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Learn about how the COVID-19 coronavirus may affect your bankruptcy filing.

Learn how to file in the middle of a pandemic, how your court may be doing things differently, and how to access your bankruptcy rights under the CARES Act.

This page is your home base for learning about what COVID-19 means for your bankruptcy filing.

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COVID-19 and Bankruptcy: Frequently Asked Questions

The Bankruptcy Court has been closely monitoring and following recommended guidelines from the Centers for Disease Control and Prevention (CDC) and local public health officials, and preparedness guidelines from the Administrative Office of the U.S. Courts (AO) regarding the Coronavirus Disease 2019 (COVID-19) and is releasing updates almost daily. This article provides some guidance for frequently asked questions.

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I Lost My Income Due To Covid - Should I File Bankruptcy?

As we all navigate the COVID-19 outbreak and resulting global pandemic, the single biggest impact being felt by every-day Americans is the loss or significant reduction of household income. With so much uncertainty about so many things surrounding the Coronavirus outbreak, many are stressed and worried about their finances and trying to plan ahead. This article will explore whether bankruptcy can give you the relief you’re looking for and what to keep in mind when it comes to timing.

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Protecting the 2020 CARES Act Stimulus Payment in Bankruptcy

This article is about the first stimulus payment authorized by Congress as part of the CARES Act signed into law in March 2020.

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What relief can I expect now that Congress has passed the CARES Act?

The Coronavirus Aid, Relief, and Economic Security Act or CARES Act, passed by Congress and signed by the president last week provides emergency relief in a variety of forms. What follows is not intended to be a comprehensive list but rather a general overview of the types of relief made available by the Act most likely to benefit our users.

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Filing your pro se bankruptcy forms during the COVID 19 Outbreak

Although most courts are closed to the public, you can still file your bankruptcy case by submitting your forms. In person filing has been suspended at most courts for the time being and each court has established its own specific filing procedures. This article is intended to provide you with a general overview of how the COVID-19 outbreak impacts your options for filing your bankruptcy forms. To find instructions for your court, visit your court’s website. Please be sure to closely follow the instructions provided by the court on how to file your bankruptcy forms. 

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Preparing for your 341 meeting during the COVID-19 emergency

If you have your 341 meeting coming up and you haven’t heard from your trustee about how they are handling 341 meetings during the COVID-19 emergency, contact their office immediately. You can find their contact information in section 5 of your Form 309A. 

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Where to file bankruptcy during the COVID-19 pandemic

Courts across the nation have had to figure out how to deal with the challenges presented by the ongoing COVID-19 pandemic. Upsolve has gathered the most important information about accommodations made by the U.S. Bankruptcy Courts. To ensure you have the most up to date information for your court, we're including the relevant links as well as the court's general website address for your convenience.

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Foreclosures & Eviction Protections Under The CARES Act

As Americans struggle to cope with the financial uncertainty caused by the Covid-19 pandemic, the United States Congress has passed the Coronavirus Aid, Relief, and Economic Security (CARES) Act. Among other things, the CARES Act protects borrowers of federally backed mortgage loans from foreclosure. This article will discuss the foreclosure protections, moratorium on evictions, and other mortgage relief implemented by the CARES Act.

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How bankruptcy impacts your second COVID relief payment

On December 27, 2020, the President signed the Consolidated Appropriations Act of 2021. The Act includes a second second COVID relief payment to eligible individuals.

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Relief for Homeowners Facing Foreclosure in the COVID-19 Era

In response to the COVID-19 pandemic, both federal and state foreclosure moratoriums have aided homeowners who are at risk of foreclosure. It is important to remain informed about COVID-era protections for homeowners as they evolve.

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Upsolve is a 501(c)(3) nonprofit that started in 2016. Our mission is to help low-income families who cannot afford lawyers file bankruptcy for free, using an online web app. Spun out of Harvard Law School, our team includes lawyers, engineers, and judges. We have world-class funders that include the U.S. government, former Google CEO Eric Schmidt, and leading foundations. It's one of the greatest civil rights injustices of our time that low-income families can’t access their basic rights when they can’t afford to pay for help. Combining direct services and advocacy, we’re fighting this injustice.

To learn more, read why we started Upsolve in 2016, our reviews from past users, and our press coverage from places like the New York Times and Wall Street Journal.


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