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California Debt Relief: Is a Debt Management Plan Right for You?

1 minute read Upsolve is a nonprofit that helps you get out of debt with education and free debt relief tools, like our bankruptcy filing tool. Think TurboTax for bankruptcy. Get free education, customer support, and community. Featured in Forbes 4x and funded by institutions like Harvard University so we'll never ask you for a credit card.  Explore our free tool


In a Nutshell

Now that you have a general idea of what a California DMP is, you would probably like to know where to begin. The following sections will explain how to take your first steps to obtain your own California debt management plan.

Written by Upsolve Team
Updated March 25, 2024


California residents who are struggling with debt have options. The main debt-relief options are a debt management plan (DMP) administered through a nonprofit credit counselor, debt consolidation, debt settlement, and bankruptcy. You can schedule a free consultation with a credit counselor to discuss each option. If you want to move forward with a DMP or bankruptcy, the credit counselor can help you with next steps.



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Choose one of the options below to get assistance with your debt:

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Upsolve is a 501(c)(3) nonprofit that started in 2016. Our mission is to help low-income families resolve their debt and fix their credit using free software tools. Our team includes debt experts and engineers who care deeply about making the financial system accessible to everyone. We have world-class funders that include the U.S. government, former Google CEO Eric Schmidt, and leading foundations.

To learn more, read why we started Upsolve in 2016, our reviews from past users, and our press coverage from places like the New York Times and Wall Street Journal.