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the Upsolve Team

the Upsolve Team

Upsolve is fortunate to have a remarkable team of bankruptcy attorneys, as well as finance and consumer rights professionals, as contributing writers to help us keep our content up to date, informative, and helpful to everyone.


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Articles written by the Upsolve Team

How To Win Against Wakefield and Associates

Written by the Upsolve TeamLegally reviewed by Jonathan Petts
Updated March 15, 2026

If Wakefield and Associates contacts you to collect a debt, make sure they’ve validated the debt before you decide what to do next. If they can prove the debt is valid but you disagree with the amount, you can dispute it. If you agree you owe that amount but can’t pay in full, try to negotiate a settlement to pay less. If Wakefield and Associates sues you, you must respond to their lawsuit even if you’re still negotiating the debt to avoid negative consequences.

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How To Deal With Pressler, Felt & Warshaw LLP

Written by the Upsolve TeamLegally reviewed by Jonathan Petts
Updated March 15, 2026

Pressler, Felt & Warshaw LLP is a debt collection law firm that represents creditors, debt collectors, and debt buyers. Pressler mostly collects consumer debts, like past-due credit card debt. They may initially contact you to collect a debt or to notify you that they filed a lawsuit against you. If Pressler, Felt & Warshaw reaches out to you, the first thing you should do is validate the debt. This guide explains how to do this and discusses your other options, such as disputing the debt or negotiating a debt settlement.

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How To Deal With United Collection Bureau Inc.

Written by the Upsolve TeamLegally reviewed by Jonathan Petts
Updated March 15, 2026

United Collection Bureau Inc. (UCB) is a legitimate debt collection agency that focuses on consumer debts. If UCB contacts you, the first thing you need to do is validate the alleged debt. After confirming the debt is yours, you can decide how to address the situation with UCB. You can dispute the debt if there are inaccuracies or if you disagree with the debt amount, or you can negotiate the down amount down by offering a debt settlement.

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Everything You Need To Know About Debt Settlement

Written by Mae KoppesLegally reviewed by Attorney Paige Hooper
Updated March 15, 2026

Debt settlement is a type of debt relief that may allow you to settle certain debts for less than what you owe. You can negotiate directly with your creditors or hire a debt settlement company to do the work for you. Whether you hire a company or do it yourself, you’ll need a lump sum of money to make an offer. If you hire a company, you’ll likely pay into an account until you’ve saved enough money to make a good settlement offer.

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How To Deal With Aldous & Associates

Written by the Upsolve TeamLegally reviewed by Jonathan Petts
Updated March 15, 2026

Aldous & Associates PLLC is a legitimate law firm and debt collection agency that focuses on consumer debts in the health and fitness industry as well as telecommunications and property management. If Aldous & Associates contacts you, you’ll first want to validate the debt. Once you’ve confirmed that the debt is yours, you’re in control of how you want to move forward with Aldous & Associates. Rest assured, you have options. You can dispute (challenge) the debt if there are any mistakes or you don’t agree with the amount, or you can negotiate to settle the debt by paying only a portion of the total debt owed. You get to decide which approach works best for you and your financial situation.

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Wage Garnishment in Georgia

Written by the Upsolve TeamLegally reviewed by Attorney Andrea Wimmer
Updated January 16, 2026

A wage garnishment order allows creditors to take money directly from your paycheck. Most of the time, this is only possible after a court has entered a judgment. Here's how Georgia regulates wage garnishments.

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Repossession Laws in Mississippi

Written by the Upsolve TeamLegally reviewed by Attorney Andrea Wimmer
Updated November 7, 2025

In Mississippi, your car can be repossessed after just one missed payment, and lenders don’t have to give you any advance notice before taking it. Repo agents can legally take your car from public areas or your driveway, as long as they don’t breach the peace or damage property. After repossession, the lender must give you at least 10 days' notice before selling the car, and you may still owe money if the sale doesn't cover your full loan balance and fees.

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Editorial Policy

Written by the Upsolve Team
Updated August 20, 2025

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Upsolve is a 501(c)(3) nonprofit that started in 2016. Our mission is to help low-income families eliminate their debt and fix their credit with our free bankruptcy tool. Our team includes debt experts and engineers who care deeply about making the financial system accessible to everyone. We have world-class funders that include the U.S. government, former Google CEO Eric Schmidt, and leading foundations.

To learn more, read why we started Upsolve in 2016, our reviews from past users, and our press coverage from places like the New York Times and Wall Street Journal.