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Attorney Kassandra Kuehl

Attorney Kassandra Kuehl

Bankruptcy Attorney

Kassandra is a writer and attorney with a passion for consumer financial education. Outside of consumer law, she is focused on pro bono work in the fields of International Human Rights Law, Constitutional and Human Rights Law, Gender and the Law. Kassandra graduated from University of California, Hastings College of the Law.


All ArticlesBankruptcy BasicsBefore FilingCarsChapter 7Consumer RightsCredit Card DebtCredit IssuesDebtsDeciding To FileDuring Bankruptcy CaseProperty ExemptionsStudent Loans

Articles written by Attorney Kassandra Kuehl

The Ultimate Guide to Student Loan Forgiveness

Written by Attorney Kassandra Kuehl
Updated March 7, 2024

There are several federal student loan forgivness programs, for example: the Public Service Loan Forgiveness and Teacher Loan Forgiveness programs. These programs often require working a certain number of years for specific employers or in designated professions. Additionally, some borrowers may qualify for forgiveness after making payments for 20–25 years on an income-driven repayment plan. However, recent studies suggest this approach may not be effective for most borrowers seeking loan forgiveness. The Biden Administrations is working on fixing this issue.

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What Are the South Carolina Bankruptcy Exemptions?

Written by Attorney Kassandra Kuehl
Updated November 15, 2023

Only 17 states allow their residents to choose between claiming state exemptions and federal bankruptcy exemptions. South Carolina is not one of these states. Instead, South Carolina law provides residents with state-specific exemptions and does not allow its residents to claim federal exemptions. While some federal law in the Bankruptcy Code does influence how some South Carolina exemptions are structured, the kinds of exempt property filers can claim and the exemption amounts that apply to bankruptcy cases are state-specific. It’s important to note that if you have lived in South Carolina for less than 2 years, you may not be able to claim South Carolina’s exemptions to your property.

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Will I Go to Jail for Not Paying My Debts?

Written by Attorney Kassandra Kuehl
Updated August 10, 2023

You can't be thrown in jail for not paying your credit cards and it's illegal for collection agencies to threaten you with jail time over the phone. Don’t be intimidated by such threats; be proactive, know your rights under the FDCPA, and research your debt relief options, such as credit counseling and Chapter 7 bankruptcy.

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My Bankruptcy Was Dismissed. What Happens Now?

Written by Attorney Kassandra Kuehl
Updated August 1, 2023

Your bankruptcy case may be dismissed if you don't complete all your obligations as a bankruptcy filer under the Bankruptcy Code. This includes filing all your forms correctly and completely, doing your required credit counseling and debt management courses, and going to the 341 meeting with your trustee. If you file Chapter 13, you also need to stick with your approved repayment plan. If you don't do all this, you risk having your case dismissed.

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What Are the Wyoming Bankruptcy Exemptions?

Written by Attorney Kassandra Kuehl
Updated July 14, 2023

Some states allow their residents to choose between claiming state exemptions and federal exemptions; Wyoming is not one of these states. As a result, you don’t have to worry about learning more about federal bankruptcy exemptions. While much of your case will be impacted by the federal Bankruptcy Code and federal law, this is one area where you’ll generally only need to pay attention to state law, with a few exceptions. The only exception to this rule comes into play if you’ve lived in Wyoming for less than two years. In this case, you may need to claim exemptions according to the federal Bankruptcy Code or the law of your previous state of residence.

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Filing Bankruptcy to Deal With Your Student Loan Debt? Here Are 3 Things You Should Know!

Written by Attorney Kassandra Kuehl
Updated June 9, 2023

You CAN discharge student loans in bankruptcy, but you’ll have to do a little extra work by filing an adversary proceeding, and you need to meet eligibility requirements. It’s gotten a little easier in recent months for federal student loan borrowers to discharge their student debt in Chapter 7 bankruptcy. This article explores three key things to know if you want to file for bankruptcy to erase your student loan debt.

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What Are the Rhode Island Bankruptcy Exemptions?

Written by Attorney Kassandra Kuehl
Updated May 11, 2023

When you fill out your bankruptcy petition, you'll have to choose which exemptions you’ll apply to your property. Exemptions are a part of bankruptcy law that allow filers to protect some or all of their property. Rhode Island bankruptcy law allows residents who've lived in the state for at least two years to claim either state bankruptcy exemptions or the federal bankruptcy exemptions. This article explains the most common exemptions and compares the state and federal exemptions.

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What Are the Washington D.C. Bankruptcy Exemptions?

Written by Attorney Kassandra Kuehl
Updated May 11, 2023

D.C. law allows Chapter 7 bankruptcy filers to apply either federal bankruptcy exemptions or exemptions unique to the District (including certain federal nonbankruptcy exemptions) to their property. This means that you can choose the set of exemptions that's best for your situation. The information below will help you to compare each set. Note however, that if you moved to the District of Columbia less than two years ago, you may be required to use the federal exemptions.

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What Are the New Mexico Bankruptcy Exemptions?

Written by Attorney Kassandra Kuehl
Updated May 11, 2023

Exemptions help bankruptcy filers hold on to certain property by protecting it from being sold by the bankruptcy trustee. New Mexico filers are generally allowed to choose between applying the federal bankruptcy exemptions or the state's bankruptcy exemptions. You'll want to look at each set of exemptions to see which will best protect the property you own.

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What Are the Montana Bankruptcy Exemptions?

