the Upsolve Team

the Upsolve Team

Upsolve is lucky to have an incredible team of contributing writers all over the country to help us keep our content up to date, informative, and helpful for everyone who visits!

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What are Non-Dischargeable Debts in a Bankruptcy Filing?

Non-dischargeable debts are debts that can’t be eliminated in a bankruptcy because the U.S. Bankruptcy Code doesn’t allow it. If you have non-dischargeable debts, a Chapter 7 bankruptcy case will not get rid of the debt. However, a Chapter 7 case can get rid of other debts so that you can pay non-dischargeable debts. Most debts are eligible for a discharge in Chapter 7.

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What is post petition debt?

This article will explain what “post-petition” means, what post-petition debt is, the difference between post-petition debt and debts you simply forgot to include in your bankruptcy forms, the effect of your discharge on post-petition debt and whether the timing of the discharge affects the new debt.

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What is the presumption of abuse in bankruptcy? 

While every American has the right to file a Chapter 7 bankruptcy,there are specific income requirements you must meet to be eligible for a Chapter 7 discharge. If your current monthly income exceeds these limits, then a presumption of abuse exists in your bankruptcy case. This article will explain what the presumption of abuse is, why it exists when it arises, and how it can be overcome. Finally, we take a brief look at what it means to file Chapter 7 even though a presumption of abuse exists in your Chapter 7 bankruptcy case.

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What is a Debt Management Plan?

When you’re struggling with debt, your first step should always be to educate yourself about your options so you can make the best decision for you and your family. This article describes one possible option: a debt management plan, also known as a DMP. A debt management plan involves working with an agency to consolidate your payments. The agency will also work with your creditors to try to get you better terms, so you can pay off your debt more quickly.

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What is debt consolidation?

Debt consolidation is one of many possible options for debt relief. In simple terms, debt consolidation involves combining multiple debts into one obligation. However, there are risks and downsides associated with taking on this type of debt. This article describes how debt consolidation works, how it can be beneficial, and what pitfalls you may face.

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What is credit counseling?

Credit counseling is not a debt relief solution in itself. Instead, it’s a starting point for people who are looking for the right solution.

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What is Debt Settlement?

Debt settlement is a type of debt relief that may allow you to settle your debts for less than the full amount due. Most debt settlement programs work by setting aside money to negotiate with, then making settlement offers one debt at a time. But, like any debt relief solution, debt settlement isn’t for everyone. In this article, you’ll learn more about how debt settlement works, the benefits of making lump sum payments, and the risks you should know about.

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Legal Services Corporation
Robin Hood
The Upsolve Team
Harvard University
Fast Forward

Upsolve is a 501(c)(3) legal aid nonprofit that started in 2016. Our mission is to help low-income Americans in financial distress get a fresh start through Chapter 7 bankruptcy at no cost. We do this by combining the power of technology with attorneys. Spun out of Harvard Law School, our team includes lawyers, engineers, and judges. We have mission-driven funders that include the U.S. government, former Google CEO Eric Schmidt, and private charities.

To learn more, read our reviews from past clients, or read our press coverage.


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