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Secured Debt


Debt that is connected to a specific piece of property the creditor can take back if there is a payment default.

Learn more about "Secured Debt"

For personal property, this is known as a repossession. If the debt is secured by real property, like a house or land, it's called a foreclosure. The property is referred to as the "collateral" and the security interest the creditor holds is known as a "lien."

The most common types of secured debt are car loans and home mortgages.


Upsolve is a 501(c)(3) nonprofit that started in 2016. Our mission is to help low-income families resolve their debt and fix their credit using free software tools. Our team includes debt experts and engineers who care deeply about making the financial system accessible to everyone. We have world-class funders that include the U.S. government, former Google CEO Eric Schmidt, and leading foundations.

To learn more, read why we started Upsolve in 2016, our reviews from past users, and our press coverage from places like the New York Times and Wall Street Journal.