Written by Attorney Kassandra Kuehl
Updated May 3, 2023

Montana is not one of the 17 states that allows residents to claim federal exemptions instead of state-specific ones. As a result, as long as you’ve lived in Montana for at least two years, you’ll need to claim state-specific exemptions (as detailed by Montana law) to your property when filing for Montana bankruptcy. This makes the process of claiming bankruptcy exemptions fairly straightforward, as you don’t have to choose between the federal exemption scheme and the Montana exemptions. Simply claim every exemption that applies to you under state bankruptcy law and you’ll keep as much of your property safe from your trustee as possible.

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What Are the Maine Bankruptcy Exemptions?

Written by Attorney Kassandra Kuehl
Updated July 11, 2022

Maine doesn't allow its residents to use federal bankruptcy exemptions at this time. While 17 states do allow most residents to choose between their state’s bankruptcy exemption structure and federal exemptions, Maine is one of the 33 states that requires residents to use Maine exemptions only. This means that if you’re filing for Chapter 7 bankruptcy in Maine, as long as you’ve lived in the state for a minimum of two years, you’ll only be applying Maine bankruptcy exemptions to your property (except where state bankruptcy law allows for the limited use of very specific federal exemptions as add-ons).

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Can an Employer Deny Me a Job Because of My Bad Credit?

Written by Attorney Kassandra Kuehl
Updated May 19, 2022

In the majority of states, employers can deny you employment if you have bad credit. Some states and cities have passed laws that prohibit the practice, though there are some exceptions, such as for jobs in the financial sector. Employers must get your written consent before they run a credit check as part of the hiring process. Having certain negative items on your credit report may not hurt your chances for all jobs.

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Filing Bankruptcy After a Car Accident

Written by Attorney Kassandra Kuehl
Updated May 16, 2022

This guide will introduce you to the process of filing bankruptcy in the wake of a car accident so that you can make an informed decision about your legal and financial options at this time.

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What Are the New Hampshire Bankruptcy Exemptions?

Written by Attorney Kassandra Kuehl
Updated April 1, 2022

Exemptions protect certain property throughout a bankruptcy case. New Hampshire residents have a choice to make when claiming bankruptcy exemptions. As long as you’ve lived in New Hampshire for a minimum of two years, you can choose to claim either the New Hampshire exemptions or the federal exemptions. You aren’t allowed to pick and choose exemptions from both structures, so you’ll want to carefully compare the values of each to decide which will protect more of the property you own.

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What Are the Arkansas Bankruptcy Exemptions?

Written by Attorney Kassandra Kuehl
Updated April 1, 2022

Bankruptcy exemptions are important because they help filers protect their property from being sold during a Chapter 7 case. In Arkansas, filers get to choose whether they want to use federal bankruptcy exemptions or the state exemptions. In this article, we'll look at both, so you can decide which is best for you.

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What Are the Connecticut Bankruptcy Exemptions?

Written by Attorney Kassandra Kuehl
Updated April 1, 2022

Bankruptcy exemptions allow filers to protect their possessions and property. Some states allow residents of two years or more to choose between state exemptions or the federal bankruptcy exemptions. Connecticut is one such state. Below we'll look at each set of exemptions to help you understand which may be best for you.

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What Are the Kentucky Bankruptcy Exemptions?

Written by Attorney Kassandra Kuehl
Updated April 1, 2022

Bankruptcy exemptions allow filers to protect certain property they own. Kentucky residents who've lived in the state for two years or more can choose between the state's exemptions or the federal bankruptcy exemptions. Below, you’ll find detailed information about each so that you can determine which will be best for you.

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What Are the Vermont Bankruptcy Exemptions?

Written by Attorney Kassandra Kuehl
Updated April 1, 2022

Bankruptcy exemptions protect certain property during a bankruptcy case. Vermont residents can choose between the state's bankruptcy exemptions or federal bankruptcy exemptions.

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What Are the Massachusetts Bankruptcy Exemptions?

Written by Attorney Kassandra Kuehl
Updated April 1, 2022

Massachusetts law allows for most residents to choose between applying federal bankruptcy exemptions and state exemptions to property that could be affected by the bankruptcy process. The only time that this choice is not available is if a filer is a new Massachusetts resident and has lived in the state for less than two years. By examining each approach below, you can determine whether your case will be served best by applying Massachusetts exemptions or by claiming those available under federal law. Oftentimes, both schemes do an equally adequate job of safeguarding a filer’s property. But sometimes, it’s advantageous to choose one option over the other.

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What Are the Utah Bankruptcy Exemptions?

Written by Attorney Kassandra Kuehl
Updated December 9, 2021

Utah law does not allow residents to choose between claiming state-specific exemptions and federal exemptions. Instead, Utah Code specifies that residents who have lived in the state for at least two years must apply Utah exemptions to their property. While some states allow their residents to apply the federal structure of exemptions to their assets, Utah doesn’t, which makes the process of identifying exempt property and exemption values available to you more straightforward. All you need to remember is that to protect as much of your property as you can while you’re seeking debt relief and laying the groundwork for a fresh start, you’ll need to claim as many Utah exemptions to your property as are available and relevant to your situation.

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What Are the West Virginia Bankruptcy Exemptions?

