Ready to say goodbye to student loan debt for good? Learn More
2020 Best Invention

Creditor Matrix


A list of the filer's creditors and their addresses.

Learn more about "Creditor Matrix"

The bankruptcy court uses the creditor matrix to mail out notices. Most districts have specific and detailed instructions on how to format the creditor matrix and a verification of the creditor matrix, if one is needed, on their website. Also called the creditor mailing matrix or the mailing matrix.


Upsolve is a 501(c)(3) nonprofit that started in 2016. Our mission is to help low-income families who cannot afford lawyers file bankruptcy for free, using an online web app. Our team includes lawyers, engineers, and judges. We have world-class funders that include the U.S. government, former Google CEO Eric Schmidt, and leading foundations. It's one of the greatest civil rights injustices of our time that low-income families can't access their basic rights when they can't afford to pay for help. Combining direct services and advocacy, we're fighting this injustice.

To learn more, read why we started Upsolve in 2016, our reviews from past users, and our press coverage from places like the New York Times and Wall Street Journal.