You could be debt-free in as soon as 4 months.
You could be debt-free in as soon as 4 months.
Here's how long each part of the process takes.
1.
Take a screener to see if Upsolve is right for you: 2 minutes
2.
Fill out a questionnaire about your financial situation: a few hours
3.
File your forms at your local court: 1 afternoon
4.
Work with the court: 1-2 months
5.
Await your debt discharge: 2-3 months
Total debt relieved by Upsolve members since 2018
$852,547,782
Why Trust Upsolve?
You're in control: We explain exactly what info you need for your forms, and why. You're in full control of your information at every step of the way.
Privacy: We keep your data safe and secure. It only leaves our servers when you print out your forms.
Affordability: Upsolve is a nonprofit, and our tools are 100% free.
It was so quick and easy!
Made the process so much easier and less scary. I feel confident with my paperwork and feel very informed on the information asked and why. Provided next steps and information on filing.
Very easy process!
Very helpful. Highly recommend. Helped me put together some very complicated paperwork without the assistance of a lawyer.
10/10 experience! Easy process! Definitely would recommend!
It was super efficient..I’ll keep you posted
Lifesaver
Awesome
Upsolved provided me with all the necessary documents and walked me through the entire process. I'm so greatful!
Upsolve makes the daunting task of filling out forms and filing doable. Yes I recommend this nonprofit organization highly. Now we shall see how court goes...
Such a great and easy experience!!!
The best and easiest way to file, I would definitely recommend.
Upsolve was very helpful in making sure I had the forms filled out correctly, and that I was able to waive the credit counseling fees as well as petition the Courts to waiver the court fees as well. It took some time, but they ... Read More
I am grateful for upsolve the process was smooth.
Process was easy and I was able to ask questions for things I didn’t understand. I’ll update once everything is finalized.
This service is amazing it walks you through step by step
This community was fast with my paperwork and has a great support team.
Upsolve is an excellent company for people who can't afford an attorney. They take you step by step through the process and have real people with law backgrounds to review your information afterwards.
Helped me with EVERYTHING! I had no idea what to do an upsolve made it so easy and straight forward, i am so thankful for them
Upsolve is very helpful. They explain things so you exactly know what to do. Would suggest to everyone to use upsolve. Thank you Upsolve
straight to the point even the chat assistance was a big help in typing specific questions. I have already recommended 2 of my friends about Upsolve!
Grateful for them
I’m sooooo grateful for Upsolve for being with me through everything
The online paperwork was very detailed takes a good 3 hours but you can save it and return i entered all info on 8/11 and then received an update about a week later now on 8/22 papers are filed.
(Translated by Google) Your help was very helpful in my bankruptcy process. (Original) Su ayuda fue de mucha utilidad en mi proceso de bancarrota
This is a wonderful resource! They walked me through step-by-step, and even followed up when it was completed. I highly recommend using this site if you are filing Pro Se.
Super easy to use! Complete breakdown made filing easy!
Easy experience. Clerk was really helpful in explaining what the next steps were after filling my documents. She was able to clear off any concerns and questions I had during this tough time.
Brilliant! This program was amazing! Truly a blessing.
Amazing
Forget every other service. Hands down, the best. Every step of the way is presented to you in such a way that anyone could file without the help of an overpriced lawyer. Just an amazing service!!
Smooth process im haply
Excellent company very helpful
Truly the best thing I could have ever done
When I say this process was smooth and effortless...I would give a 10 star review if it was possible!! Highly recommend for assistance with hitting the RESTART button!
This had been a very good experience very well guided and easy to follow instructions i really appreciate the help with it all thank you
Upsolve was a great help with generating and assisting me in making sure all my paperwork was correct. Great site to use if you want to do it on your own.
Upsolves clean crisp pinpoint accuracy will make the court clerk blush. For chapter 7 it's the way to go.
(Translated by Google) A tremendous page to help you with your bankruptcy process. Everything went well for me and when I got to court, everything went well! (Original) tremenda pagina para ayudarte con tu proceso de bancarrot... Read More
Very easy and simple process
Easy process with upsolve great experience
best ever,for filing.
Non-profit is simply amazing. I felt so confident filing my papers and even the clerk said great job with all my paperwork. I just filed today and I'm ready for this new journey
Great service, was easy to use.
Very, very helpful in such needed time . The process was simple and now I’m on my way to success . Thanks for all you do
A major help
Easy to use, simplified the process
I was so scared but UpSolve held my hand through the entire process. When I went to file my paperwork the lady at the Bankruptcy Court said how thorough and neat all the paperwork that came through UpSolve was! I am thrilled!
I am so happy I came across Upsolve. This was such a helpful program for the process. I love that they make things easier so that you can feel supported in the process. I do not have Facebook so I don't know how the experience ... Read More
Such a wonderful and easy process. Thanks for your service!!
This was a total life saver and so easy to manuevere through. Just answer questions and Upsolve fills in the correct firms to file with the court!! Thank you Upsolve!! Now I won't have to be stressing over personal loan payment... Read More
Upsolve! Wow, words can't explain the excellent, professional, self-service Bankruptcy tool that Upsolve offer to it's clients. Upsolve, gave me the breath that I needed to breathe in the most difficult financial situation tha... Read More
As of today 08-08-2025 I have declared a Chapter 7 Bankruptcy. I have completed the filing process. I loved filing with Upsolve they helped me in so many ways and provided step by step instructions I would 100% recommend Upsolv... Read More
Made something that caused me anxiety for YEARS simple and easy. Thanks upsolve!
Upsolve was fast and straightforward. I save $2300 dollars on attorney fees. I highly recommend this app. Oh and I failed to mention it’s a free service.
Excellent for individuals that cannot afford an attorney. Upsides walks you through each step, very easy to use.
I did Chapter 7 using Upsolve and everything worked out and got discharged. Don’t pay for a lawyer when you can do it yourself.
Made is so ez for me to file for Chapter 7 bankruptcy!
I just want to give thanks to the people running upsolve. They made the process easy to understand and use. If it wasn't for them, this could've cost thousands just to apply.
An amazing service, made things super easy!
I loved it
Upsolve made it very easy to create bankruptcy paperwork and has provided clear instructions for the entire process.
Extremely easy to fill. The step by step you guys provided are really helpfull and easy to follow,,, THANKS
Upsolve is amazing!! I filled without an attorney. Truly a lifesaver.
So easy, every process explained very well.
I’m grateful to Upsolve to help me with the filing of my Chapter 7 bankruptcy
Upsolve was a lifesaver during one of the most stressful times in my life.Their platform made the bankruptcy process so much clearer and manageable than I ever expected. The step-by-step guidance was incredible, and they stayed... Read More
Amazing
I finally filed and I can’t thank Upsolve enough for making the process so simple and stress-free. Their platform was incredibly easy to use, and every step was explained clearly. I felt supported the entire time, which took a ... Read More
Very intuitive and easy to use. Makes process so much easier than figuring it out on your own
Very helpful and easy to understand
Upsolve is such an amazing service. I cant thank you guys enough for being so helpful and making such a difficult path alot clearer . Thank you again.
Is Upsolve Right for You?
How does Upsolve work?
Still unsure if bankruptcy is right for you?
Our Debt Assistant can help you find the best option for your situation — whether that’s bankruptcy, settlement, consolidation, or another solution.