Written by Attorney Kassandra Kuehl
Updated November 6, 2021

Claiming bankruptcy exemptions is straightforward for West Virginia residents because the state doesn’t allow filers to claim federal bankruptcy exemptions. A minority of states allow their residents to choose between applying state exemptions and federal exemptions to their property. However, because West Virginia is part of the majority, you’ll only need to worry about applying state-specific exemptions and federal nonbankruptcy exemptions to your assets. Take note however, that if you moved to West Virginia less than two years ago, you may need to deal with exempt property matters according to the law of your state of previous residence.

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What Are the South Dakota Bankruptcy Exemptions?

Written by Attorney Kassandra Kuehl
Updated November 6, 2021

South Dakota is among the majority of states that doesn’t allow residents to claim federal bankruptcy exemptions. Sixteen states and the District of Columbia allow residents to choose from their state exemption structure or the federal exemption structure per the federal Bankruptcy Code. As South Dakota does not, this makes the process of claiming exempt property more straightforward because you won’t have to compare two schemes to see which is more advantageous. As long as you’ve lived in South Dakota for a minimum of two years, you’ll apply state bankruptcy law and federal nonbankruptcy exemptions only when claiming exemptions for your personal property.

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How Debt Consolidation Affects Your Credit Score

Written by Attorney Kassandra Kuehl
Updated October 11, 2021

You may have heard that debt consolidation can help you get back on track financially. But you’re not alone if you don’t know what debt consolidation is, how it works, or what your other debt-relief options are. In this article, we’ll explain how debt consolidation can help you save money by lowering your monthly debt payments and the interest you must pay over the life of a loan. We’ll also explore how debt consolidation affects your credit score.

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Will My Debt Disappear After 7 Years

Written by Attorney Kassandra Kuehl
Updated August 18, 2021

The idea that if debt remains unpaid for 7 years it will simply disappear is a myth in the United States. If you’re under the impression that your unpaid debts will disappear after a 7 year period, you’re certainly not alone.

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What is bankruptcy fraud?

Written by Attorney Kassandra KuehlLegally reviewed by Attorney Andrea Wimmer
Updated December 18, 2020

Bankruptcy fraud is a broad term that describes a variety of actions that filers sometimes take to get an unfair advantage. Depending on what form that fraud takes, it’s considered a crime and is punishable by up to 5 years in federal prison and a (non-dischargeable) fine of up to $250,000. This article will explore some common types of bankruptcy fraud.

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Chapter 7 Bankruptcy Basics: Why & When is Property Liquidated?

Written by Attorney Kassandra Kuehl
Updated August 11, 2020

A bankruptcy liquidation is the process by which a Chapter 7 bankruptcy trustee sells the filer’s assets to repay unsecured debts, such as credit cards, child support, or tax debt, as part of a bankruptcy filing. Let’s take a closer look at when a Chapter 7 case takes the form of a true “liquidation” bankruptcy.

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What are the Oklahoma Bankruptcy Exemptions?

Written by Attorney Kassandra Kuehl
Updated July 28, 2020

Identifying available bankruptcy exemptions is relatively straightforward in Oklahoma, because state law doesn’t allow residents to claim federal bankruptcy exemptions. While 17 states do allow residents to choose between state and federal exemptions, Oklahoma does not. As a result, if you have lived in Oklahoma for at least two years, the bankruptcy court will only allow you to claim Oklahoma’s unique state exemptions. You can learn about each of the exemptions available to you in the information listed below. As you’re reading this information, jot down any questions that it inspires so that you can reference them easily if you choose to meet with a bankruptcy attorney.

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What Are the North Dakota Bankruptcy Exemptions?

Written by Attorney Kassandra Kuehl
Updated July 28, 2020

One straightforward thing about filing for bankruptcy in North Dakota is that it doesn’t allow residents to claim federal bankruptcy exemptions. Although 17 jurisdictions in the United States do allow residents to apply federal exemptions to their property, North Dakota law doesn’t provide a choice between federal exemptions and state exemptions. Therefore, unless you moved to North Dakota less than 2 years ago, you don’t have to worry about comparing state law with federal law in this regard. Simply evaluate the North Dakota exemptions listed below and claim them if they apply to you. However, if you have qualifying assets, you will also want to take the federal nonbankruptcy exemptions into consideration in addition to the state-specific structure.

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What Are the Mississippi Bankruptcy Exemptions?

Written by Attorney Kassandra Kuehl
Updated July 28, 2020

Under Mississippi law, almost all Mississippi residents must apply state exemptions to their property, as Mississippi doesn’t allow filers to claim federal exemptions unless an exception for a certain kind of property is allowed under federal law. Mississippi isn’t alone in this approach, as only 17 states allow filers to apply federal bankruptcy exemptions to their property instead of state exemptions. The only scenario under which you’d claim anything other than Mississippi exemptions is if you moved to Mississippi less than two years ago. Because Mississippi residents only have one exemption model to apply to their assets, the process of claiming exemptions is relatively straightforward.

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What Are the Iowa Bankruptcy Exemptions?

Written by Attorney Kassandra Kuehl
Updated July 28, 2020

You may have heard about federal exemptions before, but you won’t need to worry about them when filing bankruptcy in Iowa. State law only allows Iowa residents to claim Iowa exemptions and doesn’t give filers the choice to apply federal bankruptcy exemptions to their property instead. This Iowa law isn’t an unusual approach, as only 17 states in the U.S. allow residents to choose between state-specific bankruptcy exemptions and exemption laws provided by the federal Bankruptcy Code. Note however that if you moved to Iowa within 2 years of filing for bankruptcy, you may be subject to a different set of exemption standards than long-time Iowa residents are.

