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Take control of your debt

Our nonprofit helps you get out of debt with free debt relief tools and education.

Join 350,000 members

who have eliminated $600+ million in debt since 2017 with Upsolve's help.

How can Upsolve help you?

We are a 501(c)3 nonprofit organization that helps Americans struggling with debt in two ways:

Debt Relief Tools

Use one of our free tools to dispute your debt, negotiate your debt, or file Chapter 7 bankruptcy. 13,000 members have used our tools to eliminate $600+ million in debt. Always 100% free.


Our writers and editors also have your back, with diligently researched and unbiased content that answers all your questions about getting out of debt and building credit.

Total debt relieved by Upsolve members since 2017:


Hear from our members

This service helped me successfully file for Bankruptcy Chapter 7. Everything you fill in gets filled into the Bankruptcy packet automatically. Upsolve makes sure all the requirements are met, allows uploads of all documents yo... Read More

Upsolve was an absolute pleasure to work with and have available to me. I would recommend this service to anyone considering bankruptcy


Very helpful and professional service that walked me through the process of filing Chapter 7 Bankruptcy- a sure Godsend since I could not afford an attorney!

Upsolve made life much easier with their bankruptcy tool. It was fast and easy to complete. When you are ready, I highly recommend getting started with Upsolve. There is no risk and no cost to begin. It’s a non-profit; there is... Read More

Overall great experience. Doing all of the paperwork has been easy so far.

it made the process easy without a lawyer and giving so many resources so you're knowledgable about bankruptcy and the filings process.

A great resource

So grateful!

The filing process was easy, time consuming but easy

Very helpful, smart and informative team of people. They made it so easy to file. Practically did all the work! Thank you!

Upsolve was so helpful by providing all the tools necessary to file bankruptcy without paying the costs of a lawyer. It was worth all the time needed to go through the detailed process of prepping and confirming to finally fi... Read More

I’m very pleased with Upsolve. Very unstable instructions to understand. It’s great !

While I wouldn't call bankruptcy itself 'easy', Upsolve definitely made me feel a lot better about trying to do it myself. As a person on a very limited income, it was a godsend.

Easy, reliable, and trustworthy. The site made it super easy to file and even have the filing fee waived. I learned a lot as well while going through the process. Thank you!

Upsolve helped me through each step of filing bankruptcy pro se and the process has been simple.

The process was simple and extremely helpful for my client!

Upsolve is easy and user friendly! The software walked me through the process and helped me prepare the appropriate documents needed to file my Chapter 7 bankruptcy. You must understand that you have to do the leg work. Dedicat... Read More

Thanks to Upsolve’s financial tool I was able to fill out and file all my forms, very helpful and worry-free; They guided me throughout the whole process.

A brand new beginning. I was so scared but upsolve made the process easy and painless.

This is an awesome service...I would recommend this to anyone who is in need of filing for bankruptcy but can not afford an attorney.

Helped me to feel able. Nothing but relief and thankfulness in my heart.

simple. straightforward. informative

Upsolve is the absolute best. I will recommend this to anyone that needs help. You guys are the absolute the best. i have another chance at life financially because of your help and guidance. Sincerely Sonya e.

The best way to put it is amazing people

Great option for those who cant afford an attorney.

They changed my life I was out of options and needed help step by step process I filed and as I wait I’m confident

Upsolve is a very organized organization that helped walk me through all the steps of filing for bankruptcy. Thank you for making a difficult situation (having to file for bankruptcy) go so smoothly.

Lawyers quoted thousands of dollars for this service. The website makes everything clear and simple. once finished, the paperwork was perfectly laid out and accepted without any? s or corrections.

Upsolve was so easy to navigate and explained everything! They don't rush through things and they make sure you understand the process.

Awesome tool. Very thankful for Upsolve. I highly recommend using their services.

A lot but I got through it! Im thankful for them frfr they saved me so much money!

Very helpful!

