Ready to say goodbye to student loan debt for good? Learn More

How To Find a Bankruptcy Attorney Near Me

4 minute read Upsolve is a nonprofit that helps you get out of debt with education and free debt relief tools, like our bankruptcy filing tool. Think TurboTax for bankruptcy. Get free education, customer support, and community. Featured in Forbes 4x and funded by institutions like Harvard University so we'll never ask you for a credit card.  Explore our free tool

In a Nutshell

Tips for finding a bankruptcy attorney.

Written by Kristin Turner, Harvard Law Grad
Updated December 20, 2023

When you are struggling with debt, you may consider contacting a bankruptcy attorney for help. A bankruptcy attorney will guide you through the process of filing for debt relief and provide legal advice regarding aspects of filing a Chapter 7 or Chapter 13 bankruptcy case.

Choosing a bankruptcy attorney that is right for you is especially important. However, many people have never spoken to an attorney much less a bankruptcy lawyer. So, here are some tips for what to look for when searching for a bankruptcy attorney.

Begin by Researching Trusted Websites for a Bankruptcy Attorney in Your Area

Several websites can help you locate a bankruptcy attorney in your area. In addition to checking with your state's Bar Association, you can also check with the American Bar Association and the National Association of Consumer Bankruptcy Attorneys for a bankruptcy attorney in your area.

However, it's important to remember that even though an attorney may be listed with an organization, you still need to do your own research. Being a member of an organization demonstrates the attorney has met the standards for membership, but it doesn't guarantee quality or expertise.

Most consumer bankruptcy attorneys offer a free consultation. You'll want to meet with several attorneys to compare fees, ask questions, and determine who makes you feel most at ease.

Ask Friends, Family Members & Co-Workers for References

It can be difficult to talk about bankruptcy with the people in your life. However, if someone has been through the bankruptcy process, they can probably offer important information about the quality of the attorney they used to file the bankruptcy case.

Checking references provided by a bankruptcy attorney or reading reviews on a bankruptcy attorney website is helpful, too. However, an attorney is not going to include anyone as a reference other than clients who are willing to provide positive references.

When you meet with your attorney for a consultation, you want to assess key issues including:

  • Are you going to feel comfortable working with this person? Do you believe the attorney is going to respond to you appropriately and provide personal service?

  • Does the attorney fee seem appropriate for the services included? What services are not included in the attorney fee? Is this attorney charging fees close to the fees charged by other attorneys for filing bankruptcy cases in your area?

  • What bankruptcy-related experience does the attorney have and how long has he been practicing bankruptcy law?

Let’s look at each of the three issues in closer detail to help you choose the right bankruptcy attorney for you.

Upsolve Member Experiences

1,572+ Members Online
EJ Joier
EJ Joier
★★★★★ 9 hours ago
Lawyers quoted thousands of dollars for this service. The website makes everything clear and simple. once finished, the paperwork was perfectly laid out and accepted without any? s or corrections.
Read more Google reviews ⇾
Jamie Grisaffi
Jamie Grisaffi
★★★★★ 4 days ago
Upsolve was so easy to navigate and explained everything! They don't rush through things and they make sure you understand the process.
Read more Google reviews ⇾
Matthew Suarez
Matthew Suarez
★★★★★ 6 days ago
Awesome tool. Very thankful for Upsolve. I highly recommend using their services.
Read more Google reviews ⇾

Your Relationship with Your Bankruptcy Attorney

You need to make sure that you're comfortable being open with your attorney before you hire the attorney. An attorney can't do their job unless you're honest. Ask yourself, "do I feel like I can tell them anything without feeling embarrassed or condemned?"

Be incredibly cautious of hiring a bankruptcy attorney who works for a “bankruptcy mill.”

Bankruptcy mills quickly move hundreds of cases through their office and very seldom provide the personal service or the attention you need. Many of the attorneys who work for these firms are wonderful attorneys, but the firm simply overloads the attorneys with too many cases.

Most bankruptcy attorneys are dedicated individuals who want to help people who are in financial trouble. Search for an attorney who listens to your concerns, answers your questions and is available when you need the attorney.

Bankruptcy Attorney Fees

There is no “set” fee that a bankruptcy attorney charges for services. However, a Chapter 13 bankruptcy case typically costs more than a Chapter 7 bankruptcy case. In addition to fees varying from attorney to attorney in your area, fees vary from state to state.