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How to Consolidate Your Debts in Arkansas

Written by Attorney Kassandra Kuehl
Updated March 25, 2024

If you’re interested in exploring your consolidation options, it’s important to begin by evaluating whether you can afford to make timely monthly payments on whatever type of loan or DMP makes sense for your situation. Then, you’ll need to research the reputation of the lender you want to work with and settle on a loan option or alternative refinancing arrangement.  

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Repossession Laws in Minnesota

Written by Attorney Kassandra Kuehl
Updated March 22, 2024

Repossession is the process of taking back a car after the owner defaults on their auto loan. Each state has different laws and regulations that dictate every step of the repossession process from start to finish. This page will provide an overview of Minnesota's Repossession Laws and what you should know if you've fallen behind on car payments.

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Your Guide to Virginia's Repossession Laws

Written by Attorney Kassandra Kuehl
Updated March 22, 2024

Repossession is the process of taking back a car after the owner defaults on their auto loan. Each state has different laws and regulations that dictate every step of the repossession process from start to finish. This page will provide an overview of Virginia's Repossession Laws and what you should know if you've fallen behind on car payments.

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Repossession Laws in South Dakota

Written by Attorney Kassandra Kuehl
Updated March 22, 2024

Repossession is the process of taking back a car after the owner defaults on their auto loan. Each state has different laws and regulations that dictate every step of the repossession process from start to finish. This page will provide an overview of South Dakota's Repossession Laws and what you should know if you've fallen behind on car payments.

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Repossession Laws in West Virginia

Written by Attorney Kassandra Kuehl
Updated March 22, 2024

Repossession is the process of taking back a car after the owner defaults on their auto loan. Each state has different laws and regulations that dictate every step of the repossession process from start to finish. This page will provide an overview of West Virginia's Repossession Laws and what you should know if you've fallen behind on car payments.

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Repossession Laws in Vermont

Written by Attorney Kassandra Kuehl
Updated March 22, 2024

Repossession is the process of taking back a car after the owner defaults on their auto loan. Each state has different laws and regulations that dictate every step of the repossession process from start to finish. This page will provide an overview of Vermont's Repossession Laws and what you should know if you've fallen behind on car payments.

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Repossession Laws in Missouri

Written by Attorney Kassandra Kuehl
Updated March 22, 2024

Repossession is the process of taking back a car after the owner defaults on their auto loan. Each state has different laws and regulations that dictate every step of the repossession process from start to finish. This page will provide an overview of Missouri's Repossession Laws and what you should know if you've fallen behind on car payments.

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How to Consolidate Your Debts in Delaware

Written by Attorney Kassandra Kuehl
Updated December 20, 2023

Before you can make an informed decision about debt consolidation, you’ll need to evaluate your income as it compares to both your monthly bills and the types of debts you owe. If debt consolidation seems like a viable option for you, you’ll need to secure a Delaware debt consolidation loan in one form or another or enter into a debt management plan.

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How To Consolidate Your Debts in Alabama

Written by Attorney Kassandra Kuehl
Updated December 20, 2023

Before you can apply for an Alabama debt consolidation loan and consolidate your debts, you’re going to need to determine exactly what your debts consist of, how much income you reliably make on a monthly basis, and what your household budget is. Once you have all this information available, you can assess your loan options and move forward with debt consolidation in a way that makes the most sense for your unique financial situation.

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How To Get Free Credit Counseling in California

Written by Attorney Kassandra Kuehl
Updated November 15, 2023

To receive free credit counseling assistance in the Golden State, you’ll need to research and ultimately choose a nonprofit credit counseling agency to work with. Once you’ve chosen an agency, you’ll want to familiarize yourself with what to expect from the California credit counseling process.

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Free Bankruptcy Lawyer in Tampa, Florida

Written by Attorney Kassandra Kuehl
Updated July 28, 2023

Need to file bankruptcy but don't think you can afford an attorney? Learn how to get free legal help to get your fresh start in Tampa, Florida.

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Free Bankruptcy Lawyer in San Francisco, California

Written by Attorney Kassandra Kuehl
Updated July 28, 2023

Need to file bankruptcy but don't think you can afford an attorney? Learn how to get free legal help to get your fresh start in San Francisco, California.

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How to Consolidate Your Debts in Alaska

Written by Attorney Kassandra Kuehl
Updated July 28, 2023

If you’re interested in learning whether debt consolidation is right for you, you’ll begin by examining your debts, income, and household expenses. If you’re a good candidate for debt consolidation, you’ll research your consolidation options, secure your loan, and begin paying the total amount due in monthly installments.

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How To Get Free Credit Counseling in Delaware

Written by Attorney Kassandra Kuehl
Updated July 14, 2023

Before you schedule a free Delaware credit counseling session, it’s important to thoroughly research the operations of any credit counseling programs that interest you. Once you find an accredited, nonprofit credit counseling organization that you can trust, you’ll need to take a little time to prepare for your counseling session. 

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How To Get Free Credit Counseling in Connecticut

Written by Attorney Kassandra Kuehl
Updated May 11, 2023

Before you commit to a free Connecticut credit counseling session, you’ll need to do some research to identify the consumer credit counseling organization that will best fit your needs. Once you find a reputable Connecticut nonprofit organization that seems like a good fit, you’ll want to ask that agency a few questions so you can prepare for (and fully take advantage of) your financial counseling session.

