Filing Bankruptcy in Pennsylvania for Free
How to File Bankruptcy in Pennsylvania for Free
Chapter 7 bankruptcy is an important debt relief tool for Americans in severe financial distress from losing a job, getting injured, or getting divorced.
A good bankruptcy lawyer is a great resource whenever considering filing for Chapter 7. Unfortunately, many low-income Pennsylvania residents who need a fresh start cannot afford the $1,500 that it often costs to hire an attorney. Our nonprofit Upsolve was founded in Harvard Law’s Access to Justice Lab to help low-income Americans who need a fresh start.
If you need a fresh start in Pennsylvania and cannot afford a lawyer, this article is for you.
We will first explain the pros and cons of filing. If Chapter 7 is a good fit, we will give you a 10 step checklist to follow for filing in Pennsylvania.
Whether or not you choose to file Chapter 7 using our free nonprofit Upsolve.org, this article will leave you much better prepared to obtain a better financial future.
Before Starting...
First, you need to know whether you need to file for bankruptcy. You may not need to file bankruptcy. Chapter 7 bankruptcy is a very effective tool for erasing credit card bills and medical debt. But you can only be use it once every 8 years.
So it often doesn’t make sense to file unless you know that you’re going to be able to discharge a significant amount of debt, at least $10,000. And you’re confident that all of our property is protected by exemptions. If not, you should diligently explore alternatives to Chapter 7.
That said, filers in 96% of Chapter 7 cases get to keep everything they own. And research shows that waiting to file for bankruptcy too long can be very hazardous to people’s finances.
If you prefer to get help of an attorney in your bankruptcy case, you can find listings of local bankruptcy lawyers from the National Association of Consumer Bankruptcy Attorneys. A good bankruptcy lawyer should be able to advise you on how to maximize the economic value of your bankruptcy filing. On the other hand, if you simply have too much credit card debt you may be able to do it yourself. And if are very low-income, you may also be able to get help from a legal aid organization in your area.
1. Collect Your Documents
Before getting started, you need to collect all your financial documents so you understand the current state of your finances.
First, you need to obtain a copy of your credit report from Experian, Transunion, or Equifax to learn how much debt you owe. You can obtain your credit report from all three at AnnualCreditReport.com.
Some of your debts may not be listed on your credit report, like medical bills, personal loans, or tax debts. Make a list of any missing debts as you will need to list all of them on your bankruptcy forms.
In addition to your credit report, you will need the following documents:
- Tax returns for the past 2 years
- Pay stubs or other proof of your income for the last 6 months
- Recent bank account statements
- Recent retirement account or brokerage account statements
- Valuations or appraisals of any real estate you own
- Copies of vehicle registration
- Any Other Documents relating to Your Assets, Debts, or Income.
Having these documents next to you will help you get an accurate picture of your finances.
2. Take Credit Counseling
An important first step to the bankruptcy process is credit counseling. Everyone who files for bankruptcy is required to take a credit counseling course that is approved by the Department of Justice.
Credit counseling courses like this one give you an idea of whether you really need to file for bankruptcy or whether you could get back on your feet through some type of informal repayment plan.
You will provide the credit counseling agency with your income and expenses. Together, you will review the options for repaying the debt, like debt consolidation, or debt settlement.
In many cases, this exercise only confirms that you don't have any feasible options for addressing the debt other than bankruptcy. But it’s a valuable exercise even still.
The course takes at least one hour and can be completed online or by telephone. The course fee ranges from $10 to $50, depending on the provider. But if your household income is under 150% of the federal poverty line, you should be able to get this fee waived.
Once you complete the course, you will receive a certificate of completion. Keep it. You will need to give a copy of this certificate to the court when you file your bankruptcy forms in Step 5
3. Complete the Bankruptcy Forms
This is the most time-consuming step. The Bankruptcy Forms include 23 seperate forms totalling roughly 70 pages. The forms ask you about everything you make, spend, own and owe.
If you download and print out the forms online, you will have to enter repetitive data and make lots of math calculations.
So if you’re not able to hire a lawyer, you probably want to buy a bankruptcy software program or use Upsolve.org’s free online bankruptcy service.
4. Get Your Filing Fee
Filing for Chapter 7 bankruptcy normally requires a $335 filing fee, which must be paid to the court in person in exact change.
If you don’t have the funds to pay the filing fee now, you can complete a special form, asking to pay your fee in installments. You can ask to pay the $335 fee in up to 4 payments within 120 days of your filing date.
