Bankruptcy Filings in America - 2017

Jonathan Petts

Jonathan Petts - Executive Director
September 13, 2018

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Bankruptcy Filings in America


Bankruptcy filings in America continue to be an effective way for many people to obtain debt relief.

Congress enacted the Bankruptcy Code to allow Americans to file for bankruptcy relief. Bankruptcy filings help people who have suffered a financial crisis that they cannot overcome without assistance.

Upsolve helps individuals file bankruptcy cases to resolve their debt problems. You can file a bankruptcy case without an attorney to obtain the debt relief you need.

Statistics for Bankruptcy Filings in the United States


The United States has thousands of bankruptcy filings each month. In the last quarter of 2017, there were 176,728 non-business bankruptcy filings.

Annually, the U.S. has hundreds of thousands of bankruptcy filings. In 2017, 789,020 bankruptcy filings were tracked nationwide. Bankruptcy filings in 2016 totaled 794,60.

A study shows that bankruptcy filings for older Americans may be increasing. This increase could be attributed to several factors.

Chapter 7 bankruptcy filings have declined in number since 2010. However, Chapter 13 bankruptcy filings have increased. You can see the statistics for your state on the court’s website.

If you are struggling with debts that you cannot pay, filing for bankruptcy relief may be the best option for getting out of debt.

Why Do People File for Bankruptcy Relief in America?

There are numerous reasons for bankruptcy filings. Each case is unique, but many people share the same types of financial hardships that lead to bankruptcy filings.

For some individuals, they have multiple bankruptcy filings. The Bankruptcy Code allows for filing bankruptcy again because some people experience numerous financial hardships.

Common reasons for bankruptcy filings include:

Regardless of why you are experiencing financial problems, you can seek bankruptcy relief. If you meet the qualifications to file under Chapter 7 or Chapter 13, it does not matter what brought you to the Bankruptcy Court for help.

A fresh start is in reach!

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Upsolve is a 501(c)(3) legal aid nonprofit that started in 2016. Our mission is to help low-income Americans in financial distress get a fresh start through Chapter 7 bankruptcy at no cost. We do this by combining the power of technology with pro bono attorneys. Spun out of Harvard Law School, our team includes lawyers, engineers, and judges. We have mission-driven funders that include the U.S. government, former Google CEO Eric Schmidt, and private charities.

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