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Automatic Stay


A Bankruptcy Code provision that immediately stops creditors from trying to collect what you owe them. Yes, immediately – the moment your bankruptcy case is filed.

Learn more about "Automatic Stay"

A creditor can file a Motion for Relief from the Automatic Stay asking the court for permission to move forward with a collection action. These motions are most often filed if the debtor is behind on a secured debt and the creditor wants to repossess the collateral.


Upsolve is a 501(c)(3) nonprofit that started in 2016. Our mission is to help low-income families resolve their debt and fix their credit using free software tools. Our team includes debt experts and engineers who care deeply about making the financial system accessible to everyone. We have world-class funders that include the U.S. government, former Google CEO Eric Schmidt, and leading foundations.

To learn more, read why we started Upsolve in 2016, our reviews from past users, and our press coverage from places like the New York Times and Wall Street Journal.