If paying in installments isn’t even possible, you can submit another form to apply for a fee waiver. To qualify, your total household income must be under 150% of the federal poverty line. The court will decide whether you get a fee waiver after you file. If your application is denied, the court will order you to pay the fee in installments.
5. Print Your Bankruptcy Forms and Bring them To Court
Once you have prepared your bankruptcy forms, you will need to print them out for the court. You must print them single-sided. The court won’t accept double-sided pages.
You will also need to sign the forms once they are printed.
Most bankruptcy courts require just 1 copy of the petition, but some courts like the bankruptcy court in Manhattan require 4 copies. So call your local bankruptcy court to find out how many copies you will need to bring.
6. Go to Court to File Your Forms
It’s now time to bring the bankruptcy forms and your Course 1 certificate to the court to file them.
The court is open from Monday through Friday excluding federal holidays during normal business hours. Call ahead of time if you want to know when it is open. If you have questions about how to get to the court, you can call the court staff.
Once you enter the doors of the court house, you will be greeted by security guards, who will ask you to pass through a metal detector. Once you pass security, you will go to the clerk’s office. And you will tell the clerk, “I’d like to file for bankruptcy.” You’ll hand the Clerk your bankruptcy forms, along with your filing fee of $335 in exact change. Or if you are filing a fee waiver or installment plan, you hand the clerk the fee waiver form or fee installment form instead of the cash.
The clerk will take your bankruptcy forms and ask you to take a seat in their waiting room. It shouldn’t take long for the clerk long to process your case - about 15 minutes. During this time, they will scan your forms and upload them to the court’s online filing system.
As soon as they are done processing your forms, the clerk will call you back to the front desk. The clerk will give you:
- Your bankruptcy case number
- The name of your bankruptcy trustee
- The date, time, and location of your meeting with your trustee (this is called the “Meeting of Creditors” or “341 Meeting”)
At this point, your case has been filed! Congrats! Something very important has just happened. Your debt collectors are now legally prohibited by bankruptcy’s Automatic Stay from contacting you to collect your debts, from garnishing your wages, or foreclosing on your property. This lasts until the end of your bankruptcy case, at which point most, if not all, of your debts will hopefully be erased.
But you’re not home yet - there are other steps you need to complete to get a fresh start!
7. Mail Documents to Your Trustee
The bankruptcy trustee is a official appointed by the court to oversee your case. Pay attention to mail you receive from the trustee after filing. The trustee will send you a letter asking you to mail them certain financial documents, like tax returns, pay stubs, and bank statements. If you don’t mail the the trustee the requested documents, you will not get a discharge of your debts.
8. Take Bankruptcy Course 2
As soon as possible after filing your bankruptcy forms, you also need to take your second mandatory bankruptcy course. The second course, called the Debtor Education Course, is similar to the credit counseling course. But it is designed to educate you on making smart financial choices so that you won’t have to seek bankruptcy relief in the future.
Course 2 can be completed online or by phone and takes at least 2 hours to complete. The fee for the course ranges from $10-$50. But the fee may be waived if your household income is under 150% of the federal poverty level.
If you don’t complete the course, you will not obtain a fresh start. So make sure to complete the course as soon as possible after filing.
9. Attend Your 341 Meeting
Finally, you need to attend your 341 meeting. The location of the 341 Meeting depends on where you filed your bankruptcy case.
Usually, the 341 Meeting takes place about a month after filing. The main purpose of the 341 Meeting is to ensure that you are not hiding any expensive assets that should be distributed to creditors. If your papers were done correctly, you should have no trouble answering the questions. Most meetings last only about 5 minutes. Creditors are allowed to attend, although they almost never do.
Important note: You must bring your government-issued ID and social security card to the meeting. If you don’t bring them, the trustee cannot verify your identity and the meeting cannot go forward. You should also bring a copy of your bankruptcy forms to the meeting, along with your last 60 days of pay stubs, your recent bank statements, and any other documents that your trustee has asked for.
In most cases, the trustee “closes” the case at the end of the meeting. In that case, unless something very unusual happens, you get a letter two months later from the Court stating that your debts have been discharged.
10. Optional - Dealing with Your Car
Finally, there’s an additional step in the bankruptcy process if you own a car with outstanding debt. If you want to surrender the car to the lender, the lender will file a motion with the bankruptcy court to ask permission to retake the car.
