A Bankruptcy Code provision that immediately stops creditors from trying to collect what you owe them. Yes, immediately – the moment your bankruptcy case is filed.
Learn more about "Automatic Stay"
A creditor can file a Motion for Relief from the Automatic Stay asking the court for permission to move forward with a collection action. These motions are most often filed if the debtor is behind on a secured debt and the creditor wants to repossess the collateral.