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The bankruptcy court's order eliminating the filer's obligation to pay back their debts.

Learn more about "Discharge"

Not all debts can be discharged in bankruptcy. This also prohibits creditors from communicating with the debtor about repaying the debts. That means no phone calls, letters, or personal contact about pre-bankruptcy debts.


Upsolve is a 501(c)(3) nonprofit that started in 2016. Our mission is to help low-income families resolve their debt and fix their credit using free software tools. Our team includes debt experts and engineers who care deeply about making the financial system accessible to everyone. We have world-class funders that include the U.S. government, former Google CEO Eric Schmidt, and leading foundations.

To learn more, read why we started Upsolve in 2016, our reviews from past users, and our press coverage from places like the New York Times and Wall Street Journal.