Alternatively, you might choose to keep the car by “reaffirming” the car debt and continuing making payments on it. In that case, your lender would normally send you a reaffirmation agreement that you would need to sign and return within 45 days after your 341 meeting. The lender would then file the signed reaffirmation agreement with the court for approval. If the judge approves your reaffirmation, you would get a notice of reaffirmation along with your discharge. And you would be able to keep the vehicle as long as you stay current on your payments.
Finally, you may also have chosen “redeem” the car by buying it back from the lender in one lump sum, usually obtained from a lender like 722redemption.com. If you chose redemption, you will be required to filing a motion in the bankruptcy case.
On to a fresh start!
Filing for bankruptcy in Pennsylvania takes some careful preparation. Hiring a good bankruptcy attorney is the most convenient way to file. But if you cannot afford one and you need a fresh start, see if you qualify for Upsolve’s free nonprofit bankruptcy service here. Here’s what one of our users had to say about
You’ll be glad you did!
Means Test
The Means Test is the document used to determine if a debtor exceeds the Chapter 7 income limits. Here are some numbers that can help you quickly determine your eligibility. If you want to learn more about the Means Test, read this article.
Median income levels for Pennsylvania
| Household Size | Income Monthly |
|---|---|
| 1 | $4,422.25 |
| 2 | $5,307.25 |
| 3 | $6,579.42 |
| 4 | $7,803.75 |
Poverty levels for Pennsylvania
| Household Size | Income Monthly | Fee Waiver Eligible (150%) |
|---|---|---|
| 1 | $1,011.67 | $1,517.50 |
| 2 | $1,371.67 | $2,057.50 |
| 3 | $1,731.67 | $2,597.50 |
| 4 | $2,091.67 | $3,137.50 |
| 5 | $2,451.67 | $3,677.50 |
| 6 | $2,811.67 | $4,217.50 |
| 7 | $3,171.67 | $4,757.50 |
| 8 | $3,531.67 | $5,297.50 |
| 9 | $3,891.67 | $5,837.50 |
| 10 | $4,251.67 | $6,377.50 |
Bankruptcy Forms for Pennsylvania
There are about 23 federal forms involved in a bankruptcy filing, not including the local and optional forms that you might need for your case.
The Petition is a series of different forms that outline your financial resources and obligations. It is how you show that you are unable to make ends meet. At filing, you will need to present a few other documents including your certificate of financial counseling, your redacted tax returns and pay stubs.
For a comprehensive overview of the voluntary petition, A/B, C, D, E/F, G, H, I, J, or other forms read the Pennsylvania guide for bankruptcy forms. Below are details for state and local unique forms.
If you feeel overwhelmed or want assistance, check out Upsolve's free bankruptcy assistance and see if you’re a good fit for our service. We have a free service that makes the bankruptcy process super simple for residents of Pennsylvania.
Middle District of Pennsylvania Requirements
The Middle District of Pennsylvania has no special forms.
Other Details
- You will need one copy of your forms.
Forms
- Payment Advices
- Certification of No Payment Advices (Mandatory)
Western District of Pennsylvania Requirements
The Western District of Pennsylvania has no special forms.
Other Details
- You will need one copy of your forms.
Eastern District of Pennsylvania Requirements
The Eastern District of Pennsylvania has no special forms.
Other Details
- You will need one copy of your forms.
Forms
- Employee Income Records
- Pro Se Statement (Mandatory)
Exemptions
Bankruptcy exemptions protect the equity in certain property. Property that is exempt cannot be used to pay debts. Therefore, a debtor is permitted to keep all exempt property. If you have more questions about exemptions, check out this article.
Many people in Pennsylvania choose to use the federal exemptions instead of Pennsylvania exemptions. We have listed the federal exemptions below.
For expanded descriptions, go to the exemption page for Pennsylvania. Below are common questions people have about assets and exemptions:
- What happens to my farm animals in a bankruptcy?
- What happens to my crops in a bankruptcy?
- What happens to my water rights in a bankruptcy?
- What happens to my farming equipment in a bankruptcy?
- What happens to my farming property in a bankruptcy?
- What happens to my farming supplies in a bankruptcy?
- What happens to my fishing equipment in a bankruptcy?
- What happens to my fishing property in a bankruptcy?
- What happens to my fishing supplies in a bankruptcy?
- What happens to my ammunition in a bankruptcy?
- What happens to my antique in a bankruptcy?
- What happens to my artwork in a bankruptcy?
- What happens to my bicycle in a bankruptcy?
- What happens to my book in a bankruptcy?
- What happens to my clothes in a bankruptcy?
- What happens to my collectibles in a bankruptcy?
