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Attorney Jamie Lee Ruiz

Attorney Jamie Lee Ruiz

NY & NJ Bankruptcy Attorney

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Jamie L. Ruiz, J.D., M.B.A. is admitted to practice law in the State of New York and the State of New Jersey. Ms. Ruiz is also admitted to the federal bar in both the Eastern and Southern Districts of New York. Ms. Ruiz currently operates a solo law practice concentrating on traffic matters, real estate, bankruptcy and debt settlement. She is a licensed real estate broker and a notary public. Additionally, Ms. Ruiz has worked as an Excelsior Service Fellow for New York State Governor Andrew Cuomo in the Office of Lieutenant Governor Kathy C. Hochul and the Authorities Budget Office in Albany.

All ArticlesBankruptcy BasicsCourtDuring Bankruptcy CaseStudent Loans

Articles written by Attorney Jamie Lee Ruiz

4 Questions & Answers About Student Loans And Income-Driven Repayment Plans

Written by Attorney Jamie Lee Ruiz. 
Updated May 15, 2023

If you have a high amount of student loan debt, but a relatively low amount of income, you may be wondering if you can arrange an IDR, or income-driven payment plan. This article answers many of the questions you might have, such as what an IDR is, how the monthly payment is calculated, how you qualify for IDR, and what other tools are out there to help with student loan debt.

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Bankruptcy Court - A Definition

Written by Attorney Jamie Lee Ruiz. 
Updated May 11, 2023

The bankruptcy court is a federal court that oversees all bankruptcy cases filed in the United States.

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3 Important Players in Bankruptcy Court

Written by Attorney Jamie Lee Ruiz. 
Updated August 9, 2020

In addition to the person filing bankruptcy, other individuals who will play an important role in your bankruptcy case are your case trustee, your bankruptcy judge, and - if you have one - your bankruptcy attorney. Let’s take a look at some of the important players -other than your creditors - that you may encounter in your Chapter 7 bankruptcy.

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4 things you should know about the bankruptcy court system

Written by Attorney Jamie Lee Ruiz. 
Updated August 9, 2020

The bankruptcy court oversees bankruptcy cases filed in the United States. The court maintains the records for all bankruptcy cases.

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Upsolve is a 501(c)(3) nonprofit that started in 2016. Our mission is to help low-income families resolve their debt and fix their credit using free software tools. Our team includes debt experts and engineers who care deeply about making the financial system accessible to everyone. We have world-class funders that include the U.S. government, former Google CEO Eric Schmidt, and leading foundations.

To learn more, read why we started Upsolve in 2016, our reviews from past users, and our press coverage from places like the New York Times and Wall Street Journal.