2020 Best Invention

Should I Update My Forms If I Get a New Job Before Filing?

1 minute read Upsolve is a nonprofit tool that helps you file bankruptcy for free. Think TurboTax for bankruptcy. Get free education, customer support, and community. Featured in Forbes 4x and funded by institutions like Harvard University so we'll never ask you for a credit card. Explore our free tool

In a Nutshell

Congratulations on your new job! If you haven't filed yet, and you really don't know what your monthly income will be until your first paycheck comes in, you have one of two options for how to handle this.

Written by Attorney Andrea Wimmer
Updated September 8, 2020

First of all, congratulations on your new job! 

If you haven't filed yet, and you really don't know what your monthly income will be until your first paycheck comes in, you have one of two options: 

(1) Wait until you get 1 - 2 paychecks and use them to update your income as shown on your Schedule I before filing. The advantage of this is that you won't have to worry about amending (updating) the form later. The downside is that you won't get the protections of the automatic stay until your case is filed and you may not be able to wait this long due to a looming foreclosure, garnishment or other legal action you’re hoping to stop with your bankruptcy filing.

(2) File now, but make a note at the bottom of your Schedule I that you've gotten a new job and expect your income to change as a result. If you've received one or more pay stubs by the time your 341 meeting takes place, make sure to bring copies for your trustee and - when they ask whether anything’s changed since you filed your case - let them know about your new job. The trustee may tell you to file an amended Schedule I or not - it depends.  

Upsolve Users: You can make these updates by logging into your account at https://my.upsolve.org/login. If you need to amend your Schedule I after your case has been filed, please visit help.upsolve.org and use the "Submit a Request" feature in the top right corner to send us a message. 

Written By:

Attorney Andrea Wimmer


Andrea practiced exclusively as a bankruptcy attorney in consumer Chapter 7 and Chapter 13 cases for more than 10 years before joining Upsolve, first as a contributing writer and editor and ultimately joining the team as Managing Editor. While in private practice, Andrea handled... read more about Attorney Andrea Wimmer

It's easy to get help

Choose one of the options below to get assistance with your bankruptcy:

Free Web App

Take our screener to see if Upsolve is right for you.

Take Screener
10,652 families have filed with Upsolve! ☆

Private Attorney

Get a free bankruptcy evaluation from an independent law firm.

Find Attorney

Learning Center

Research and understand your options with our articles and guides.

Go to Learning Center →

Already an Upsolve user?

Read Support Articles →


    + Show Articles

    Upsolve is a 501(c)(3) nonprofit that started in 2016. Our mission is to help low-income families who cannot afford lawyers file bankruptcy for free, using an online web app. Spun out of Harvard Law School, our team includes lawyers, engineers, and judges. We have world-class funders that include the U.S. government, former Google CEO Eric Schmidt, and leading foundations. It's one of the greatest civil rights injustices of our time that low-income families can’t access their basic rights when they can’t afford to pay for help. Combining direct services and advocacy, we’re fighting this injustice.

    To learn more, read why we started Upsolve in 2016, our reviews from past users, and our press coverage from places like the New York Times and Wall Street Journal.