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Everyone Deserves a Second Chance

Click a photo to learn about life before and after using Upsolve.

Latash K.

Finished April, 16 2019

How did you fall into debt?

I got into debt by taking out payday loans and credits to survive while putting myself through college. And medical bills.

What advice do you have for people considering bankruptcy?

Advice is to really make sure it’s what you need for a fresh start. I was so scared because I wasn’t sure what would happen. I didn’t want my score to go down but I knew it would help. I overcame my fear because I knew that I wanted a fresh start and Upsolve would provide me with the tools I needed to have a fresh start.

What did you like most about using Upsolve?

I liked all the tools that were offered and the constant communication.

How has bankruptcy changed your life?

My life has changed so much. I know more about credit in general. I am working on buying my first home.

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Upsolve is a 501(c)(3) nonprofit that started in 2016. Our mission is to help low-income families resolve their debt and fix their credit using free software tools. Our team includes debt experts and engineers who care deeply about making the financial system accessible to everyone. We have world-class funders that include the U.S. government, former Google CEO Eric Schmidt, and leading foundations.

To learn more, read why we started Upsolve in 2016, our reviews from past users, and our press coverage from places like the New York Times and Wall Street Journal.