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A specific piece of property that backs up or secures a loan or debt and that the creditor can take back if the borrower defaults on payment.

Learn more about "Collateral"

All secured debts are backed up by collateral. If you have a car loan, your car serves as collateral for the loan. If you have a mortgage, the home serves as collateral for the mortgage loan. If you default on a loan that's secured by collateral, the lender can repossess the collateral because they have a security interest or lien on the property.


Upsolve is a 501(c)(3) nonprofit that started in 2016. Our mission is to help low-income families resolve their debt and fix their credit using free software tools. Our team includes debt experts and engineers who care deeply about making the financial system accessible to everyone. We have world-class funders that include the U.S. government, former Google CEO Eric Schmidt, and leading foundations.

To learn more, read why we started Upsolve in 2016, our reviews from past users, and our press coverage from places like the New York Times and Wall Street Journal.