Should I Make a Last Payment on My Credit Card Before I File Bankruptcy?
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If you plan to file bankruptcy soon, making one last credit card payment won't hurt your case, but it also won't help it.
Written by Jonathan Petts.
Updated September 15, 2021
Making a final credit card payment before filing for bankruptcy won't hurt your case, but it also won't help it. Almost all credit card debts are forgiven in bankruptcy, so making a payment when you plan to file bankruptcy means you will have that much less money to start over after your bankruptcy.
If you feel morally obligated to make a payment though, go for it!
