2020 Best Invention
Attorney Aan Malahia Chaudhry

Attorney Aan Malahia Chaudhry

Attorney

Aan Malahia Chaudhry is a Los Angeles-based attorney who works in the field of Legal Tech. She graduated from Thompson Rivers University, Faculty of Law in Canada in 2020 and was admitted to the Massachusetts State Bar. During law school, she participated in a variety of extracurriculars, including mock trials, dispute resolution seminars, and conferences, and she also presided over the Muslim Lawyer's Student Association. Aan is passionate about refugee cases and child labor laws. A memorable experience for her was working with a local non-profit rehabilitation center in navigating the legal avenues of securing government funding. Before attending law school, she spent a summer volunteering at Tahir Heart Institute, a leading cardiology center in Pakistan, where she worked on improving operational efficiencies. Aan is also writes for Lexis Nexis Canada's *The Lawyers Daily*. In her free time, she loves to play tennis and is an avid public speaker.


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Articles written by Attorney Aan Malahia Chaudhry

Strict Foreclosure in Vermont: Know Your Rights

If you’re currently going through a foreclosure, it's important to know your state laws and available protections. Vermont, for example, is one of the few states that allows strict foreclosures. In Vermont, lenders can use the strict foreclosure process to gain the legal title of a defaulted property without having to put the property up for auction. This article explains Vermont’s strict foreclosure process and how deficiency judgments work. It also outlines what the right of redemption is and how it works in Vermont. Finally, we’ll provide some helpful resources you can use to explore your foreclosure options.

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Understanding Deferred Payment Plans

Deferred payment plans allow you to temporarily pause or reduce your monthly payments, which can really help during times of financial hardship. If you’re eligible for deferred payments, it’s important to understand how interest and other costs are accrued during the deferment period and when you’ll be responsible for paying those back. This article summarizes the key points of deferred payment plans and how they may affect the debt you owe.

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What Happens When You Don’t Pay Collections?

If you don’t pay a debt, it can be sent to collections. If you continue not to pay, you’ll hurt your credit score and you risk losing your property or having your wages or bank account garnished. If you aren’t paying because you don’t have the money, you can look into filing Chapter 7 bankruptcy, consolidating your debt, or going to debt counseling to make a plan to address the debt and avoid further stress.

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Florida Payday Loan Laws

Payday loans are short-term loans that are relatively easy to get. But they come with very high borrowing costs. Each state sets its own rules and limits for these loans. This article highlights key rights and protections provided by the Florida Office of Financial Regulation, which oversees Florida payday loan providers. But many of the tips in this piece apply to payday loan borrowers living anywhere in the U.S.

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SBA Loan Default: What You Need To Know

Small Business Administration (SBA) loans help small businesses and entrepreneurs get financing to start or grow a business. SBA loans often have more favorable terms than traditional financing options, but there can be severe penalties for defaulting. This article talks about the pros and cons of SBAs, the SBA loan default process, and how you can avoid defaulting on your loan.

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What You Need To Know About Annual Percentage Rates

Most people who have ever tried to buy a car or open a credit card account have heard the terms APR (annual percentage rate) and interest rates, but not many people could easily explain the difference between the two. In fact, many people might assume that the terms are roughly interchangeable, but that's not actually the case. Knowing the APR on a loan will generally give you a more accurate idea of the total cost of borrowing than knowing the interest rate alone. This article will go into a little more detail about the difference between annual percentage rates and interest rates, how APR is calculated, and some of the different types of APRs you might encounter.

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Fees & Costs Associated With the Foreclosure Process

If you’re facing a foreclosure, it's important to know how the process works and what options you have. This article gives a brief overview of how foreclosure works, including a breakdown of the fees involved.

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Can You Return a Car You Just Purchased to the Dealership?

Returning a car you just purchased isn’t easy. In general, car dealerships don’t take returns or offer return policies. But there are a few exceptions, including some that are part of your rights as a consumer.

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Short Payoff and Short Sale: They Are NOT the Same

The terms short payoff and short sale are sometimes used interchangeably. But they’re not the same thing. In both scenarios, the home’s market value is less than what the homeowner owes on the mortgage, but each is used in different scenarios and has different consequences. This article with dive into both of these topics.

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5 Tips To Help You Buy a House if You Have Bad Credit

Having bad credit can make buying a home seem impossible, but it’s not. In fact, there are programs, and even lenders, that specialize in home loans for people with bad credit.

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5 Mortgage Assistance Programs Every Veteran Should Know About

If you are a US military service member, a veteran, or a surviving spouse you may have access to special mortgage assistance programs and grants that can be helpful in buying, refinancing, and modifying a personal home loan. These homeownership programs exist at both the federal and state level. Additionally, the Department of Veterans Affairs provides assistance and counseling if you have difficulty making mortgage payments. This article gives a brief overview of five mortgage assistance programs every veteran should know about.

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Upsolve is a 501(c)(3) nonprofit that started in 2016. Our mission is to help low-income families who cannot afford lawyers file bankruptcy for free, using an online web app. Spun out of Harvard Law School, our team includes lawyers, engineers, and judges. We have world-class funders that include the U.S. government, former Google CEO Eric Schmidt, and leading foundations. It's one of the greatest civil rights injustices of our time that low-income families can’t access their basic rights when they can’t afford to pay for help. Combining direct services and advocacy, we’re fighting this injustice.

To learn more, read why we started Upsolve in 2016, our reviews from past users, and our press coverage from places like the New York Times and Wall Street Journal.