How is Upsolve free?

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3,004 families filed bankruptcy using Upsolve.

Written by Rohan Pavuluri.  
Updated September 2, 2019

A nonprofit that helps you file bankruptcy for free.
  • We've helped over 2,000 families each clear on average $52,084 of debt.
  • Our users often file within 10 days of starting.
  • Our award winning nonprofit's help is 100% free.

Dear Community,

Transparency is one of our nonprofit’s core values. That’s why it’s important to us that you know how Upsolve stays free, how we spend our money, and who owns Upsolve.

How is Upsolve free?

Upsolve is free for three reasons. First, we receive funding from the government. We’re lucky that the government believes that low-income people should receive free access to legal services. The government gives us funding to build and maintain our free tool.

Second, we receive funding from charitable foundations and individuals. Some of these individuals are wealthy people who want to give back. Some of them are Upsolve users who want to pay it forward.

Third, we generate revenue by providing referrals to attorneys via our partner LegalZoom, when people ask for them, because we recognize the limits of our software and know that a free consultation with an attorney can help the individual assess whether bankruptcy is the right option. Read more about the limits of who we can help. We make no representation of the quality of these private attorneys and they have no affiliation with Upsolve. Many people decide, following their free consultation, not to file for bankruptcy.

To be a more effective, sustainable, and impactful nonprofit, we believe it's important to generate earned revenue. Read more on why.

How does Upsolve spend money?

Our number one expense is salaries. Running a technology nonprofit is expensive, as it requires a specialized set of skills that we need to hire for. We also spend money on our office rent, traveling to conferences, insurance, software, and marketing. We spend a small amount of money on accounting and bookkeeping, team building, and office supplies.

Who Owns Upsolve?

We’re a nonprofit. This means that the American people own Upsolve. You own Upsolve just as much as I do.


Rohan, CEO and Co-Founder

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Fast Forward

Upsolve is a 501(c)(3) legal aid nonprofit that started in 2016. Our mission is to help low-income Americans in financial distress get a fresh start through Chapter 7 bankruptcy at no cost. We do this by combining the power of technology with attorneys. Spun out of Harvard Law School, our team includes lawyers, engineers, and judges. We have mission-driven funders that include the U.S. government, former Google CEO Eric Schmidt, and private charities.

To learn more, read our reviews from past clients, or read our press coverage.


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