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Wage Garnishment in Nevada

Written by Attorney Kassandra Kuehl
Updated April 21, 2022

A wage garnishment order allows creditors to take money directly from your paycheck. Most of the time, this is only possible after a court has entered a judgment. Here's how Nevada regulates wage garnishments.

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Wage Garnishment in Kentucky

Written by Attorney Kassandra Kuehl
Updated April 13, 2022

A wage garnishment order allows creditors to take money directly from your paycheck. Most of the time, this is only possible after a court has entered a judgment. Here's how Kentucky regulates wage garnishments.

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Free Bankruptcy Lawyer in Atlanta, Georgia

Written by Attorney Kassandra Kuehl
Updated October 1, 2021

Need to file bankruptcy but don't think you can afford an attorney? Learn how to get free legal help to get your fresh start in Atlanta, Georgia.

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How to Consolidate Your Debts in Connecticut

Written by Attorney Kassandra Kuehl
Updated March 26, 2021

If you’re interested in exploring the possibility of consolidating your debt, you’ll need to carefully assess your income, expenses, spending habits, credit history, and the types of debt you’re interested in consolidating. If you ultimately choose to consolidate your debt, you’ll likely need to secure a loan or work with an agency to construct a debt management plan. 

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Free Bankruptcy Lawyer in San Diego, California

Written by Attorney Kassandra Kuehl
Updated March 26, 2021

Need to file bankruptcy but don't think you can afford an attorney? Learn how to get free legal help to get your fresh start in Diego, California.

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Free Bankruptcy Lawyer in Chicago, Illinois

Written by Attorney Kassandra Kuehl
Updated March 26, 2021

Need to file bankruptcy but don't think you can afford an attorney? Learn how to get free legal help to get your fresh start in Chicago, Illinois.

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Free Bankruptcy Lawyer in Houston, Texas

Written by Attorney Kassandra Kuehl
Updated March 26, 2021

Need to file bankruptcy but don't think you can afford an attorney? Learn how to get free legal help to get your fresh start in Houston, Texas.

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How to Get Free Credit Counseling in Washington, D.C.

Written by Attorney Kassandra Kuehl
Updated March 25, 2021

If you’re struggling with debt or even if you’re simply having trouble paying all your expenses without feeling like your personal finances are in a precarious position, consider doing some research to find a nonprofit, accredited Washington, D.C. credit counseling agency that provides free credit counseling services. Once you’ve confirmed that the nonprofit credit counseling organization you’d like to work with is reputable, you can prepare for your counseling session and for moving forward with the recommendations you’ll receive.

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Free Bankruptcy Lawyer in Lexington, Kentucky

Written by Attorney Kassandra Kuehl
Updated November 4, 2020

Need to file bankruptcy but don't think you can afford an attorney? Learn how to get free legal help to get your fresh start in Lexington, Kentucky.

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Free Bankruptcy Lawyer in St. Paul, Minnesota

Written by Attorney Kassandra Kuehl
Updated November 4, 2020

Need to file bankruptcy but don't think you can afford an attorney? Learn how to get free legal help to get your fresh start in St. Paul, Minnesota.

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Free Bankruptcy Lawyer in Stockton, California

Written by Attorney Kassandra Kuehl
Updated November 4, 2020

Need to file bankruptcy but don't think you can afford an attorney? Learn how to get free legal help to get your fresh start in Stockton, California.

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Free Bankruptcy Lawyer in St. Louis, Missouri

Written by Attorney Kassandra Kuehl
Updated November 4, 2020

Need to file bankruptcy but don't think you can afford an attorney? Learn how to get free legal help to get your fresh start in St. Louis, Missouri.

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Free Bankruptcy Lawyer in Cincinnati, Ohio

Written by Attorney Kassandra Kuehl
Updated November 4, 2020

Need to file bankruptcy but don't think you can afford an attorney? Learn how to get free legal help to get your fresh start in Cincinnati, Ohio.

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Free Bankruptcy Lawyer in Henderson, Nevada

Written by Attorney Kassandra Kuehl
Updated November 4, 2020

Need to file bankruptcy but don't think you can afford an attorney? Learn how to get free legal help to get your fresh start in Henderson, Nevada.

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Free Bankruptcy Lawyer in Corpus Christi, Texas

Written by Attorney Kassandra Kuehl
Updated November 4, 2020

Need to file bankruptcy but don't think you can afford an attorney? Learn how to get free legal help to get your fresh start in Corpus Christi, Texas.

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Free Bankruptcy Lawyer in Wichita, Kansas

Written by Attorney Kassandra Kuehl
Updated November 4, 2020

Need to file bankruptcy but don't think you can afford an attorney? Learn how to get free legal help to get your fresh start in Wichita, Kansas.

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Free Bankruptcy Lawyer in Bakersfield, California

Written by Attorney Kassandra Kuehl
Updated October 30, 2020

Need to file bankruptcy but don't think you can afford an attorney? Learn how to get free legal help to get your fresh start in Bakersfield, California.

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Free Bankruptcy Lawyer in Cleveland, Ohio

Written by Attorney Kassandra Kuehl
Updated October 30, 2020

Need to file bankruptcy but don't think you can afford an attorney? Learn how to get free legal help to get your fresh start in Cleveland, Ohio.

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Free Bankruptcy Lawyer in Anaheim, California

Written by Attorney Kassandra Kuehl
Updated October 30, 2020

Need to file bankruptcy but don't think you can afford an attorney? Learn how to get free legal help to get your fresh start in Anaheim, California.

