2020 Best Invention
Krishna Patel

Krishna Patel

Consumer Attorney and Writer

Krishna Patel is a writer and attorney. She is licensed to practice in New York and received her J.D. at Georgetown University Law Center. While in law school, Krishna worked in a clinic that helped low-income renters purchase their apartments and incorporate their building into a co-op. She loved the clinic’s intention to help build generational wealth in addition to providing immediate assistance. Krishna spent a decade paying off high interest student loans and understands the emotional cage that debt can represent. She hopes her contributions to Upsolve can encourage readers seeking to improve their financial situation. Krishna lives in Queens, NY with her husband and toddler.


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Articles written by Krishna Patel

How Can I File Chapter 7 and Keep My House?

Written by Krishna PatelLegally reviewed by Attorney Andrea Wimmer
Updated March 17, 2022

If after careful research you determine that Chapter 7 bankruptcy is the right choice for your circumstances, you may be wondering if it’s possible to wipe away credit card debt and other unsecured loans, but hang on to your house. The short answer is, it depends. Read on for more information about how filing Chapter 7 bankruptcy might affect your mortgage and property rights.

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Refinancing a Car Loan With Bad Credit

Written by Krishna Patel
Updated December 8, 2021

Having bad credit doesn’t mean you can’t get an auto loan or refinance your current auto loan to try to get better terms. Refinancing your auto loan can help you get a lower interest rate, lower monthly payments, and save money on the total cost of your loan. This article will talk about how refinancing works, the pros and cons of refinancing your auto loan, and some of the factors you should consider when shopping for a refinance loan.

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How to File Bankruptcy for Free in Georgia

Written by Krishna PatelLegally reviewed by Attorney Paige Hooper
Updated March 22, 2022

Filing for bankruptcy doesn’t have to be scary and confusing. We provide helpful tips and resources to help you file Chapter 7 bankruptcy in your state without a lawyer.

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How To File Bankruptcy for Free in Washington

Written by Krishna Patel
Updated February 15, 2022

Filing for bankruptcy doesn’t have to be scary and confusing. We provide helpful tips and resources to help you file Chapter 7 bankruptcy in your state without a lawyer.

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How to File Bankruptcy for Free in New York

Written by Krishna PatelLegally reviewed by Attorney Andrea Wimmer
Updated February 15, 2022

Filing for bankruptcy doesn’t have to be scary and confusing. We provide helpful tips and resources to help you file Chapter 7 bankruptcy in your state without a lawyer.

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How To File Bankruptcy for Free in New Jersey

Written by Krishna PatelLegally reviewed by Attorney Andrea Wimmer
Updated February 10, 2022

Filing for bankruptcy doesn’t have to be scary and confusing. We provide helpful tips and resources to help you file Chapter 7 bankruptcy in your state without a lawyer.

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How To File Bankruptcy for Free in Hawaii

Written by Krishna PatelLegally reviewed by Attorney Andrea Wimmer
Updated February 9, 2022

Filing for bankruptcy doesn’t have to be scary and confusing. We provide helpful tips and resources to help you file Chapter 7 bankruptcy in your state without a lawyer.

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Repossession Laws in Kansas

Written by Krishna Patel
Updated January 12, 2022

Repossession is the process of taking back a car after the owner defaults on their auto loan. Each state has different laws and regulations that dictate every step of the repossession process from start to finish. This page will provide an overview of Kansas' Repossession Laws and what you should know if you've fallen behind on car payments.

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Repossession Laws in Iowa

Written by Krishna Patel
Updated January 11, 2022

Repossession is the process of taking back a car after the owner defaults on their auto loan. Each state has different laws and regulations that dictate every step of the repossession process from start to finish. This page will provide an overview of Iowa's Repossession Laws and what you should know if you've fallen behind on car payments.

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Repossession Laws in New Jersey

Written by Krishna Patel
Updated January 4, 2022

Repossession is the process of taking back a car after the owner defaults on their auto loan. Each state has different laws and regulations that dictate every step of the repossession process from start to finish. This page will provide an overview of New Jersey's Repossession Laws and what you should know if you've fallen behind on car payments.

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Repossession Laws in New York

Written by Krishna Patel
Updated December 27, 2021

Repossession is the process of taking back a car after the owner defaults on their auto loan. Each state has different laws and regulations that dictate every step of the repossession process from start to finish. This page will provide an overview of New Year's Repossession Laws and what you should know if you've fallen behind on car payments.

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Repossession Laws in Indiana

Written by Krishna Patel
Updated December 27, 2021

Repossession is the process of taking back a car after the owner defaults on their auto loan. Each state has different laws and regulations that dictate every step of the repossession process from start to finish. This page will provide an overview of Indiana's Repossession Laws and what you should know if you've fallen behind on car payments.

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Upsolve is a 501(c)(3) nonprofit that started in 2016. Our mission is to help low-income families who cannot afford lawyers file bankruptcy for free, using an online web app. Spun out of Harvard Law School, our team includes lawyers, engineers, and judges. We have world-class funders that include the U.S. government, former Google CEO Eric Schmidt, and leading foundations. It's one of the greatest civil rights injustices of our time that low-income families can’t access their basic rights when they can’t afford to pay for help. Combining direct services and advocacy, we’re fighting this injustice.

To learn more, read why we started Upsolve in 2016, our reviews from past users, and our press coverage from places like the New York Times and Wall Street Journal.