The Bankruptcy Court sets filing fees that are standard in all cases. The filing fee for a Chapter 7 petition is $338. In addition, you must pay for your required bankruptcy courses.

As you compare fees as you search for a bankruptcy attorney, you need to remember that attorneys may include or exclude certain services from the initial attorney fee. You want a bankruptcy attorney that includes as many services as possible in the initial fee.

Some of the typical services included in the fee for a bankruptcy attorney are:

A bankruptcy attorney may charge an additional fee for filing motions, amendments, and attending some hearings. Make sure you have a clear understanding of the services included and excluded before you hire a bankruptcy attorney.

If you're are unable to afford to pay a bankruptcy attorney, we may be able to help you. At Upsolve, a non-profit organization, we assist low-income individuals file for debt relief under Chapter 7 at no cost.

Take our screener to learn if we can help you get debt relief by filing a Chapter 7 bankruptcy case without a bankruptcy attorney.

What Experience Does the Bankruptcy Attorney Have That Benefits You?

Bankruptcy law can be very complex. Most attorneys do not handle bankruptcy cases, unless they practice specifically in bankruptcy law.

Therefore, you want to choose a bankruptcy attorney with a deep knowledge of bankruptcy laws, bankruptcy rules, and bankruptcy procedures. When you consult with a bankruptcy attorney, you need to ask the attorney about his background and any specialized training he has in bankruptcy-related matters.

Also, the attorney should be willing to discuss bankruptcy alternatives. You want a bankruptcy attorney who does not push you toward filing a Chapter 7 or Chapter 13 bankruptcy case without exploring all available debt relief options.

A bankruptcy attorney should be willing to answer your questions and explore all options thoroughly before advising you about your best option to get out of debt.

Can I File a Chapter 7 Bankruptcy Case Without a Bankruptcy Attorney?

Yes, you can file a Chapter 7 bankruptcy without an attorney. If you can afford to retain an attorney, you may want to do so because a bankruptcy attorney can provide support and guidance. However, if you are unable to pay an attorney, you can still get the debt relief you need.

Upsolve, a Harvard Law School-grown nonprofit company, has developed a free filing tool to assist individuals in preparing their bankruptcy forms. We understand that some people may not be able to afford to pay a bankruptcy attorney, but they desperately need bankruptcy relief.

Therefore, we have developed a system to assist low-income Americans as they work to get rid of debt through a Chapter 7 bankruptcy case. Our system provides step-by-step guidance for completing and filing the Chapter 7 bankruptcy forms that are required to obtain a bankruptcy discharge.

Are You Ready to Get Out of Debt?

Watch past users explain how they worked with Upsolve to get a fresh start so that they could move forward without the burden of debt. They were in debt and under water when they contacted our organization. We worked with them to successfully file Chapter 7 and obtain a bankruptcy discharge.

You can do this! You can get out of debt without paying attorney fees. In most cases, you get rid of all or most of your unsecured debts while keeping all your property.[1]


  1. American Bankruptcy Institute. (2002). Bankruptcy by the Numbers - Chapter 7 Asset Cases. ABI Journal. Retrieved August 4, 2020, from

Written By:

Kristin Turner, Harvard Law Grad


Kristin is a recipient of Harvard Law School’s Public Welfare Foundation A2J Tech Fellowship. At Harvard Law, she served as a member of the Harvard Defenders, the Women’s Law Association, and the Harvard Law Negotiation Review. She was the 2016 – 2017 president of the Harvard Bla... read more about Kristin Turner, Harvard Law Grad

It's easy to get debt help

Choose one of the options below to get assistance with your debt:

Considering Bankruptcy?

Our free tool has helped 13,813+ families file bankruptcy on their own. We're funded by Harvard University and will never ask you for a credit card or payment.

Explore Free Tool
13,813 families have filed with Upsolve! ☆

Private Attorney

Get a free evaluation from an independent law firm.

Find Attorney

Learning Center

Research and understand your options with our articles and guides.

Go to Learning Center →

Already an Upsolve user?

Read Support Articles →

Upsolve is a 501(c)(3) nonprofit that started in 2016. Our mission is to help low-income families resolve their debt and fix their credit using free software tools. Our team includes debt experts and engineers who care deeply about making the financial system accessible to everyone. We have world-class funders that include the U.S. government, former Google CEO Eric Schmidt, and leading foundations.

To learn more, read why we started Upsolve in 2016, our reviews from past users, and our press coverage from places like the New York Times and Wall Street Journal.