If a creditor was charged off, do I still need to list them?
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Yes, you need to list them. A debt being charged off by the creditor does *not* mean that you don’t owe it anymore; it only means that the creditor has decided the debt is uncollectible for accounting purposes.
Written by Kristin Turner, Harvard Law Grad.
Updated July 22, 2020
Yes, you need to list them. A debt being charged off by the creditor does not mean that you don’t owe it anymore; it only means that the creditor has decided the debt is uncollectible for accounting purposes.