I filed this morning (without an attorney that was going to charge me $1,000), my 341 meeting will be in early June and will be by phone, not in person. The court clerk was extremely helpful and courteous, she checked all my d... Read More


Upsolve tool is very helpful with the filing requirements. The check list and step by step process makes filling out the forms a breeze. The bankruptcy clerk was please that I had use Upsolve making the filing process simple. I... Read More

Very efficient and easy process. The bankruptcy court clerk accepted the packet with no problems.

Easy so far

This was easier than filing Taxes with Turbo Tax. The set up is much the same. You are led a long with questions and prompts. The Utah Court told me they love people filling using Upsolve. The papers are in order and thoroug... Read More

It was very reliable and far definitely recommend

Upsolve has been such an easy and informed process. I'm so glad I didn't pay for a lawyer. My case was pretty straight forward.

Easy to use and answered all my questions

Upsolve makes the process so easy!

Thank you for assisting with the paperwork! It was easy!

IT was a seamless experience and I got it all done alot faster than expected.

Very easy process extremely self-explanatory I really appreciated all of the help!

Experience from start to finish was easy to understand. I felt confident the entire way. Thank you for helping me with my fresh start. I’m grateful for what you all do here at UpSolve.

Upsolve provides an almost seamless experience in filing for a bankruptcy. There is a great amount of work and signing to be done, but Upsolve takes it step by step, providing numerous videos and explanations of some of the tri... Read More

Upsolve really made this process better. I was feeling overwhelmed at first, but the Upsolve software guided me through it. I really enjoyed the side notes about successful people who filed bankruptcy, but still created a succe... Read More

Upsolve literally walked me through every step in the process! The guy at the courthouse says Upsolve makes their job so much easier! What a wonderful thing to do for people for free!

Amazing and simple. Highly recommend

The online forms were so simple to fill out. So far this has been a great experience. Definitely recommend.

The whole process and questionnaire are very user friendly and Upsolve's help is very thorough. I would recommend them to anyone who is filing pro se.

Easy, Free, Non-Profit Bankruptcy Service dedicated to helping those file for bankruptcy without the need for an attorney. Organizes the paperwork and walks you through the process. The software is top-tier and I was impressed ... Read More

great job and free

Upsolve guided me through the process for my Chapter 7 bankruptcy. I couldn't have done it without them. Thanks Upsolve!!!!!!!!!!

I'm grateful for Upsolve!

Easy to use every step of the way ! So thankful it was recommended to me. It took a little bit of time but it saved me bc I didn’t have money for an attorney.

Upsolve lessened the emotional stress and pressure during the process. It was easy to read and flow through the paperwork without confusion.

Too easy! I filled out the questionnaire and received my packet in such a timely matter. I delivered it to the courthouse and now its just a matter of time. Thanks upsolve.

Super easy platform to use and it made this process feel very doable. Thank you!

so far everything was good and straight to the point. I filed today with a waiver and now its in gods hands lol thanks upsolve it was a very easy process

It took a long time to complete all of the paperwork. I was thankful that i had to insure all of my past bills were included in all of the information needed to accomplish my Bankruptcy journey

This is what I was looking when I decided to file my petition. It is a very helpful tool. No charge. You just need to be honest with yourself and realistic about your situation to start. Make a list of your assets, your debts a... Read More

Great service! Very easy to use!

I had an easy time understanding what i was doing and I felt comfortable with everything that I read as well.

Excellent, You Just need to be through when answering questions.

Upsolve is easy straightforward convenient they walk you through the paperwork that you need and when it's time to print out they make that easy as well I want to thank up solve for helping me with my bankruptcy and it's dress free.

Very user friendly, explanatory and straight forward!

They do a amazing and free service. I appreciate it highly. Thanks so much!


The process was very easy and informational. Upsolve healped with every step so far. When I went to go file at the courthouse the clerk asked if i had help and I told them I had a non profit help generate the papers. Once I s... Read More

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A nonprofit you can trust

As a 501(c)(3) nonprofit dedicated to helping you overcome debt, we value your privacy and dignity. We will never sell your data and our tools will always be free.