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No-Asset Case


This is a case where you get to keep everything you own and are not required to turn over any property or cash to the trustee.

Learn more about "No-Asset Case"

The majority of Chapter 7 bankruptcies are no-asset cases because available bankruptcy exemptions protect all of the debtor's belongings. Once the trustee determines that a case is a no-asset case, they will file a "Chapter 7 Trustee's Report of No Distribution" to let the court know that they've completed their work on the case.


Upsolve is a 501(c)(3) nonprofit that started in 2016. Our mission is to help low-income families resolve their debt and fix their credit using free software tools. Our team includes debt experts and engineers who care deeply about making the financial system accessible to everyone. We have world-class funders that include the U.S. government, former Google CEO Eric Schmidt, and leading foundations.

To learn more, read why we started Upsolve in 2016, our reviews from past users, and our press coverage from places like the New York Times and Wall Street Journal.