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Free Bankruptcy Lawyer in Honolulu, Hawaii

Written by Attorney Kassandra Kuehl
Updated October 30, 2020

Need to file bankruptcy but don't think you can afford an attorney? Learn how to get free legal help to get your fresh start in Honolulu, Hawaii.

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Free Bankruptcy Lawyer in Santa Ana, California

Written by Attorney Kassandra Kuehl
Updated October 30, 2020

Need to file bankruptcy but don't think you can afford an attorney? Learn how to get free legal help to get your fresh start in Santa Ana, California.

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Free Bankruptcy Lawyer in Riverside, California

Written by Attorney Kassandra Kuehl
Updated October 30, 2020

Need to file bankruptcy but don't think you can afford an attorney? Learn how to get free legal help to get your fresh start in Riverside, California.

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Free Bankruptcy Lawyer in Aurora, Colorado

Written by Attorney Kassandra Kuehl
Updated October 30, 2020

Need to file bankruptcy but don't think you can afford an attorney? Learn how to get free legal help to get your fresh start in Aurora, Colorado.

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Free Bankruptcy Lawyer in New Orleans, Louisiana

Written by Attorney Kassandra Kuehl
Updated October 30, 2020

Need to file bankruptcy but don't think you can afford an attorney? Learn how to get free legal help to get your fresh start in New Orleans, Louisiana

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Free Bankruptcy Lawyer in Arlington, Virginia

Written by Attorney Kassandra Kuehl
Updated October 29, 2020

Need to file bankruptcy but don't think you can afford an attorney? Learn how to get free legal help to get your fresh start in Arlington, Virginia.

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Free Bankruptcy Lawyer in Portland, Oregon

Written by Attorney Kassandra Kuehl
Updated October 16, 2020

Need to file bankruptcy but don't think you can afford an attorney? Learn how to get free legal help to get your fresh start in in City, State. Need to file bankruptcy but don't think you can afford an attorney? Learn how to get free legal help to get your fresh start in Portland, Oregon.

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Free Bankruptcy Lawyer in Oakland, California

Written by Attorney Kassandra Kuehl
Updated October 15, 2020

Need to file bankruptcy but don't think you can afford an attorney? Learn how to get free legal help to get your fresh start in Oakland, California.

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Free Bankruptcy Lawyer in Tulsa, Oklahoma

Written by Attorney Kassandra Kuehl
Updated October 15, 2020

Need to file bankruptcy but don't think you can afford an attorney? Learn how to get free legal help to get your fresh start in Tulsa, Oklahoma.

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Free Bankruptcy Lawyer in Long Beach, California

Written by Attorney Kassandra Kuehl
Updated October 15, 2020

Need to file bankruptcy but don't think you can afford an attorney? Learn how to get free legal help to get your fresh start in Long Beach, California.

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Free Bankruptcy Lawyer in Miami, Florida

Written by Attorney Kassandra Kuehl
Updated October 15, 2020

Need to file bankruptcy but don't think you can afford an attorney? Learn how to get free legal help to get your fresh start in Miami, Florida.

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Free Bankruptcy Lawyer in Minneapolis, Minnesota

Written by Attorney Kassandra Kuehl
Updated October 15, 2020

Need to file bankruptcy but don't think you can afford an attorney? Learn how to get free legal help to get your fresh start in Minneapolis, Minnesota.

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Free Bankruptcy Lawyer in Colorado Springs, Colorado

Written by Attorney Kassandra Kuehl
Updated October 10, 2020

Need to file bankruptcy but don't think you can afford an attorney? Learn how to get free legal help to get your fresh start in Colorado Springs, Colorado.

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Free Bankruptcy Lawyer in Mesa, Arizona

Written by Attorney Kassandra Kuehl
Updated October 10, 2020

Need to file bankruptcy but don't think you can afford an attorney? Learn how to get free legal help to get your fresh start in Mesa, Arizona.

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Free Bankruptcy Lawyer in Omaha, Nebraska

Written by Attorney Kassandra Kuehl
Updated October 10, 2020

Need to file bankruptcy but don't think you can afford an attorney? Learn how to get free legal help to get your fresh start in Omaha, Nebraska.

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Free Bankruptcy Lawyer in Kansas City, Missouri

Written by Attorney Kassandra Kuehl
Updated October 10, 2020

Need to file bankruptcy but don't think you can afford an attorney? Learn how to get free legal help to get your fresh start in Kansas City, Missouri.

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Free Bankruptcy Lawyer in Fresno, California

Written by Attorney Kassandra Kuehl
Updated October 10, 2020

Need to file bankruptcy but don't think you can afford an attorney? Learn how to get free legal help to get your fresh start in Fresno, California.

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Free Bankruptcy Lawyer in Sacramento, California

Written by Attorney Kassandra Kuehl
Updated October 10, 2020

Need to file bankruptcy but don't think you can afford an attorney? Learn how to get free legal help to get your fresh start in Sacramento, California.

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Free Bankruptcy Lawyer in New York, New York

Written by Attorney Kassandra Kuehl
Updated October 7, 2020

Need to file bankruptcy but don't think you can afford an attorney? Learn how to get free legal help to get your fresh start in New York, New York.

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Free Bankruptcy Lawyer in Albuquerque, New Mexico

Written by Attorney Kassandra Kuehl
Updated October 7, 2020

Need to file bankruptcy but don't think you can afford an attorney? Learn how to get free legal help to get your fresh start in Albuquerque, New Mexico.