- What happens to my computer in a bankruptcy?
- What happens to my electronics in a bankruptcy?
- What happens to my family photos in a bankruptcy?
- What happens to my firearms in a bankruptcy?
- What happens to my food and fuel in a bankruptcy?
- What happens to my healthaid in a bankruptcy?
- What happens to my heirloom in a bankruptcy?
- What happens to my household in a bankruptcy?
- What happens to my jewelry in a bankruptcy?
- What happens to my notary public seal in a bankruptcy?
- What happens to my military equipment in a bankruptcy?
- What happens to my musical instrument in a bankruptcy?
- What happens to my personal animals in a bankruptcy?
- What happens to my radio in a bankruptcy?
- What happens to my sports or hobby equipment in a bankruptcy?
- What happens to my teaching equipment in a bankruptcy?
- What happens to my title to boat in a bankruptcy?
- What happens to my tv in a bankruptcy?
- What happens to my uniforms in a bankruptcy?
- What happens to my vcr in a bankruptcy?
- What happens to my watch in a bankruptcy?
- What happens to my wedding rings in a bankruptcy?
- What happens to my automobile in a bankruptcy?
- What happens to my trailer in a bankruptcy?
- What happens to my aircraft in a bankruptcy?
- What happens to my watercraft in a bankruptcy?
- What happens to my atv in a bankruptcy?
- What happens to my mobile home in a bankruptcy?
- What happens to my brokerage in a bankruptcy?
- What happens to my cash in a bankruptcy?
- What happens to my certificate of deposit in a bankruptcy?
- What happens to my checking account in a bankruptcy?
- What happens to my deposit in a bankruptcy?
- What happens to my electric deposit in a bankruptcy?
- What happens to my gas deposit in a bankruptcy?
- What happens to my heating oil deposit in a bankruptcy?
- What happens to my security deposit in a bankruptcy?
- What happens to my prepaid rent in a bankruptcy?
- What happens to my telephone deposit in a bankruptcy?
- What happens to my water deposit in a bankruptcy?
- What happens to my rented furniture deposit in a bankruptcy?
- What happens to my funeral deposits in a bankruptcy?
- What happens to my escrow in a bankruptcy?
- What happens to my health savings account in a bankruptcy?
- What happens to my investment account in a bankruptcy?
- What happens to my money market in a bankruptcy?
- What happens to my safe deposit box in a bankruptcy?
- What happens to my savings account in a bankruptcy?
- What happens to my stock in a bankruptcy?
- What happens to my bond in a bankruptcy?
- What happens to my corporate bond in a bankruptcy?
- What happens to my mutual fund in a bankruptcy?
- What happens to my annuity in a bankruptcy?
- What happens to my college savings account in a bankruptcy?
- What happens to my trust in a bankruptcy?
- What happens to my spendthrift trust in a bankruptcy?
- What happens to my tuition trust in a bankruptcy?
- What happens to my funeral trust in a bankruptcy?
- What happens to my perpetual care trust in a bankruptcy?
- What happens to my prepaid college trust in a bankruptcy?
- What happens to my tuition program in a bankruptcy?
- What happens to my patent in a bankruptcy?
- What happens to my copyright in a bankruptcy?
- What happens to my trademark in a bankruptcy?
- What happens to my trade secret in a bankruptcy?
- What happens to my franchise in a bankruptcy?
- What happens to my license in a bankruptcy?
- What happens to my unincorporated business in a bankruptcy?
- What happens to my incorporated business in a bankruptcy?
- What happens to my partnership in a bankruptcy?
- What happens to my joint venture in a bankruptcy?
- What happens to my government bond in a bankruptcy?
- What happens to my retirement 401k in a bankruptcy?
- What happens to my retirement 403b in a bankruptcy?
- What happens to my pension plan in a bankruptcy?
- What happens to my police pension in a bankruptcy?
- What happens to my firefighters pension in a bankruptcy?
- What happens to my erisa retirement plan in a bankruptcy?
- What happens to my teachers pension in a bankruptcy?
- What happens to my private pension plan in a bankruptcy?
- What happens to my ira in a bankruptcy?
- What happens to my educational ira in a bankruptcy?
- What happens to my simple ira in a bankruptcy?
- What happens to my traditional ira in a bankruptcy?
- What happens to my roth ira in a bankruptcy?
- What happens to my retirement plan in a bankruptcy?
- What happens to my sep in a bankruptcy?
- What happens to my keogh in a bankruptcy?
- What happens to my retail installment sales in a bankruptcy?
