever get out from under my debts.
What did you like most about using Upsolve?
When I found Upsolve, I was astonished by the amount of help, both video and written, that I received in walking me through every step of the Bankruptcy process. They were a godsend and a huge support to me, showing me exactly what to do and making certain my documents were prepared accurately. I highly recommend them to anyone!
How has bankruptcy changed your life?
Since being Discharged, I was surprised at a jump in my Credit Score -almost 100 points!- and realized that all of the missed payments and negative marks were doing more damage to my credit report than Bankruptcy could. This was a huge burden lifted from my shoulders and now I'm able to start saving for an emergency and getting my life back on track. I can't thank Upsolve enough!
