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It doesn't matter if you file before or after your 341 Meeting. The trustee is able to seize any non-exempt money that you were entitled to receive before you filed, and you were entitled to receive this refund (or at least a portion of it) based on what you paid in taxes for the whole year prior to filing. If you wait to file until after the 341 Meeting the trustee is less likely to seize the return, but they still can. Also, make sure that you reported this expected tax return on your bankruptcy forms -- failing to do so could be prosecuted as fraud and may keep your bankruptcy from being approved.