Ready to say goodbye to student loan debt for good? Learn More

Trustee's Report of No Distribution & What It Means For Your Case

1 minute read Upsolve is a nonprofit that helps you get out of debt with education and free debt relief tools, like our bankruptcy filing tool. Think TurboTax for bankruptcy. Get free education, customer support, and community. Featured in Forbes 4x and funded by institutions like Harvard University so we'll never ask you for a credit card.  Explore our free tool

In a Nutshell

The Trustee's Report of No Distribution, or NDR, lets the court and all interested parties know that no money will be paid to creditors.

Written by Attorney Andrea Wimmer
Updated March 29, 2022

The Trustee's Report of No Distribution, or NDR, lets the court and all interested parties know that no money will be paid to creditors. If a NDR is filed, the court will close the bankruptcy case shortly after the discharge has been entered.

Unfortunately, you can only find the NDR by reviewing your case docket. Upsolve users can view their case docket in their account. You can also view your docket on PACER.

The typical NDR beings like this:

I, TRUSTEE NAME, having been appointed trustee of the estate of the above-named debtor(s), report that I have neither received any property nor paid any money on account of this estate; that I have made a diligent inquiry into the financial affairs of the debtor(s) and the location of the property belonging to the estate; and that there is no property available for distribution from the estate over and above that exempted by law. Pursuant to Fed R Bank P 5009, I hereby certify that the estate of the above-named debtor(s) has been fully administered. I request that I be discharged from any further duties as trustee.

Then it provides some case-specific information from your schedules, like the amount of debt and value of assets. Sometimes the trustee files this report without "filling in the blanks" and it will show "$0 assets" or "$0 claims scheduled to be discharged" for example.

Keep in mind, this is just a report the trustee files and doesn't affect the discharge of your debts and doesn't even differentiate between dischargeable and non-dischargeable debts. So, don't panic if you see the trustee put a bunch of 00000s in your report. They probably had a reason. You'd know if something out of the ordinary was going on.

This report can be filed either before or after your discharge is entered.

If the trustee determines that you have nonexempt assets, they will not file a NDR. Instead, they'll file a notice to give creditors a deadline to file a proof of claim in your case. More on that here.

Written By:

Attorney Andrea Wimmer


Andrea practiced exclusively as a bankruptcy attorney in consumer Chapter 7 and Chapter 13 cases for more than 10 years before joining Upsolve, first as a contributing writer and editor and ultimately joining the team as Managing Editor. While in private practice, Andrea handled... read more about Attorney Andrea Wimmer

It's easy to get debt help

Choose one of the options below to get assistance with your debt:

Considering Bankruptcy?

Our free tool has helped 13,539+ families file bankruptcy on their own. We're funded by Harvard University and will never ask you for a credit card or payment.

Explore Free Tool
13,539 families have filed with Upsolve! ☆

Private Attorney

Get a free evaluation from an independent law firm.

Find Attorney

Learning Center

Research and understand your options with our articles and guides.

Go to Learning Center →

Already an Upsolve user?

Read Support Articles →

Upsolve is a 501(c)(3) nonprofit that started in 2016. Our mission is to help low-income families resolve their debt and fix their credit using free software tools. Our team includes debt experts and engineers who care deeply about making the financial system accessible to everyone. We have world-class funders that include the U.S. government, former Google CEO Eric Schmidt, and leading foundations.

To learn more, read why we started Upsolve in 2016, our reviews from past users, and our press coverage from places like the New York Times and Wall Street Journal.