2020 Best Invention
Attorney Tina Tran

Attorney Tina Tran

Bankruptcy Attorney

Tina Tran is the managing bankruptcy attorney for Upsolve, the largest consumer bankruptcy non-profit in the United States. She received her Juris Doctorate degree and Certificate in Advocacy from Loyola University Chicago School of Law. She is licensed to practice law in Illinois and the U.S. District Court for the Northern District of Illinois. Before joining the leadership team at Upsolve, Tina ran her own consumer bankruptcy practice, which she started at the age of 28, defending debtors trying to get back on their feet against aggressive and predatorial lenders and debt collectors. She believes in keeping the law simple and making it accessible for everyday people facing creditor lawsuits, wage garnishments, bank account freezes, foreclosures, and repossessions.


All ArticlesBankruptcy BasicsBefore FilingChapter 13Chapter 7Consumer RightsCourtCreditors MeetingDebtsDeciding To FileDuring Bankruptcy CaseHow To FileProperty Exemptions

Articles written by Attorney Tina Tran

Can I File a Chapter 13 Bankruptcy if I'm Unemployed?

Written by Attorney Tina Tran
Updated July 2, 2022

Chapter 13 bankruptcy requires filers to make a monthly payment on a court-approved 3-5 year repayment plan. You don't have to be employed to file a Chapter 13 bankruptcy, but you do have to show you're capable of making those monthly payments to your trustee. For most people, this requires regular income.

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What To Expect at Your 341 Meeting of Creditors

Written by the Upsolve TeamLegally reviewed by Attorney Paige Hooper
Updated May 4, 2022

In your 341 meeting of creditors, the trustee in your case will verify your identity and the information in your bankruptcy petition. Creditors can also show up to ask questions, but this is rare. In this article and video, we’ll walk you through a typical 341 meeting of creditors in a Chapter 7 bankruptcy.

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How Does Bankruptcy Affect Alimony?

Written by the Upsolve TeamLegally reviewed by Attorney John Coble
Updated May 4, 2022

Alimony impacts your bankruptcy case differently if you’re paying alimony than if you’re receiving alimony. If you pay alimony, you must list it on your Schedule J as an expense. You must also usually continue to make payments while your case is pending and after you receive your bankruptcy discharge. Bankruptcy doesn’t eliminate your obligation to pay court-ordered alimony. If you receive alimony, you must list the amount as income on Schedule I and on the means test calculation form.

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How To File Chapter 13 Bankruptcy: A Step-by-Step Guide

Written by Attorney Tina Tran
Updated April 12, 2022

Filing Chapter 13 bankruptcy is much like filing Chapter 7 bankruptcy, initially, but it does get much more complicated.

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What Steps to Take if a Debt Collector Sues You

Written by Attorney Paige Hooper
Updated March 30, 2022

If you haven’t paid a debt, you can be sued by a debt collector. If the debt collector wins the lawsuit and gets a judgment against you, they can take more aggressive collection actions. To avoid this, you’ll need to answer the complaint, prepare a defense, and show up to the hearing prepared. It’s also good to get familiar with debt collection laws, so you’ll know if the debt collector has broken them.

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Will Bankruptcy Affect My Citizenship Application?

Written by Your Upsolve TeamLegally reviewed by Attorney Andrea Wimmer
Updated February 24, 2022

Whether you’re a U.S. citizen or not, you’re allowed to file bankruptcy if you reside in the U.S. Bankruptcy law doesn’t require filers to be U.S. citizens. If you aren’t a citizen, you may worry that filing bankruptcy can lead to deportation or having your immigration application denied. Luckily, that’s not the case. Neither the U.S. Citizenship and Immigration Services (USCIS) nor the Department of Homeland Security (DHS) consider bankruptcy cases when reviewing residency applications.

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City of Chicago’s “Fresh Start” Parking Ticket Debt Payment Plan Program

Written by Attorney Tina Tran
Updated August 11, 2020

Within the past few years, investigative reporters from ProPublica have uncovered the disparate effects of Chicago’s parking and red-light ticketing system on low-income communities of color. Under a new Illinois ordinance, people filing Chapter 7 bankruptcy could erase their ticket debt if they met certain qualifications.Read on to learn more.

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Is Chapter 13 Bankruptcy Worth It?

Written by Attorney Tina Tran
Updated August 11, 2020

Chapter 13 bankruptcy is worth it when you do not qualify to file a Chapter 7 and have assets you want to protect.

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Filing Bankruptcy in Norfolk, Virginia

Written by Attorney Tina Tran
Updated August 17, 2020

Please note that we don't operate in Virginia yet but look forward to expanding into your state. You're welcome to keep reading - our content is free for anyone looking to learn more about bankruptcy & filing without a lawyer.

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Filing Bankruptcy in Newport News, Virginia

Written by Attorney Tina Tran
Updated July 28, 2020

Please note that we don't operate in Virginia yet but look forward to expanding into your state. You're welcome to keep reading - our content is free for anyone looking to learn more about bankruptcy & filing without a lawyer.

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Filing Bankruptcy in Roanoke, Virginia

Written by Attorney Tina Tran
Updated July 28, 2020

Please note that we don't operate in Virginia yet but look forward to expanding into your state. You're welcome to keep reading - our content is free for anyone looking to learn more about bankruptcy & filing without a lawyer.

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Filing Bankruptcy in Virginia Beach, Virginia

Written by Attorney Tina Tran
Updated July 27, 2020

Please note that we don't operate in Virginia yet but look forward to expanding into your state. You're welcome to keep reading - our content is free for anyone looking to learn more about bankruptcy & filing without a lawyer.

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Filing Bankruptcy in Hampton, Virginia

Written by Attorney Tina Tran
Updated July 27, 2020

Please note that we don't operate in Virginia yet but look forward to expanding into your state. You're welcome to keep reading - our content is free for anyone looking to learn more about bankruptcy & filing without a lawyer.

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Upsolve is a 501(c)(3) nonprofit that started in 2016. Our mission is to help low-income families who cannot afford lawyers file bankruptcy for free, using an online web app. Spun out of Harvard Law School, our team includes lawyers, engineers, and judges. We have world-class funders that include the U.S. government, former Google CEO Eric Schmidt, and leading foundations. It's one of the greatest civil rights injustices of our time that low-income families can’t access their basic rights when they can’t afford to pay for help. Combining direct services and advocacy, we’re fighting this injustice.

To learn more, read why we started Upsolve in 2016, our reviews from past users, and our press coverage from places like the New York Times and Wall Street Journal.