- We've helped over 1,000 families each clear on average $52,638 of debt.
- Our users often file within 10 days of starting.
- Our award winning nonprofit's help is 100% free.
Most debts can be erased in Chapter 7 bankruptcy, including:
Credit card debt
Most judgments from collection lawsuits
But you cannot erase the following debt in Chapter 7 bankruptcy:
Secured debt like a home mortgage
Most student loans
Taxes from the last 3 years
Alimony or child support
Personal injury you caused while drinking
Money you owe the government
Court fines and penalties