- What happens to my proceeds for exempt property in a bankruptcy?
- What happens to my endowment contract benefits in a bankruptcy?
- What happens to my wages of deceased state employee in a bankruptcy?
- What happens to my wages of deserting family in a bankruptcy?
- What happens to my insurance plan in a bankruptcy?
- What happens to my accident insurance in a bankruptcy?
- What happens to my disaster insurance proceeds in a bankruptcy?
- What happens to my group insurance plan in a bankruptcy?
- What happens to my health accident disability proceeds in a bankruptcy?
- What happens to my homeowners insurance proceeds in a bankruptcy?
- What happens to my industrial life insurance in a bankruptcy?
- What happens to my inheritance and estate in a bankruptcy?
- What happens to my life insurance payments for dependee in a bankruptcy?
- What happens to my life insurance plan in a bankruptcy?
- What happens to my life insurance proceeds in a bankruptcy?
- What happens to my old age survivors insurance in a bankruptcy?
- What happens to my unmatured insurance policy in a bankruptcy?
- What happens to my whole insurance plan in a bankruptcy?
- What happens to my workers comp insurance in a bankruptcy?
- What happens to my public assistance in a bankruptcy?
- What happens to my social security in a bankruptcy?
- What happens to my unemployment compensation in a bankruptcy?
- What happens to my local public assistance benefits in a bankruptcy?
- What happens to my veterans benefits in a bankruptcy?
- What happens to my disability benefits in a bankruptcy?
- What happens to my death benefits in a bankruptcy?
- What happens to my rehabilitation act maintenance in a bankruptcy?
- What happens to my health benefits in a bankruptcy?
- What happens to my state welfare in a bankruptcy?
- What happens to my vocational rehabilitation benefits in a bankruptcy?
- What happens to my public child assistance in a bankruptcy?
- What happens to my adopted child assistance in a bankruptcy?
- What happens to my aid to blind in a bankruptcy?
- What happens to my aid to dependent children in a bankruptcy?
- What happens to my relocation assistance in a bankruptcy?
- What happens to my higher education benefits in a bankruptcy?
- What happens to my state employees benefits in a bankruptcy?
- What happens to my municipal employees benefits in a bankruptcy?
- What happens to my police benefits in a bankruptcy?
- What happens to my firefighters benefits in a bankruptcy?
- What happens to my crime victim compensation in a bankruptcy?
- What happens to my wrongful death award in a bankruptcy?
- What happens to my personal injury compensation in a bankruptcy?
- What happens to my workers comp in a bankruptcy?
- What happens to my loss of future earnings compensation in a bankruptcy?
- What happens to my damaged property proceeds in a bankruptcy?
- What happens to my proceeds from health or disability insurance claim in a bankruptcy?
- What happens to my hazardous occupation injury award in a bankruptcy?
- What happens to my restitution payments in a bankruptcy?
- What happens to my tuition credits in a bankruptcy?
- What happens to my income tax credit in a bankruptcy?
- What happens to my child credit in a bankruptcy?
- What happens to my tax refund in a bankruptcy?
- What happens to my federal tax refund in a bankruptcy?
- What happens to my state tax refund in a bankruptcy?
- What happens to my local tax refund in a bankruptcy?
- What happens to my tax credit in a bankruptcy?
- What happens to my alimony in a bankruptcy?
- What happens to my maintenance in a bankruptcy?
- What happens to my child support in a bankruptcy?
- What happens to my divorce settlement in a bankruptcy?
- What happens to my property settlement in a bankruptcy?
- What happens to my wages in a bankruptcy?
- What happens to my wages out of state in a bankruptcy?
- What happens to my bonuses in a bankruptcy?
- What happens to my interest from death in a bankruptcy?
- What happens to my claim in a bankruptcy?
- What happens to my contingent claim in a bankruptcy?
- What happens to my sold exempt property proceeds in a bankruptcy?
- What happens to my unpaid wages in a bankruptcy?
- What happens to my unpaid disability benefits in a bankruptcy?
- What happens to my unpaid workers compensation in a bankruptcy?
- What happens to my unpaid social security benefits in a bankruptcy?
