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A lien is a property right held by a creditor to secure the creditor’s right to payment from the borrower.

Learn more about "Lien"

If the borrower defaults on the loan, the creditor can take the property (the "collateral") through a foreclosure or repossession. Once the creditor is paid in full, the lien is released and the borrower owns the property free and clear.


Upsolve is a 501(c)(3) nonprofit that started in 2016. Our mission is to help low-income families who cannot afford lawyers file bankruptcy for free, using an online web app. Our team includes lawyers, engineers, and judges. We have world-class funders that include the U.S. government, former Google CEO Eric Schmidt, and leading foundations. It's one of the greatest civil rights injustices of our time that low-income families can't access their basic rights when they can't afford to pay for help. Combining direct services and advocacy, we're fighting this injustice.

To learn more, read why we started Upsolve in 2016, our reviews from past users, and our press coverage from places like the New York Times and Wall Street Journal.