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Your Upsolve Team

Your Upsolve Team


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Articles written by Your Upsolve Team

Rent to Own Contracts under CBRA

Written by Your Upsolve Team
Updated May 11, 2022

The Consumer Bankruptcy Reform Act of 2020 creates a consumer-focused alternative to Section 365 that lays out how a bankruptcy filing impacts a rent-to-own contract.

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Does The Government Pay for Bankruptcies?

Written by Your Upsolve TeamLegally reviewed by Attorney Andrea Wimmer
Updated March 30, 2022

People filing for bankruptcy are struggling to pay their debts. Find out what type of costs to expect for Chapter 7 bankruptcy and who pays for it if you can’t.

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What Does It Mean That a Bankruptcy Is Public Record?

Written by Attorney John Coble, Your Upsolve TeamLegally reviewed by Attorney Andrea Wimmer
Updated March 21, 2022

Bankruptcy cases are processed through the U.S. Bankruptcy Court, which is part of the federal court system. Like all other court documents, your bankruptcy petition becomes a public record. This means any member of the public can access the information on your bankruptcy forms either through PACER or by going to the courthouse.

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Can My Social Security Disability Benefits Be Garnished?

Written by Your Upsolve TeamLegally reviewed by Attorney Andrea Wimmer
Updated March 21, 2022

If your sole source of income is Social Security retirement income, disability benefits, or other federal benefits and you keep these funds separate from any other funds, most creditors aren’t likely to garnish your benefits. That’s because you’re probably judgment proof. As a result, a creditor can't secure a garnishment order or take money from your bank account.

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Can I Discharge a Private Student Loan in Bankruptcy?

Written by Attorney John Coble, Your Upsolve TeamLegally reviewed by Attorney Andrea Wimmer
Updated March 21, 2022

Generally, private student loan borrowers have fewer options for managing their debt than federal loan borrowers. Private student loans that don't meet the definition of "student loan" in the Bankruptcy Code can be discharged. All others must been the undue hardship test.

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Converting a Chapter 13 to a Chapter 7 Bankruptcy

Written by Your Upsolve TeamLegally reviewed by Attorney Andrea Wimmer
Updated February 24, 2022

Life happens to everyone, including those in a Chapter 13 repayment plan. Thankfully, the Bankruptcy Code provides a mechanism for changing (converting) your case from Chapter 13 to Chapter 7 bankruptcy if needed. Let’s take a look at what that entails exactly and what you should know about this affects your property and your debts.

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Will Bankruptcy Affect My Citizenship Application?

Written by Your Upsolve TeamLegally reviewed by Attorney Andrea Wimmer
Updated February 24, 2022

Whether you’re a U.S. citizen or not, you’re allowed to file bankruptcy if you reside in the U.S. Bankruptcy law doesn’t require filers to be U.S. citizens. If you aren’t a citizen, you may worry that filing bankruptcy can lead to deportation or having your immigration application denied. Luckily, that’s not the case. Neither the U.S. Citizenship and Immigration Services (USCIS) nor the Department of Homeland Security (DHS) consider bankruptcy cases when reviewing residency applications.

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Can Attorney Fees Be Included in Bankruptcy?

Written by Your Upsolve TeamLegally reviewed by Attorney Andrea Wimmer
Updated February 24, 2022

If you owe attorney fees when you go to file your bankruptcy case, most will be treated as unsecured debt and discharged as part of your bankruptcy case. There are some exceptions to this, especially for attorney fees related to family court matters. Keep reading to learn more about how attorney fees are treated in bankruptcy.

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📢 Bankruptcy Court Filing Fees Increase on 12/1/2020 📢

Written by Your Upsolve Team
Updated November 15, 2021

As of December 1, 2020, the United States Bankruptcy Courts are increasing certain court filing fees.

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U.S. Trustee Program Position on Stimulus Checks

Written by Your Upsolve Team
Updated September 8, 2021

On March 25, 2021, the United States Trustee Program issued a notice to Chapter 7 and Chapter 13 trustees regarding the treatment of stimulus checks in a bankruptcy proceeding.

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Upsolve CEO & Co-Founder Rohan Pavuluri Named TIME100 Next list

Written by Your Upsolve Team
Updated February 26, 2021

Upsolve CEO & Co-Founder recognized by TIME as one of 100 emerging leaders who are shaping the future.

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Common Docket Entries & What They Mean

Written by Your Upsolve TeamLegally reviewed by Attorney Andrea Wimmer
Updated February 10, 2021

The docket is a case record prepared and maintained by the clerk of the court. Learn what common docket entries mean for your case.

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Bankruptcy As Pandemic Relief?

Written by Your Upsolve Team
Updated February 4, 2021

According to a February 2, 2021 press release from Senator Sheldon Whitehouse's office, the Senator and four of his colleagues are introducing legislation aimed to provide bankruptcy relief to medically distressed debtors.

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CBRA and the Automatic Stay

Written by Your Upsolve Team
Updated January 21, 2021

The Consumer Bankruptcy Reform Act of 2020 provides for a co-debtor stay in all consumer bankruptcy cases.

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How bankruptcy impacts your second COVID relief payment

Written by Your Upsolve TeamLegally reviewed by Attorney Andrea Wimmer
Updated December 28, 2020

On December 27, 2020, the President signed the Consolidated Appropriations Act of 2021. The Act includes a second second COVID relief payment to eligible individuals.

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How Upsolve Works

Written by Your Upsolve Team
Updated April 8, 2022

Upsolve is a nonprofit that helps you file bankruptcy on your own, using a free online tool to generate your bankruptcy forms and clear your debt. Think TurboTax for bankruptcy. 

Here's how it works!

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A Year of COVID-19: Job Loss, Student Loans, & Medical Debt and their Effect on Low-Income Families Considering Bankruptcy

Written by Your Upsolve Team
Updated March 24, 2021

Since March 2020, Upsolve has surveyed more than 18,900 individuals considering bankruptcy. By analyzing our users' employment information, medical debt, and student loan balances, we can learn more about the overwhelming constraints low-income families face on a monthly basis. Here's what we've learned.

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A Look at COVID-19, Black Financial Peril, and Bankruptcy during Black History Month

Written by Your Upsolve Team
Updated February 25, 2021

Upsolve surveyed over 17,000 low-income users over the past year. Here is what we have learned about the pandemic’s impact on their finances.  

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Upsolve is a 501(c)(3) nonprofit that started in 2016. Our mission is to help low-income families who cannot afford lawyers file bankruptcy for free, using an online web app. Spun out of Harvard Law School, our team includes lawyers, engineers, and judges. We have world-class funders that include the U.S. government, former Google CEO Eric Schmidt, and leading foundations. It's one of the greatest civil rights injustices of our time that low-income families can’t access their basic rights when they can’t afford to pay for help. Combining direct services and advocacy, we’re fighting this injustice.

To learn more, read why we started Upsolve in 2016, our reviews from past users, and our press coverage from places like the New York Times and Wall Street Journal.