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A lien is a property right held by a creditor to secure the creditor’s right to payment from the borrower.

Learn more about "Lien"

If the borrower defaults on the loan, the creditor can take the property (the "collateral") through a foreclosure or repossession. Once the creditor is paid in full, the lien is released and the borrower owns the property free and clear.


Upsolve is a 501(c)(3) nonprofit that started in 2016. Our mission is to help low-income families resolve their debt and fix their credit using free software tools. Our team includes debt experts and engineers who care deeply about making the financial system accessible to everyone. We have world-class funders that include the U.S. government, former Google CEO Eric Schmidt, and leading foundations.

To learn more, read why we started Upsolve in 2016, our reviews from past users, and our press coverage from places like the New York Times and Wall Street Journal.