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Unsecured Debt


A debt that is not connected to any specific property.

Learn more about "Unsecured Debt"

The bank you owe this debt is called an unsecured creditor in a bankruptcy case. Common examples of unsecured debt are credit card debt, medical debt, and student loan debt. Some unsecured debts are priority debts, which means they receive priority treatment in a bankruptcy case. Secured debts are the opposite of unsecured debts. A secured creditor has the power to take back property (through repossession or foreclosure) after a payment default.


Upsolve is a 501(c)(3) nonprofit that started in 2016. Our mission is to help low-income families who cannot afford lawyers file bankruptcy for free, using an online web app. Our team includes lawyers, engineers, and judges. We have world-class funders that include the U.S. government, former Google CEO Eric Schmidt, and leading foundations. It's one of the greatest civil rights injustices of our time that low-income families can't access their basic rights when they can't afford to pay for help. Combining direct services and advocacy, we're fighting this injustice.

To learn more, read why we started Upsolve in 2016, our reviews from past users, and our press coverage from places like the New York Times and Wall Street Journal.