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2020 Best Invention

Automatic Stay

Definition

A Bankruptcy Code provision that immediately stops creditors from trying to collect what you owe them. Yes, immediately – the moment your bankruptcy case is filed.


Learn more about "Automatic Stay"


A creditor can file a Motion for Relief from the Automatic Stay asking the court for permission to move forward with a collection action. These motions are most often filed if the debtor is behind on a secured debt and the creditor wants to repossess the collateral.

Y-Combinator

Upsolve is a 501(c)(3) nonprofit that started in 2016. Our mission is to help low-income families who cannot afford lawyers file bankruptcy for free, using an online web app. Our team includes lawyers, engineers, and judges. We have world-class funders that include the U.S. government, former Google CEO Eric Schmidt, and leading foundations. It's one of the greatest civil rights injustices of our time that low-income families can't access their basic rights when they can't afford to pay for help. Combining direct services and advocacy, we're fighting this injustice.

To learn more, read why we started Upsolve in 2016, our reviews from past users, and our press coverage from places like the New York Times and Wall Street Journal.