Kimberly Berson is an attorney with over twenty-five years of legal experience and a specialty in bankruptcy law and bankruptcy litigation. Additionally, Kim is an instructor in the paralegal certificate program at Hofstra Law School where she teaches Bankruptcy Law, Contracts Law and Legal Research and Writing. She has also served as an adjunct professor of legal studies at Frank G. Zarb Business School at Hofstra University. While in law school, Kim began her career in the bankruptcy field interning for a bankruptcy judge. After she graduated law school, Kim’s first position was working for a panel Chapter 7 trustee. Kim continued to focus her practice in bankruptcy law and has represented interests in all aspects of bankruptcy and insolvency-related cases and litigation. She has represented small business Chapter 11 debtors, consumer Chapter 7 and Chapter 13 debtors, Chapter 7 panel trustees as well as secured and unsecured creditors. Kim also has significant litigation experience representing plaintiffs and defendants in bankruptcy-related matters. Kim earned a Juris Doctor at Touro Law Center and a Bachelor of Arts in Political Science at Binghamton University.
Articles written by Attorney Kimberly Berson
How To File Bankruptcy on Medical Debt
Written by Attorney Kimberly Berson. Legally reviewed by Jonathan Petts
Updated July 29, 2025
If you’re overwhelmed by medical bills, Chapter 7 bankruptcy may offer a powerful path to relief by wiping out unsecured medical debt and stopping collections. This guide explains how Chapter 7 works, who qualifies, and what to expect if you decide to file — including a simple step-by-step breakdown of the process. It also covers important timing considerations and the pros and cons of filing, so you can make an informed decision. If bankruptcy isn’t the right fit, the article outlines alternatives like negotiating with providers, applying for hospital financial assistance, or working with a credit counselor.
Read More →What Does a Foreclosure Notice Mean?
Written by Attorney Kimberly Berson. Legally reviewed by Jonathan Petts
Updated June 18, 2025
If you miss several mortgage payments, you will be at risk of losing your home through a foreclosure sale. If you receive a notice of foreclosure, it’s a good idea to take steps to save your home. Learn more about foreclosures, what happens when you receive a foreclosure notice, and what steps you can take to save your home from a foreclosure sale.
Read More →4 Things To Know About Defaulting on Your Mortgage
Written by Attorney Kimberly Berson. Legally reviewed by Jonathan Petts
Updated April 23, 2025
Typically, a mortgage default occurs if the borrower misses payments, fails to pay real estate taxes, or fails to pay for homeowner’s insurance. A mortgage default could occur if the borrower transfers the title to a new owner without the consent of the lender. Default terms vary depending on the loan type and mortgage contract.
Read More →Wage Garnishment in New York
Written by Attorney Kimberly Berson.
Updated August 25, 2025
A wage garnishment is a legal process where a court order or government agency requires your employer to withhold a part of your earnings to pay back an unpaid debt. If you are a New Yorker who’s worried about wage garnishment, read this article to learn what wage garnishments are, how they work in New York, and what you can do about them.
Wage Garnishments in New Hampshire
Written by Attorney Kimberly Berson.
Updated August 23, 2025
A wage garnishment order allows creditors to take money directly from your paycheck. Most of the time, this is only possible after a court has entered a judgment. Here's how New Hampshire regulates wage garnishments.
Wage Garnishments in Connecticut
Written by Attorney Kimberly Berson.
Updated August 13, 2025
A wage garnishment order allows creditors to take money directly from your paycheck. Most of the time, this is only possible after a court has entered a judgment. Here's how Connecticut regulates wage garnishments.
Wage Garnishment in Rhode Island
Written by Attorney Kimberly Berson.
Updated May 22, 2025
A wage garnishment order allows creditors to take money directly from your paycheck. Most of the time, this is only possible after a court has entered a judgment. Here's how Rhode Island regulates wage garnishments.
Wage Garnishments In Vermont
Written by Attorney Kimberly Berson.
Updated May 22, 2025
A wage garnishment order allows creditors to take money directly from your paycheck. Most of the time, this is only possible after a court has entered a judgment. Here's how Vermont regulates wage garnishments.