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Free Bankruptcy Lawyer in Tucson, Arizona

Written by Attorney Kassandra Kuehl
Updated October 7, 2020

Need to file bankruptcy but don't think you can afford an attorney? Learn how to get free legal help to get your fresh start in Tucson, Arizona.

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Free Bankruptcy Lawyer in Milwaukee, Wisconsin

Written by Attorney Kassandra Kuehl
Updated October 1, 2020

Need to file bankruptcy but don't think you can afford an attorney? Learn how to get free legal help to get your fresh start in Milwaukee, Wisconsin.

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Free Bankruptcy Lawyer in Las Vegas, Nevada

Written by Attorney Kassandra Kuehl
Updated October 1, 2020

Need to file bankruptcy but don't think you can afford an attorney? Learn how to get free legal help to get your fresh start in Las Vegas, Nevada.

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Free Bankruptcy Lawyer in Baltimore, Maryland

Written by Attorney Kassandra Kuehl
Updated September 29, 2020

Need to file bankruptcy but don't think you can afford an attorney? Learn how to get free legal help to get your fresh start in Baltimore, Maryland.

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Free Bankruptcy Lawyer in Louisville, Kentucky

Written by Attorney Kassandra Kuehl
Updated September 29, 2020

Need to file bankruptcy but don't think you can afford an attorney? Learn how to get free legal help to get your fresh start in Louisville, Kentucky.

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Free Bankruptcy Lawyer in Memphis, Tennessee

Written by Attorney Kassandra Kuehl
Updated September 29, 2020

Need to file bankruptcy but don't think you can afford an attorney? Learn how to get free legal help to get your fresh start in Memphis, Tennessee.

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Free Bankruptcy Lawyer in Nashville, Tennessee

Written by Attorney Kassandra Kuehl
Updated September 29, 2020

Need to file bankruptcy but don't think you can afford an attorney? Learn how to get free legal help to get your fresh start in Nashville, Tennessee. .

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Free Bankruptcy Lawyer in Detroit, Michigan

Written by Attorney Kassandra Kuehl
Updated September 29, 2020

Need to file bankruptcy but don't think you can afford an attorney? Learn how to get free legal help to get your fresh start in Detroit, Michigan.

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Free Bankruptcy Lawyer in Oklahoma City, Oklahoma

Written by Attorney Kassandra Kuehl
Updated September 29, 2020

Need to file bankruptcy but don't think you can afford an attorney? Learn how to get free legal help to get your fresh start in in Oklahoma City, Oklahoma.

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Free Bankruptcy Lawyer in El Paso, Texas

Written by Attorney Kassandra Kuehl
Updated September 29, 2020

Need to file bankruptcy but don't think you can afford an attorney? Learn how to get free legal help to get your fresh start in in El Paso, Texas.

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Free Bankruptcy Lawyer in Washington D.C.

Written by Attorney Kassandra Kuehl
Updated September 17, 2020

Need to file bankruptcy but don't think you can afford an attorney? Learn how to get free legal help to get your fresh start in Washington D.C.

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Free Bankruptcy Lawyer in Boston, Massachusetts

Written by Attorney Kassandra Kuehl
Updated September 17, 2020

Need to file bankruptcy but don't think you can afford an attorney? Learn how to get free legal help to get your fresh start in Boston, Massachusetts.

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Free Bankruptcy Lawyer in Denver, Colorado

Written by Attorney Kassandra Kuehl
Updated September 17, 2020

Need to file bankruptcy but don't think you can afford an attorney? Learn how to get free legal help to get your fresh start in Denver, Colorado.

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Free Bankruptcy Lawyer in Indianapolis, Indiana

Written by Attorney Kassandra Kuehl
Updated September 17, 2020

Need to file bankruptcy but don't think you can afford an attorney? Learn how to get free legal help to get your fresh start in Indianapolis, Indiana.

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Free Bankruptcy Lawyer in Seattle, Washington

Written by Attorney Kassandra Kuehl
Updated September 17, 2020

Need to file bankruptcy but don't think you can afford an attorney? Learn how to get free legal help to get your fresh start in Seattle, Washington.

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Free Bankruptcy Lawyer in Austin, Texas

Written by Attorney Kassandra Kuehl
Updated September 17, 2020

Need to file bankruptcy but don't think you can afford an attorney? Learn how to get free legal help to get your fresh start in Austin, Texas.

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Free Bankruptcy Lawyer in Jacksonville, Florida

Written by Attorney Kassandra Kuehl
Updated September 17, 2020

Need to file bankruptcy but don't think you can afford an attorney? Learn how to get free legal help to get your fresh start in Jacksonville, Florida.

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Free Bankruptcy Lawyer in Columbus, Ohio

Written by Attorney Kassandra Kuehl
Updated September 17, 2020

Need to file bankruptcy but don't think you can afford an attorney? Learn how to get free legal help to get your fresh start in Columbus, Ohio.

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Free Bankruptcy Lawyer in Dallas, Texas

Written by Attorney Kassandra Kuehl
Updated September 17, 2020

Need to file bankruptcy but don't think you can afford an attorney? Learn how to get free legal help to get your fresh start in Dallas, Texas.

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Free Bankruptcy Lawyer in San Antonio, Texas

Written by Attorney Kassandra Kuehl
Updated September 16, 2020

Need to file bankruptcy but don't think you can afford an attorney? Learn how to get free legal help to get your fresh start in in San Antonio, Texas.

