Kansas Bankruptcy Exemptions 2023
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Written by Upsolve Team.
Reviewed September 29, 2021
It's important to understand what the exemptions for Kansas are and how they're most often used in a bankruptcy case.
How Do Exemptions Work?
When you file for Chapter 7 bankruptcy, one of the biggest questions is whether or not you will be able to keep your property.
That depends on which property exemptions you can use on your bankruptcy forms. They are called exemptions because they “exempt” -- or “excuse” -- certain property from being taken. In most cases, exemptions protect most day-to-day items that you own, unless you have expensive property like a house or a car.
Certain exemptions protect entire categories of property like retirements accounts, regardless of value. Other exemptions only protect specific property like a vehicle up to a certain value.
If you're looking for a deep understanding of bankruptcy exemptions, read this article.
Does Kansas allow federal exemptions?
Kansas does not recognize the federal exemptions.
Every state has its own set of property exemptions. And some states also allow you choose between their exemptions and a set of federal bankruptcy exemptions. When they do, they will generally let you to choose the system that is the best fit for you. Although some states allow you to use the federal bankruptcy exemptions, others do not.
Kansas Exemptions
Kan. Stat. Ann. § 12-5005 (e); Kan. Stat. Ann. § 13-14a10
Most people use Kan. Stat. Ann. § 12-5005 (e); Kan. Stat. Ann. § 13-14a10 to cover police officers. For single debtors filing, it has no coverage limit.
Kan. Stat. Ann. § 13-14a10
Most people use Kan. Stat. Ann. § 13-14a10 to cover public officers. For single debtors filing, it has no coverage limit.
Kan. Stat. Ann. § 14-10a10; Kan. Stat. Ann. § 12-5005 (e)
Most people use Kan. Stat. Ann. § 14-10a10; Kan. Stat. Ann. § 12-5005 (e) to cover firefighters pensions. For single debtors filing, it has no coverage limit.
Kan. Stat. Ann. § 20-2618
Most people use Kan. Stat. Ann. § 20-2618 to cover judges retirement. For single debtors filing, it has no coverage limit.
Kan. Stat. Ann. § 36-202
Most people use Kan. Stat. Ann. § 36-202 to cover judges retirement. For single debtors filing, it has no coverage limit.
Kan. Stat. Ann. § 39-717 (c); Kan. Stat. Ann. § 60-2312 (b)
Most people use Kan. Stat. Ann. § 39-717 (c); Kan. Stat. Ann. § 60-2312 (b) to cover general assistance. For single debtors filing, it has no coverage limit.
Kan. Stat. Ann. § 40-414 (b)
Most people use Kan. Stat. Ann. § 40-414 (b) to cover life insurance proceeds. For single debtors filing, it has no coverage limit.
Kan. Stat. Ann. § 48-245
Most people use Kan. Stat. Ann. § 48-245 to cover national guard uniforms, arms and equipment. For single debtors filing, it has no coverage limit.
Kan. Stat. Ann. § 56a-307; Kan. Stat. Ann. § 56a-502; Kan. Stat. Ann. § 56a-504
Most people use Kan. Stat. Ann. § 56a-307; Kan. Stat. Ann. § 56a-502; Kan. Stat. Ann. § 56a-504 to cover partnerships. For single debtors filing, it has no coverage limit.
Kan. Stat. Ann. § 60-2304 (a)
Most people use Kan. Stat. Ann. § 60-2304 (a) to cover household goods and furnishings. wearing apparel. fuel and food to last 1 year. For single debtors filing, it has no coverage limit.
Kan. Stat. Ann. § 60-2304 (b)
Most people use Kan. Stat. Ann. § 60-2304 (b) to cover jewelry. For single debtors filing, it has a coverage limit of $1,000.
Kan. Stat. Ann. § 60-2304 (c)
Most people use Kan. Stat. Ann. § 60-2304 (c) to cover motor vehicle; no limit if for disabled person. For single debtors filing, it has a coverage limit of $20,000. This exemption has a limit to the number of assets it can cover.
Kan. Stat. Ann. § 60-2304 (e)
Most people use Kan. Stat. Ann. § 60-2304 (e) to cover office equipment, furnishings, and supplies. tools of trade. farm animals. crops. farm and fishing equipment, implements, machinery, fixtures, and tools of trade. farm and fishing supplies, chemicals, and feed. any farm- and commercial fishing-related property you did not already list. For single debtors filing, it has a coverage limit of $7,500.
