How long does it take my debt to be discharged?

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1,823 families filed bankruptcy using Upsolve.

A nonprofit that helps you file bankruptcy for free.
  • We've helped over 1,000 families each clear on average $51,959 of debt.
  • Our users often file within 10 days of starting.
  • Our award winning nonprofit's help is 100% free.

Your trustee meeting takes place 21-40 days after you file for bankruptcy. Then, about 60 after your trustee meeting, your debt will be officially discharged. 

This means that 80-100 days after you file for bankruptcy, your debt will be officially discharged. You should, however, tell you creditors that you're filing for bankruptcy as soon as you start the process. Often times, this leads creditors to stop harassing debtors.  

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Upsolve is a 501(c)(3) legal aid nonprofit that started in 2016. Our mission is to help low-income Americans in financial distress get a fresh start through Chapter 7 bankruptcy at no cost. We do this by combining the power of technology with attorneys. Spun out of Harvard Law School, our team includes lawyers, engineers, and judges. We have mission-driven funders that include the U.S. government, former Google CEO Eric Schmidt, and private charities.

To learn more, read our reviews from past clients, or read our press coverage.

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