2020 Best Invention
Attorney Natalie Jean-Baptiste

Attorney Natalie Jean-Baptiste

Bankruptcy Attorney

Natalie Jean-Baptiste is a New York bankruptcy attorney focused primarily on providing debt relief to student loan borrowers. To date, she has helped her clients wipe out nearly $1 million of student loan debt through the bankruptcy process and other administrative tools. Prior to launching her own practice, Natalie worked for many years in the music industry where she handled various contracts for superstar acts like Alicia Keys & Janet Jackson. She is a member of the National Association of Consumer Bankruptcy Attorneys and the American Bankruptcy Institute.  Natalie earned her undergraduate degree from Fordham University, where she majored in Communication and Media Studies and minored in Business Administration, and her J.D. from New York Law School.   When she’s not assisting student loan borrowers, Natalie enjoys planning parties, going to the beach, Thai food, 80s music and spending time with friends and family.


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Articles written by Attorney Natalie Jean-Baptiste

Student Loan Deferment vs. Forbearance: What’s the Difference?

Written by Attorney Natalie Jean-Baptiste
Updated December 9, 2021

Deferments and forbearances provide temporary relief for student loan borrowers who can’t afford the payments on their federal student loans. When money is tight, you can use deferments and forbearances to temporarily pause your monthly student loan repayment until your financial situation improves. The key difference between a deferment and forbearance is the way the interest is treated.

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What Is Total And Permanent Disability Discharge & How Do I Qualify?

Written by Attorney Natalie Jean-Baptiste
Updated November 4, 2020

Living with a chronic illness or serious injury is hard enough without having to worry about making payments on your student loans. Luckily, the federal government provides the option of canceling a student loan borrower’s federal student loan debt if the borrower is too sick to work. If you become disabled due to illness or injury, you may be eligible for the Total and Permanent Disability (TPD) discharge of your federal student loan debt.

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Upsolve is a 501(c)(3) nonprofit that started in 2016. Our mission is to help low-income families who cannot afford lawyers file bankruptcy for free, using an online web app. Spun out of Harvard Law School, our team includes lawyers, engineers, and judges. We have world-class funders that include the U.S. government, former Google CEO Eric Schmidt, and leading foundations. It's one of the greatest civil rights injustices of our time that low-income families can’t access their basic rights when they can’t afford to pay for help. Combining direct services and advocacy, we’re fighting this injustice.

To learn more, read why we started Upsolve in 2016, our reviews from past users, and our press coverage from places like the New York Times and Wall Street Journal.