Kan. Stat. Ann. § 60-2308 (a)
Most people use Kan. Stat. Ann. § 60-2308 (a) to cover federal government pension. For single debtors filing, it has no coverage limit.
Kan. Stat. Ann. § 60-2308 (b)
Most people use Kan. Stat. Ann. § 60-2308 (b) to cover erisa (employee retirement account). For single debtors filing, it has no coverage limit.
Kan. Stat. Ann. § 60-2310
Most people use Kan. Stat. Ann. § 60-2310 to cover unpaid wages - 75% or 30 times the federal minimum hourly wage per week. For single debtors filing, it has no coverage limit.
Kan. Stat. Ann. § 60-2312 (b)
Most people use Kan. Stat. Ann. § 60-2312 (b) to cover alimony or maintenance support. social security. For single debtors filing, it has no coverage limit.
Kan. Stat. Ann. § 60-2312 (b); Kan. Stat. Ann. § 60-2313 (2)
Most people use Kan. Stat. Ann. § 60-2312 (b); Kan. Stat. Ann. § 60-2313 (2) to cover veteran's benefits. For single debtors filing, it has no coverage limit.
Kan. Stat. Ann. § 60-2313 (a)(1)(4); Kan. Stat. Ann. § 60-2312 (b)
Most people use Kan. Stat. Ann. § 60-2313 (a)(1)(4); Kan. Stat. Ann. § 60-2312 (b) to cover disability, illness, unemployment compensation. For single debtors filing, it has no coverage limit.
Kan. Stat. Ann. § 60-2313 (a)(10); Kan. Stat. Ann. § 60-310 (d)
Most people use Kan. Stat. Ann. § 60-2313 (a)(10); Kan. Stat. Ann. § 60-310 (d) to cover funeral prepayments. For single debtors filing, it has no coverage limit.
Kan. Stat. Ann. § 60-2313 (a)(3); Kan. Stat. Ann. § 44-514
Most people use Kan. Stat. Ann. § 60-2313 (a)(3); Kan. Stat. Ann. § 44-514 to cover worker's compensation. For single debtors filing, it has no coverage limit.
Kan. Stat. Ann. § 60-2313 (a)(7)
Most people use Kan. Stat. Ann. § 60-2313 (a)(7) to cover life insurance (cash value). For single debtors filing, it has no coverage limit.
Kan. Stat. Ann. § 60-2313 (a)(7); Kan. Stat. Ann. § 74-7313 (d)
Most people use Kan. Stat. Ann. § 60-2313 (a)(7); Kan. Stat. Ann. § 74-7313 (d) to cover crime victim's compensation. For single debtors filing, it has no coverage limit.
Kan. Stat. Ann. § 60-2313 (a)(8)
Most people use Kan. Stat. Ann. § 60-2313 (a)(8) to cover fraternal benefits, societal benefits. For single debtors filing, it has no coverage limit.
Kan. Stat. Ann. § 60-2313 (a)(9)
Most people use Kan. Stat. Ann. § 60-2313 (a)(9) to cover fraternal benefits, societal benefits. For single debtors filing, it has no coverage limit.
Kan. Stat. Ann. § 60-2315
Most people use Kan. Stat. Ann. § 60-2315 to cover earned income tax credit. For single debtors filing, it has no coverage limit.
Kan. Stat. Ann. § 72-5526
Most people use Kan. Stat. Ann. § 72-5526 to cover school employees benefits. For single debtors filing, it has no coverage limit.
Kan. Stat. Ann. § 74-4923
Most people use Kan. Stat. Ann. § 74-4923 to cover public employees retirement benefits. For single debtors filing, it has no coverage limit.
Kan. Stat. Ann. § 74-4978 (g)
Most people use Kan. Stat. Ann. § 74-4978 (g) to cover state highway patrol officers. For single debtors filing, it has no coverage limit.
11 U.S.C. § 522(b)(3)(C)
Most people use 11 U.S.C. § 522(b)(3)(C) to cover tax exempt retirement accounts. For single debtors filing, it has no coverage limit.
5 U.S.C. §§ 8437(e)(g), 11 U.S.C. § 541(c)(2)
Most people use 5 U.S.C. §§ 8437(e)(g), 11 U.S.C. § 541(c)(2) to cover thrift savings plan. For single debtors filing, it has no coverage limit.