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Free Bankruptcy Lawyer in San Jose, California

Written by Attorney Kassandra Kuehl
Updated September 16, 2020

Need to file bankruptcy but don't think you can afford an attorney? Learn how to get free legal help to get your fresh start in in San Jose, California.

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Free Bankruptcy Lawyer in Fort Worth, Texas

Written by Attorney Kassandra Kuehl
Updated September 16, 2020

Need to file bankruptcy but don't think you can afford an attorney? Learn how to get free legal help to get your fresh start in Fort Worth, Texas.

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How to Get Free Credit Counseling in Idaho

Written by Attorney Kassandra KuehlLegally reviewed by Attorney Andrea Wimmer
Updated January 14, 2020

Once you’re willing to give a free Idaho credit counseling session a try, you’ll need to find an accredited, nonprofit consumer credit counseling agency to work with. Once you’ve identified a reputable organization, staffed by certified credit counselors, you’ll need to prepare for your session and the next steps you’ll take once your counseling session is complete.

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How to Consolidate Your Debts in Washington, D.C.

Written by Attorney Kassandra Kuehl
Updated December 23, 2019

If debt consolidation seems like an intriguing option, you’ll want to do some research before committing to the process. You’ll want to carefully examine your finances and your loan options before deciding that debt consolidation is a process worthy of your consideration.

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How to Consolidate Your Debts in California

Written by Attorney Kassandra Kuehl
Updated December 14, 2019

If you want to know more about whether debt consolidation may be right for you, you can carefully examine your finances for positive or negative indicators. If you ultimately choose to pursue debt consolidation, you’ll need to choose an approach to the process that is right for your financial situation.

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How to Consolidate Your Debts in Florida

Written by Attorney Kassandra Kuehl
Updated December 11, 2019

If consolidating your debt could make your household budget more manageable, cut your high-interest rates, and help you to raise your credit score, you’ll need to carefully examine your finances and your consolidation options. If you determine that debt consolidation is the best way forward, you’ll need to commit to a consolidation approach and plan ahead so that you can keep on top of your monthly payments for your loan or DMP.

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How to Consolidate Your Debts in Colorado

Written by Attorney Kassandra Kuehl
Updated December 11, 2019

If you’re interested in consolidating your debt into a single monthly payment, you need to determine whether this is a good option for your financial circumstances. If your debts, income, expenses, and habits all make debt consolidation an option for you, you’ll need to explore which kind of Colorado debt consolidation loan is right for your situation.

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How to Consolidate Your Debts in Arizona

Written by Attorney Kassandra Kuehl
Updated December 11, 2019

If you think debt consolidation might be a good way to improve your credit history, access lower interest rates, and streamline your debt repayment process, you’ll want to carefully examine your finances. If your income will support regular monthly payments of an Arizona debt consolidation loan, you’ll need to evaluate your consolidation options and choose the one that will work best for your financial situation.

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How to Get Free Credit Counseling in Illinois

Written by Attorney Kassandra Kuehl
Updated December 4, 2019

To better ensure that you can trust the advice you receive during your Illinois credit counseling session, you’ll need to do careful research before committing to working with a specific credit counseling program. Once you feel confident in the Illinois nonprofit organization you’ve chosen to work with, you’ll need to gather documents to bring to your counseling session and prepare for your next steps. 

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How to Get Free Credit Counseling in Hawaii

Written by Attorney Kassandra Kuehl
Updated December 4, 2019

To better ensure that you can trust the financial counseling guidance you receive during your Hawaii credit counseling session, it’s important to research the reputation and credentials of any credit counseling programs you’re interested in working with. Once you find an accredited, nonprofit credit counseling agency in Hawaii that you can trust, you’ll need to schedule a counseling session and begin preparing for it.

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How to Get Free Credit Counseling in Georgia

Written by Attorney Kassandra Kuehl
Updated December 4, 2019

If you’re interested in learning more about scheduling a free credit counseling session with a Georgia nonprofit organization, there are a few tips you’ll want to consider. Once you have chosen the credit counseling program you hope to work with, you’ll want to do a little research, ask a few questions, and understand what you should expect from this financial education process.

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How to Get Free Credit Counseling in Florida

Written by Attorney Kassandra Kuehl
Updated December 3, 2019

It’s important to do some research into the reputation and operations of any Florida credit counseling organizations you may be interested in scheduling a counseling session with. Once you’ve found a Florida nonprofit organization that meets your needs, you’ll need to gather some information about your personal finances before you meet with your Florida credit counselor.  

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How to Get Free Credit Counseling in Colorado

Written by Attorney Kassandra Kuehl
Updated December 3, 2019

Before you can confidently schedule a Colorado credit counseling session, you’ll need to choose a reputable nonprofit credit counseling organization to work with. You’ll need to do some research to find a nonprofit credit counseling agency in Colorado you can trust, and once you do, you’ll need to take a little time to gather financial documents to bring to your consumer credit counseling session.  

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Upsolve is a 501(c)(3) nonprofit that started in 2016. Our mission is to help low-income families resolve their debt and fix their credit using free software tools. Our team includes debt experts and engineers who care deeply about making the financial system accessible to everyone. We have world-class funders that include the U.S. government, former Google CEO Eric Schmidt, and leading foundations.

To learn more, read why we started Upsolve in 2016, our reviews from past users, and our press coverage from places like the New York Times and Wall Street Journal.