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Attorney Jacquelyne N. Mosley-Pastrana

Attorney Jacquelyne N. Mosley-Pastrana

Bankruptcy Attorney

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Jacquelyne Mosley-Pastrana is an Associate Attorney with Shegerian & Associates’ San Diego office. She received her Juris Doctorate degree from Loyola University Chicago School of Law. Before working as an attorney, Jacquelyne was a law clerk at the Office of the Illinois Attorney General, where she defended State of Illinois employees, agencies, and officials.

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Articles written by Attorney Jacquelyne N. Mosley-Pastrana

What Is a Bankruptcy Discharge?

Written by Attorney Jenni Klock Morel. Legally reviewed by Jonathan Petts
Updated December 10, 2024

A bankruptcy discharge is the order from the bankruptcy court that relieves the filer of the obligation to pay their discharged debts. It also prohibits creditors from ever trying to collect on that debt ever again. In other words, the discharge is a filer’s main goal in a bankruptcy, whether that’s a Chapter 7 bankruptcy or Chapter 13 bankruptcy. Let’s take a closer look at how this all works, what debts can’t be discharged, and what this all means for you.

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How To Pass the Chapter 7 Means Test

Written by Attorney Jenni Klock Morel. 
Updated May 11, 2023

To qualify for Chapter 7 bankruptcy, you need to pass a means test. In the test, you compare your income with the median income of a similar size household in your state. If your income is lower, you pass the test. If it’s higher, you have to move on to the next step in the means test, which takes your expenses and disposable income into account.

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To learn more, read why we started Upsolve in 2016, our reviews from past users, and our press coverage from places like the New York Times and Wall Street Journal.