
Tori Bramble is a bankruptcy attorney with over 20 years of experience. She is licensed to practice in Maryland and Virginia and has helped over 1,500 clients discharge thousands of dollars and find debt relief by filing Chapter 7 or Chapter 13 bankruptcy. A New York native, Tori got her J.D. from the Antonin Scalia Law School at George Mason University in 1996. She opened her own practice, Bramble Law Firm, in 2005. Tori’s also passionate about family law and is a CDC Certified Divorce Coach, helping to support fathers through the separation and divorce process.
Articles written by Attorney Tori Bramble
How Partial Claim Loans Can Help With Overdue Mortgage Payments
Written by Attorney Tori Bramble. Legally reviewed by Jonathan Petts
Updated January 23, 2025
The U.S. Department of Housing and Urban Development (HUD) offers programs to help homeowners with FHA-insured mortgages who are struggling to make their payments. Whether you’re facing financial challenges due to job loss or other difficulties, these programs can help you avoid foreclosure and stay in your home. This article explains how HUD’s mortgage relief options, like loan modifications and partial claims, work and how you can qualify for assistance.
Read More →What Is a Paid in Full Letter & How Does It Work?
Written by Attorney Tori Bramble. Legally reviewed by Jonathan Petts
Updated April 10, 2025
If you send a paid in full letter to your creditor or debt collection agency, it informs them that you’re making your final payment. If they send one to you, they are confirming that the debt has been paid in full.
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