Pennsylvania Court Locations
Robert N.C. Nix, Sr. Federal Building
215-408-2800
900 Market Street Philadelphia, PA 19107
Madison Building
610-208-5040
400 Washington Street Reading, PA 19601
USX Tower
412-644-4060
600 Grant Street Pittsburgh, PA 15219
17 South Park Row
814-464-9740
17 South Park Row Erie, PA 16501
Max Rosenn United States Courthouse
570-831-2500
197 South Main Street Wilkes Barre, PA 18701
Ronald Reagan Federal Building
717-901-2800
228 Walnut Street Harrisburg, PA 17108
Pennsylvania Judges
| District | Judge Name |
|---|---|
| Eastern District of Pennsylvania | Hon. Richard E. Fehling |
| Eastern District of Pennsylvania | Hon. Ashely M. Chan |
| Eastern District of Pennsylvania | Hon. Magdeline D. Coleman |
| Eastern District of Pennsylvania | Hon. Jean K. FitzSimon |
| Eastern District of Pennsylvania | Hon. Eric L. Frank |
| Middle District of Pennsylvania | Hon. Robert N. Opel II |
| Middle District of Pennsylvania | Hon. John J. Thomas |
| Middle District of Pennsylvania | Hon. Henry W. Van Eck |
| Western District of Pennsylvania | Hon. Carlota Böhm |
| Western District of Pennsylvania | Hon. Thomas P. Agresti |
| Western District of Pennsylvania | Hon. Jeffery A. Deller |
| Western District of Pennsylvania | Hon. Gregory L. Taddonio |
Pennsylvania Trustees
George L. Miller
gmiller@millercoffeytate.com
(215)561-0950
Terry P. Dershaw
dershaw@gmail.com
(484) 897-0341
Lynn E. Feldman
(610) 530-9285
Robert H. Holber
rholber@holber.com
(610)565-5463
Michael H. Kaliner
mhkaliner@gmail.com
(215) 230-4250
Gary F. Seitz
(215) 238-0011
Steven M. Carr
Carr20@aol.com .com
(717)843-8968
Mark J. Conway
mjc@mjconwaylaw.com
(570)343-5350
Lawrence G. Frank
lawrencegfrank@gmail.com
(717)234-7455
Leon P. Haller
lhaller@pkh.com
(717)234-4178
John J. Martin
jmartin@martin-law.net
(570)253-6899
John P. Neblett
jpn@neblettlaw.com
(717) 667-7185
William G. Schwab
Schwab@uslawcenter.com
(610)377-5200
Robert P. Sheils Jr.
rsheils@sheilslaw.com
(570) 587-2600
Markian R. Slobodian
law.ms@usa.net
(717)232-5180
Lawrence V. Young
lyoung@cgalaw.com
(717)848-4900
Eric E. Bononi
eric@bononilaw.com
(724) 832-2499
Natalie A. Cardiello
ncardiello@comcast.net
(412) 276-4043
Rosemary C. Crawford
crawfordmcdonald@aol.com
(724)443-4757
John C. Melaragno
johnm@mplegal.com
(814)459-5557
Tamera Ochs Rothschild
trothschild@gmx.com
(814)827-2760
Robert B. Shearer
information@robertshearer.com
(814) 520-5106
Jeffrey J. Sikirica
trusteesikirica@zoominternet.net
(724) 625-2566
Robert H. Slone
robertslone223@gmail.com
(724) 834-2990
Joseph B. Spero
jbspero@neohio.twcbc.com
(814)836-1011
Lisa M. Swope
lms@nsslawfirm.com
(814)472-7151
James R. Walsh
jwalsh@spencecuster.com
(814) 536-0735
Pamela J. Wilson
pwilson@pjwlaw.net
(412) 341-4323
Charles O. Zebley Jr.
COZ@Zeblaw.com
(724) 439-9200
Legal Aid Organizations
Laurel Legal Services, Inc.
(724) 836-2211
16 E. Otterman Street, Greensburg PA 15601-3066
Legal Aid of Southeastern Pennsylvania
(610) 275-5400
625-627 Swede Street, Norristown PA 19401- 4801
MidPenn Legal Services, Inc.
(717) 234-0492
213-A North Front Street, Harrisburg PA 17101
Neighborhood Legal Services Association
(412) 255-6700
928 Penn Avenue, Pittsburgh PA 15222-3799
Northwestern Legal Services
(814) 452-8129
Renaissance Center, Suite 700, 1001 State Street, Erie PA 16501-1828
Upsolve
Nationwide Service (NYC Office)
Pennsylvania Bankruptcy Attorney Cost
We estimate that attorneys in Pennsylvania cost $995 – $1,450. We started Upsolve realizing this was too expensive for Americans, and wanted to give another option with Upsolve's free service. If you are interested, take our screener to see if you qualify for this free service.