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A document issued by the court and served along with the complaint to notify individuals and businesses that a lawsuit has been filed against them.

Learn more about "Summons"

If you're sued, you'll receive a summons and complaint. The complaint outlines the allegations that the plaintiff is making against you. In a debt collection lawsuit, this usually means providing details about when you took out debt, when the last payment was made, and how much is currently owed.

The summons tells you the deadline to answer the complaint and other important information.


Upsolve is a 501(c)(3) nonprofit that started in 2016. Our mission is to help low-income families resolve their debt and fix their credit using free software tools. Our team includes debt experts and engineers who care deeply about making the financial system accessible to everyone. We have world-class funders that include the U.S. government, former Google CEO Eric Schmidt, and leading foundations.

To learn more, read why we started Upsolve in 2016, our reviews from past users, and our press coverage from places like the New York Times and Wall Street Journal.